{"id":6805,"date":"2026-08-19T16:52:14","date_gmt":"2026-08-19T07:52:14","guid":{"rendered":"https:\/\/meritzpartners.com\/blog\/?p=6805"},"modified":"2026-08-24T09:49:44","modified_gmt":"2026-08-24T00:49:44","slug":"%ec%a7%81%ec%9e%a5%ec%9d%b8-%eb%b3%b4%ed%97%98-%eb%b6%80%ec%97%85-%ec%88%98%ec%88%98%eb%a3%8c","status":"publish","type":"post","link":"https:\/\/meritzpartners.com\/blog\/factcheck\/%ec%a7%81%ec%9e%a5%ec%9d%b8-%eb%b3%b4%ed%97%98-%eb%b6%80%ec%97%85-%ec%88%98%ec%88%98%eb%a3%8c\/","title":{"rendered":"\uc9c1\uc7a5\uc778 \ubcf4\ud5d8 \ubd80\uc5c5, \ub0b4 \ubcf4\ud5d8\ubd80\ud130 \uc9c1\uc811 \uc54c\uc544\ubcf8 \uc774\uc57c\uae30"},"content":{"rendered":"<h3><b style=\"font-size: 14pt;\">\u2705 \ud55c\ub208\uc5d0 \ubcf4\ub294 \ud575\uc2ec\u00a0<\/b><\/h3>\n<ul>\n<li><span style=\"font-size: 14pt;\"><b>\ub0b4 \ubcf4\ud5d8\uc744 \uc9c1\uc811 \uc124\uacc4\ud558\uba74 \uc218\uc218\ub8cc\ub3c4 \ubc1b\uc744 \uc218 \uc788\ub098\uc694? <\/b><\/span><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uc190\ud574\ubcf4\ud5d8 \uc124\uacc4\uc0ac \uc790\uaca9\uc744 \uac16\ucd94\uace0 \uc815\uc2dd \ub4f1\ub85d \ud6c4 \uc815\ud574\uc9c4 \uc808\ucc28\uc5d0 \ub530\ub77c \uacc4\uc57d\uc774 \uccb4\uacb0\ub418\uba74 \uc218\uc218\ub8cc\ub97c \uc18c\ub4dd\uc73c\ub85c \ubc1b\uc744 \uc218 \uc788\uc5b4\uc694.<\/span><\/span><\/li>\n<li><span style=\"font-size: 14pt;\"><b>\uc5c4\ub9c8\uac00 \ub4e4\uc5b4\uc900 \ubcf4\ud5d8, \uadf8\ub0e5 \uacc4\uc18d \ub0b4\uace0 \uc788\ub294\ub370\uc694. <\/b><\/span><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uc9c0\uae08\uc758 \ub0b4 \uc0c1\ud669\uacfc \ubcf4\uc7a5\uc774 \uc798 \ub9de\ub294\uc9c0 \uc9c1\uc811 \uacf5\ubd80\ud558\uace0 \uc0b4\ud3b4\ubcfc \uc218 \uc788\uc5b4\uc694.<\/span><\/span><\/li>\n<li><span style=\"font-size: 14pt;\"><b>\ubcf4\ud5d8\uc744 \uc798 \ubab0\ub77c\ub3c4 \uac00\ub2a5\ud55c\uac00\uc694? <\/b><\/span><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ubb34\ub8cc \uad50\uc721\uacfc 1:1 \uba58\ud1a0\uc758 \ub3c4\uc6c0\uc744 \ubc1b\uc544 \uc190\ud574\ubcf4\ud5d8 \uc124\uacc4\uc0ac \uc790\uaca9\uc2dc\ud5d8\ubd80\ud130 \uc900\ube44\ud560 \uc218 \uc788\uc5b4\uc694.<\/span><\/span><\/li>\n<li><span style=\"font-size: 14pt;\"><b>\uc2e4\uc81c\ub85c \uc5bc\ub9c8\ub098 \ubc8c \uc218 \uc788\ub098\uc694? <\/b><\/span><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uc2e4\uc801\uc774 \ubc1c\uc0dd\ud55c \ud30c\ud2b8\ub108\uc2a4\uc758 \uccab \ub2ec \ud3c9\uade0 \uc218\uc775\uc740 \uc57d 150\ub9cc \uc6d0\uc774\uc5d0\uc694.<\/span><span style=\"font-size: 12pt;\"><i><span style=\"font-weight: 400;\">(2024\ub144 8\uc6d4~2025\ub144 7\uc6d4 \uae30\uc900, \uac1c\uc778\ucc28 \uc788\uc74c)<\/span><\/i><\/span><\/span><\/li>\n<li><span style=\"font-size: 14pt;\"><b>\uc9c1\uc7a5\uc778\ub3c4 \uac00\ub2a5\ud55c\uac00\uc694? <\/b><\/span><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ud30c\ud2b8\ub108\uc2a4 5,337\uba85\uc744 \ub300\uc0c1\uc73c\ub85c \uc870\uc0ac\ud55c \uacb0\uacfc, 66%\uac00 \uc9c1\uc7a5\uc778\uc774\uc5c8\uc5b4\uc694. \ub2e4\ub9cc \uc7ac\uc9c1 \uc911\uc778 \ud68c\uc0ac\uc758 \uacb8\uc9c1 \uaddc\uc815\uc740 \ubbf8\ub9ac \ud655\uc778\ud574\uc57c \ud574\uc694. <\/span><\/span><\/li>\n<\/ul>\n<p><span style=\"background-color: #ffffff; color: #ffffff; font-size: 8pt; opacity: 0;\">\uc9c1\uc7a5\uc778 \ubcf4\ud5d8 \ubd80\uc5c5<\/span><\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 ez-toc-white ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\ud83d\udcc4\ucf58\ud150\uce20 \ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%ec%a7%81%ec%9e%a5%ec%9d%b8-%eb%b3%b4%ed%97%98-%eb%b6%80%ec%97%85-%ec%88%98%ec%88%98%eb%a3%8c\/#1_%EC%97%84%EB%A7%88%EA%B0%80_%EB%93%A4%EC%96%B4%EC%A4%80_%EB%B3%B4%ED%97%98_%EC%B7%A8%EC%97%85%ED%95%98%EA%B3%A0%EB%8F%84_%EA%B7%B8%EB%83%A5_%EB%83%88%EC%96%B4%EC%9A%94\" >1. \uc5c4\ub9c8\uac00 \ub4e4\uc5b4\uc900 \ubcf4\ud5d8, \ucde8\uc5c5\ud558\uace0\ub3c4 \uadf8\ub0e5 \ub0c8\uc5b4\uc694<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%ec%a7%81%ec%9e%a5%ec%9d%b8-%eb%b3%b4%ed%97%98-%eb%b6%80%ec%97%85-%ec%88%98%ec%88%98%eb%a3%8c\/#2_%EB%B3%B4%ED%97%98%EC%9D%84_%EB%B0%94%EA%BE%B8%EA%B3%A0_%EC%8B%B6%EC%9D%80%EB%8D%B0_%EB%88%84%EA%B5%AC%EC%97%90%EA%B2%8C_%EB%A7%A1%EA%B2%A8%EC%95%BC_%ED%95%A0%EA%B9%8C%EC%9A%94\" >2. \ubcf4\ud5d8\uc744 \ubc14\uafb8\uace0 \uc2f6\uc740\ub370, \ub204\uad6c\uc5d0\uac8c \ub9e1\uaca8\uc57c \ud560\uae4c\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%ec%a7%81%ec%9e%a5%ec%9d%b8-%eb%b3%b4%ed%97%98-%eb%b6%80%ec%97%85-%ec%88%98%ec%88%98%eb%a3%8c\/#3_%EA%B7%B8%EB%9E%98%EC%84%9C_%EA%B7%B8%EB%83%A5_%EC%A0%9C%EA%B0%80_%EA%B3%B5%EB%B6%80%ED%95%B4%EB%B3%B4%EA%B8%B0%EB%A1%9C_%ED%96%88%EC%96%B4%EC%9A%94\" >3. \uadf8\ub798\uc11c \uadf8\ub0e5 \uc81c\uac00 \uacf5\ubd80\ud574\ubcf4\uae30\ub85c \ud588\uc5b4\uc694.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%ec%a7%81%ec%9e%a5%ec%9d%b8-%eb%b3%b4%ed%97%98-%eb%b6%80%ec%97%85-%ec%88%98%ec%88%98%eb%a3%8c\/#4_%EA%B7%B8%EB%9F%B0%EB%8D%B0_%EC%88%98%EC%88%98%EB%A3%8C%EB%8F%84_%EC%A0%9C%EA%B0%80_%EB%B0%9B%EC%9D%84_%EC%88%98_%EC%9E%88%EB%8D%94%EB%9D%BC%EA%B3%A0%EC%9A%94\" >4. \uadf8\ub7f0\ub370 \uc218\uc218\ub8cc\ub3c4 \uc81c\uac00 \ubc1b\uc744 \uc218 \uc788\ub354\ub77c\uace0\uc694.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%ec%a7%81%ec%9e%a5%ec%9d%b8-%eb%b3%b4%ed%97%98-%eb%b6%80%ec%97%85-%ec%88%98%ec%88%98%eb%a3%8c\/#5_%EC%A7%81%EC%9E%A5%EC%9D%B8%EC%9D%B4%EB%9D%BC_%EB%8D%94_%EC%9E%98_%EC%95%84%EB%8A%94_%EB%B3%B4%ED%97%98_%EA%B3%A0%EB%AF%BC%EC%9D%B4_%EC%9E%88%EC%96%B4%EC%9A%94\" >5. \uc9c1\uc7a5\uc778\uc774\ub77c \ub354 \uc798 \uc544\ub294 \ubcf4\ud5d8 \uace0\ubbfc\uc774 \uc788\uc5b4\uc694<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%ec%a7%81%ec%9e%a5%ec%9d%b8-%eb%b3%b4%ed%97%98-%eb%b6%80%ec%97%85-%ec%88%98%ec%88%98%eb%a3%8c\/#6_%EC%8B%A4%EC%A0%9C%EB%A1%9C_%EC%88%98%EC%9D%B5%EC%9D%80_%EC%96%BC%EB%A7%88%EB%82%98_%EB%90%A0%EA%B9%8C%EC%9A%94\" >6. \uc2e4\uc81c\ub85c \uc218\uc775\uc740 \uc5bc\ub9c8\ub098 \ub420\uae4c\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%ec%a7%81%ec%9e%a5%ec%9d%b8-%eb%b3%b4%ed%97%98-%eb%b6%80%ec%97%85-%ec%88%98%ec%88%98%eb%a3%8c\/#7_%EB%A9%94%EB%A6%AC%EC%B8%A0_%ED%8C%8C%ED%8A%B8%EB%84%88%EC%8A%A4%EB%8A%94_%EC%96%B4%EB%96%BB%EA%B2%8C_%EC%8B%9C%EC%9E%91%ED%95%98%EB%82%98%EC%9A%94\" >7. \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4\ub294 \uc5b4\ub5bb\uac8c \uc2dc\uc791\ud558\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%ec%a7%81%ec%9e%a5%ec%9d%b8-%eb%b3%b4%ed%97%98-%eb%b6%80%ec%97%85-%ec%88%98%ec%88%98%eb%a3%8c\/#8_%EC%A7%81%EC%9E%A5%EC%9D%B8%EC%9D%B4_%EC%8B%9C%EC%9E%91%ED%95%98%EA%B8%B0_%EC%A0%84%EC%97%90_%EC%95%8C%EC%95%84%EB%91%90%EB%A9%B4_%EC%A2%8B%EC%9D%80_%EC%A0%90\" >8. \uc9c1\uc7a5\uc778\uc774 \uc2dc\uc791\ud558\uae30 \uc804\uc5d0 \uc54c\uc544\ub450\uba74 \uc88b\uc740 \uc810<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%ec%a7%81%ec%9e%a5%ec%9d%b8-%eb%b3%b4%ed%97%98-%eb%b6%80%ec%97%85-%ec%88%98%ec%88%98%eb%a3%8c\/#9_%EC%9E%90%EC%A3%BC_%EB%AC%BB%EB%8A%94_%EC%A7%88%EB%AC%B8\" >9. \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/a><\/li><\/ul><\/nav><\/div>\n\n<blockquote>\n<h3><span style=\"font-size: 14pt;\"><b>\ub0a8\ub4e4 \ubcf4\ud5d8\ub8cc\ub97c \ub4e3\uace0 \ucc98\uc74c \ub0b4 \ubcf4\ud5d8\uc744 \ub4e4\uc5ec\ub2e4\ubd24\uc5b4\uc694. \uadf8\ub7ec\ub2e4 \ub73b\ubc16\uc758 \uc218\uc775\uae4c\uc9c0 \uc54c\uac8c \ub410\uace0\uc694.<\/b><\/span><\/h3>\n<\/blockquote>\n<h2><span class=\"ez-toc-section\" id=\"1_%EC%97%84%EB%A7%88%EA%B0%80_%EB%93%A4%EC%96%B4%EC%A4%80_%EB%B3%B4%ED%97%98_%EC%B7%A8%EC%97%85%ED%95%98%EA%B3%A0%EB%8F%84_%EA%B7%B8%EB%83%A5_%EB%83%88%EC%96%B4%EC%9A%94\"><\/span><span style=\"font-size: 14pt;\"><b>1. \uc5c4\ub9c8\uac00 \ub4e4\uc5b4\uc900 \ubcf4\ud5d8, \ucde8\uc5c5\ud558\uace0\ub3c4 \uadf8\ub0e5 \ub0c8\uc5b4\uc694<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ucc98\uc74c \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud55c \uac74 \uc81c\uac00 \uc544\ub2c8\uc5c8\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc5b4\ub9b4 \ub54c \uc5c4\ub9c8\uac00 \ub4e4\uc5b4\uc900 \ubcf4\ud5d8\uc744 \ucde8\uc5c5\ud558\uba74\uc11c \ub118\uaca8\ubc1b\uc558\uace0, \uadf8 \ub4a4\ub85c\ub294 \ubcc4\uc0dd\uac01 \uc5c6\uc774 \uacc4\uc18d \ubcf4\ud5d8\ub8cc\ub97c \ub0c8\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc6d4\uae09\uc774 \ub4e4\uc5b4\uc624\uba74 \ubcf4\ud5d8\ub8cc\ub3c4 \uc54c\uc544\uc11c \ube60\uc838\ub098\uac00\uace0.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ub531\ud788 \uc544\ud508 \ub370\ub3c4 \uc5c6\uace0, \ubcf4\ud5d8\uae08\uc744 \uccad\uad6c\ud560 \uc77c\ub3c4 \uc5c6\uc73c\ub2c8 \uad73\uc774 \uc790\uc138\ud788 \ub4e4\uc5ec\ub2e4\ubcfc \uc774\uc720\ub3c4 \uc5c6\uc5c8\uc5b4\uc694.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uadf8\ub7f0\ub370 \uc5b4\ub290 \ub0a0 \ud68c\uc0ac\uc5d0\uc11c \uc810\uc2ec\uc744 \uba39\ub2e4\uac00 \ubcf4\ud5d8 \uc774\uc57c\uae30\uac00 \ub098\uc654\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\u201c\ub108 \ubcf4\ud5d8\ub8cc \ud55c \ub2ec\uc5d0 \uc5bc\ub9c8 \ub0b4?\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc11c\ub85c \uc5bc\ub9c8\uc529 \ub0b4\ub294\uc9c0 \uc774\uc57c\uae30\ud558\ub2e4\uac00 \ubb38\ub4dd \uc774\ub7f0 \uc0dd\uac01\uc774 \ub4e4\ub354\ub77c\uace0\uc694.<\/span><\/p>\n<figure id=\"attachment_6807\" aria-describedby=\"caption-attachment-6807\" style=\"width: 512px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"seo-only-caption wp-image-6807 size-full\" src=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2026\/08\/\uc810\uc2ec\uc2dc\uac04-\ubcf4\ud5d8\ub8cc-\uc810\uac80-\ub300\ud654-\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\uacf5\uc2dd-\uce90\ub9ad\ud130.png\" alt=\"\uc9c1\uc7a5\uc778 \ubcf4\ud5d8 \ubd80\uc5c5\uc744 \uace0\ubbfc\ud558\uba70 \uc810\uc2ec\uc2dc\uac04\uc5d0 \ubcf4\ud5d8\ub8cc\ub97c \uc810\uac80\ud558\uace0 \ub300\ud654\ud558\ub294 \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \uce90\ub9ad\ud130\" width=\"512\" height=\"286\" srcset=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2026\/08\/\uc810\uc2ec\uc2dc\uac04-\ubcf4\ud5d8\ub8cc-\uc810\uac80-\ub300\ud654-\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\uacf5\uc2dd-\uce90\ub9ad\ud130.png 512w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2026\/08\/\uc810\uc2ec\uc2dc\uac04-\ubcf4\ud5d8\ub8cc-\uc810\uac80-\ub300\ud654-\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\uacf5\uc2dd-\uce90\ub9ad\ud130-300x168.png 300w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2026\/08\/\uc810\uc2ec\uc2dc\uac04-\ubcf4\ud5d8\ub8cc-\uc810\uac80-\ub300\ud654-\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\uacf5\uc2dd-\uce90\ub9ad\ud130-500x279.png 500w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><figcaption id=\"caption-attachment-6807\" class=\"wp-caption-text\">\uc9c1\uc7a5\uc778 \ubcf4\ud5d8 \ubd80\uc5c5? \uc810\uc2ec\uc2dc\uac04 \ub3d9\ub8cc\ub4e4\uacfc \uc774\uc57c\uae30\ud558\uba70 \ub0b4 \ubcf4\ud5d8\ub8cc\ub97c \uc810\uac80\ud574 \ubcf4\ub294 \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \uacf5\uc2dd \uce90\ub9ad\ud130\ub4e4<\/figcaption><\/figure>\n<p><span style=\"font-size: 14pt;\"><b>\u2018\uc7a0\uae50. \ub098\u2026 \uc0dd\uac01\ubcf4\ub2e4 \ub9ce\uc774 \ub0b4\ub294 \uac83 \uac19\uc740\ub370?\u2019<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uadf8\ub0a0 \ucc98\uc74c\uc73c\ub85c \uc81c \ubcf4\ud5d8\uc744 \uc81c\ub300\ub85c \ub4e4\uc5ec\ub2e4\ubd24\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uadf8\ub7f0\ub370 \ubd10\ub3c4 \uc798 \ubaa8\ub974\uaca0\ub354\ub77c\uace0\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc774 \ud2b9\uc57d\uc740 \uc65c \ub4e4\uc5b4\uac00 \uc788\ub294\uc9c0, \uc774 \ubcf4\uc7a5\uc740 \uc9c0\uae08\ub3c4 \ud544\uc694\ud55c \uac74\uc9c0, \ub2e4\ub978 \uc0ac\ub78c\ub4e4\uc740 \uc5b4\ub5bb\uac8c \uac00\uc785\ud558\ub294\uc9c0.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc5c4\ub9c8\uac00 \uac00\uc785\ud574\uc900 \ub2f9\uc2dc\uc5d0\ub294 \ud544\uc694\ud588\uc744\uc9c0 \ubaa8\ub974\uc9c0\ub9cc, \uc2dc\uac04\uc740 \uaf64 \ud758\ub800\uace0, \uc800\ub3c4 \uadf8\ub54c\uc640\ub294 \ub9ce\uc774 \ub2ec\ub77c\uc84c\uc796\uc544\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ucde8\uc5c5\ud574\uc11c \uc18c\ub4dd\ub3c4 \uc0dd\uacbc\uace0, \uc55e\uc73c\ub85c \uacb0\ud63c\uc774\ub098 \ub0b4 \uc9d1 \ub9c8\ub828\ub3c4 \uc0dd\uac01\ud574\uc57c \ud558\ub294\ub370 \ubcf4\ud5d8\uc740 \uc608\uc804\uc5d0 \uac00\uc785\ud55c \uadf8\ub300\ub85c\uc600\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><b>\u2018\uc774\uac70, \ud55c \ubc88 \uc804\uccb4\uc801\uc73c\ub85c \ubd10\uc57c \ud558\ub294 \uac70 \uc544\ub2cc\uac00?\u2019<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uadf8\ub54c\ubd80\ud130 \ucc98\uc74c\uc73c\ub85c \uc81c \ubcf4\ud5d8\uc774 \uad81\uae08\ud574\uc84c\uc5b4\uc694.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"2_%EB%B3%B4%ED%97%98%EC%9D%84_%EB%B0%94%EA%BE%B8%EA%B3%A0_%EC%8B%B6%EC%9D%80%EB%8D%B0_%EB%88%84%EA%B5%AC%EC%97%90%EA%B2%8C_%EB%A7%A1%EA%B2%A8%EC%95%BC_%ED%95%A0%EA%B9%8C%EC%9A%94\"><\/span><span style=\"font-size: 14pt;\"><b>2. \ubcf4\ud5d8\uc744 \ubc14\uafb8\uace0 \uc2f6\uc740\ub370, \ub204\uad6c\uc5d0\uac8c \ub9e1\uaca8\uc57c \ud560\uae4c\uc694?<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ubcf4\ud5d8\uc744 \ub2e4\uc2dc \ubd10\uc57c\uaca0\ub2e4\uace0 \uc0dd\uac01\ud558\ub294 \uac83\uae4c\uc9c0\ub294 \uc26c\uc6e0\uc5b4\uc694.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\ubb38\uc81c\ub294 \uadf8\ub2e4\uc74c\uc774\uc5c8\uc5b4\uc694.<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\u201c\uadf8\ub798\uc11c \uc774\uac78 \ub204\uad6c\ud55c\ud14c \ubb3c\uc5b4\ubcf4\uc9c0?\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ubcf4\ud5d8\uc744 \uc798 \uc544\ub294 \uc0ac\ub78c\uc5d0\uac8c \ub9e1\uae30\uba74 \ub418\uaca0\ub2e4\uace0 \uc0dd\uac01\ud588\ub294\ub370, \ub9c9\uc0c1 \uc0c1\ub2f4\uc744 \ubc1b\uc73c\ub824\uace0 \ud558\ub2c8 \uc774\ub7f0\uc800\ub7f0 \uc0dd\uac01\uc774 \ub4e4\ub354\ub77c\uace0\uc694.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ub0b4 \uc0c1\ud669\uc5d0 \uc815\ub9d0 \ud544\uc694\ud55c \ubcf4\uc7a5\uc778\uc9c0,<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\uc124\uba85\uc744 \ub4e3\uace0 \ub0b4\uac00 \uc81c\ub300\ub85c \ud310\ub2e8\ud560 \uc218 \uc788\uc744\uc9c0,<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\uc55e\uc73c\ub85c \uc624\ub798 \uac00\uc838\uac08 \ubcf4\ud5d8\uc778\ub370 \uc9c0\uae08 \uacb0\uc815\ud574\ub3c4 \uad1c\ucc2e\uc744\uc9c0.<\/span><\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ub204\uad70\uac00\uc5d0\uac8c \ub9e1\uae30\ub354\ub77c\ub3c4 \uacb0\uad6d \ubcf4\ud5d8\ub8cc\ub97c \ub0b4\ub294 \uac74 \ub098\uc796\uc544\uc694.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\uadf8\ub7f0\ub370 \ub098\ub294 \uc544\ubb34\uac83\ub3c4 \ubaa8\ub974\uace0 \uc0c1\ub300\ubc29 \uc124\uba85\ub9cc \ub4e3\uace0 \uacb0\uc815\ud574\ub3c4 \ub418\ub294 \uac78\uae4c?<\/span><\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ubcf4\ud5d8\uc744 \ud55c\ubc88 \uc815\ub9ac\ud574\ubcf4\ub824\uace0 \ud588\ub294\ub370 \uc624\ud788\ub824 \uc9c8\ubb38\ub9cc \ub354 \ub9ce\uc544\uc84c\uc5b4\uc694.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\uadf8\ub7ec\ub2e4 \uc774\ub7f0 \uc0dd\uac01\uc774 \ub4e4\uc5c8\uc5b4\uc694.<\/span><\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><b>\u201c\uadf8\ub0e5 \ub0b4\uac00 \uc880 \uc54c\uc544\ubcfc\uae4c?\u201d<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ub0b4\uac00 \uc804\ubb38\uac00\uac00 \ub420 \ud544\uc694\uae4c\uc9c0\ub294 \uc5c6\uc5b4\ub3c4, \uc801\uc5b4\ub3c4 \ub0b4\uac00 \ub9e4\ub2ec \ub3c8\uc744 \ub0b4\ub294 \ub0b4 \ubcf4\ud5d8\ub9cc\ud07c\uc740 \ub0b4\uac00 \uc774\ud574\ud558\uace0 \uacb0\uc815\ud558\uace0 \uc2f6\uc5c8\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uadf8\ub798\uc11c \uc9c1\uc811 \ubcf4\ud5d8\uc744 \uacf5\ubd80\ud574\ubcfc \uc218 \uc788\ub294 \ubc29\ubc95\uc744 \ucc3e\uc544\ubcf4\ub2e4\uac00 \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4\ub97c \uc54c\uac8c \ub410\uc5b4\uc694. <\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc190\ud574\ubcf4\ud5d8 \uc124\uacc4\uc0ac \uc790\uaca9\uc2dc\ud5d8\uc744 \uc900\ube44\ud558\uba74\uc11c \ubcf4\ud5d8\uc758 \uae30\ubcf8\ubd80\ud130 \ubc30\uc6cc\ubcfc \uc218 \uc788\ub2e4\uace0 \ud574\uc11c, \uc77c\ub2e8 \ud55c\ubc88 \uc2dc\uc791\ud574\ubcf4\uae30\ub85c \ud588\uc5b4\uc694.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"3_%EA%B7%B8%EB%9E%98%EC%84%9C_%EA%B7%B8%EB%83%A5_%EC%A0%9C%EA%B0%80_%EA%B3%B5%EB%B6%80%ED%95%B4%EB%B3%B4%EA%B8%B0%EB%A1%9C_%ED%96%88%EC%96%B4%EC%9A%94\"><\/span><span style=\"font-size: 14pt;\"><b>3. \uadf8\ub798\uc11c \uadf8\ub0e5 \uc81c\uac00 \uacf5\ubd80\ud574\ubcf4\uae30\ub85c \ud588\uc5b4\uc694.<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uc190\ud574\ubcf4\ud5d8 \uc124\uacc4\uc0ac \uc790\uaca9\uc2dc\ud5d8\uc744 \uc900\ube44\ud558\uba74\uc11c \ubcf4\ud5d8\uc758 \uae30\ubcf8\ubd80\ud130 \ud558\ub098\uc529 \uacf5\ubd80\ud574\ubd24\uc5b4\uc694.<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uadf8\ub3d9\uc548 \uc124\uba85\uc744 \ub4e4\uc5b4\ub3c4 \ud758\ub824\ub4e3\ub358 \uc6a9\uc5b4\ub4e4\uc774 \uc870\uae08\uc529 \ubcf4\uc774\uae30 \uc2dc\uc791\ud558\ub354\ub77c\uace0\uc694.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\u201c\uc544, \uadf8\ub798\uc11c \uc774 \ubcf4\uc7a5\uc774 \ub4e4\uc5b4\uac00 \uc788\uc5c8\uad6c\ub098.\u201d<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\u201c\uc774\uac74 \uc774\ub7f0 \uacbd\uc6b0\ub97c \ub300\ube44\ud558\ub294 \uac70\uad6c\ub098.\u201d<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\u201c\ubcf4\ud5d8\uc744 \ubcfc \ub54c\ub294 \uc774\ub7f0 \uac78 \ud655\uc778\ud574\uc57c \ud558\ub294\uad6c\ub098.\u201d<\/span><\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uadf8\uc81c\uc57c \ubcf4\ud5d8\uc774 \uc870\uae08\uc529 <\/span><b>\u2018\ub0a8\uc774 \uc54c\uc544\uc11c \ud574\uc8fc\ub294 \uac83\u2019\uc5d0\uc11c \u2018\ub0b4\uac00 \uc774\ud574\ud558\uace0 \uc120\ud0dd\ud560 \uc218 \uc788\ub294 \uac83\u2019\u200b<\/b><span style=\"font-weight: 400;\">\uc73c\ub85c \ubc14\ub00c\uae30 \uc2dc\uc791\ud588\uc5b4\uc694.<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4\uc5d0\uc11c\ub294 \uc190\ud574\ubcf4\ud5d8 \uc124\uacc4\uc0ac \uc790\uaca9\uc744 \uc900\ube44\ud560 \uc218 \uc788\ub294 \ubb34\ub8cc \uad50\uc721\uc774 \uc81c\uacf5\ub418\uace0, \uc2dc\ud5d8\ube44\uc640 \uad50\uc721\ube44\ub3c4 \uc9c0\uc6d0\ub410\uc5b4\uc694. <\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uacf5\ubd80\ud558\ub2e4\uac00 \uad81\uae08\ud558\uac70\ub098 \ub9c9\ud788\ub294 \ubd80\ubd84\uc774 \uc0dd\uae30\uba74 \uc5b8\uc81c\ub4e0 \ubb3c\uc5b4\ubcf4\uace0 \ub2f5\uc744 \ubc1b\uc744 \uc218 \uc788\uc5b4\uc11c \ud63c\uc790 \uacf5\ubd80\ud55c\ub2e4\ub294 \ubd80\ub2f4\ub3c4 \ub35c\ud588\uace0\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc628\ub77c\uc778\uc73c\ub85c \uc9c4\ud589\ub418\ub2e4 \ubcf4\ub2c8 \ud1f4\uadfc \ud6c4 \uc81c \uc2dc\uac04\uc5d0 \ub9de\ucdb0 \uc870\uae08\uc529 \uacf5\ubd80\ud560 \uc218 \uc788\ub2e4\ub294 \uc810\ub3c4 \uc88b\uc558\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-size: 10pt; color: #808080;\"><i><span style=\"font-weight: 400;\">\u203b \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4\uc5d0\uc11c \uc57d 12\uc2dc\uac04 \ubd84\ub7c9\uc758 2\uc8fc \ud45c\uc900\ud559\uc2b5 \ud50c\ub79c\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/span><\/i><\/span><\/p>\n<p><span style=\"font-size: 10pt; color: #808080;\"><i><span style=\"font-weight: 400;\">\u203b \uac1c\uc778\ubcc4 \uc790\uaca9\uc2dc\ud5d8 \uc900\ube44 \uae30\uac04\uc740 \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/i><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uadf8\ub7f0\ub370 \uacf5\ubd80\ub97c \ud558\uba74\uc11c \uc608\uc0c1\ud558\uc9c0 \ubabb\ud588\ub358 \uac78 \ud558\ub098 \uc54c\uac8c \ub410\uc5b4\uc694.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"4_%EA%B7%B8%EB%9F%B0%EB%8D%B0_%EC%88%98%EC%88%98%EB%A3%8C%EB%8F%84_%EC%A0%9C%EA%B0%80_%EB%B0%9B%EC%9D%84_%EC%88%98_%EC%9E%88%EB%8D%94%EB%9D%BC%EA%B3%A0%EC%9A%94\"><\/span><span style=\"font-size: 14pt;\"><b>4. \uadf8\ub7f0\ub370 \uc218\uc218\ub8cc\ub3c4 \uc81c\uac00 \ubc1b\uc744 \uc218 \uc788\ub354\ub77c\uace0\uc694.<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ubcf4\ud5d8 \uacc4\uc57d\uc774 \uccb4\uacb0\ub418\uba74 \ubaa8\uc9d1\uc5d0 \ub300\ud55c <\/span><b>\ubcf4\ud5d8\uc218\uc218\ub8cc<\/b><span style=\"font-weight: 400;\">\uac00 \ubc1c\uc0dd\ud574\uc694.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\ubcf4\ud1b5\uc740 \ubcf4\ud5d8\uc744 \uc124\uacc4\ud558\uace0 \uacc4\uc57d\uc744 \uc9c4\ud589\ud55c \uc124\uacc4\uc0ac\ub098 \ub300\ub9ac\uc810\uc774 \ubc1b\ub294 \ub3c8\uc774\uc5d0\uc694.<\/span><\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uadf8\ub7f0\ub370 \uc190\ud574\ubcf4\ud5d8 \uc124\uacc4\uc0ac \uc790\uaca9\uc744 \ub530\uace0, \uad81\uae08\ud55c \uac74 \uba58\ud1a0\uc5d0\uac8c \ubb3c\uc5b4\ubcf4\uba74\uc11c \ub098\uc640 \uac00\uc871\uc5d0\uac8c \ub9de\ub294 \ubcf4\ud5d8\uc744 \uc9c1\uc811 \uc54c\uc544\ubcf4\ub2e4 \ubcf4\ub2c8 \uc0c8\ub86d\uac8c \uc54c\uac8c \ub41c \uac8c \uc788\uc5c8\uc5b4\uc694.<\/span><\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\"> \ub0b4\uac00 \ubcf4\ud5d8\uc744 \uc774\ud574\ud558\uace0 \uc9c1\uc811 \uc124\uacc4\ud558\uba74, \uadf8 \uacfc\uc815\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc218\uc218\ub8cc\ub97c <\/span><b>\uc815\uc2dd \uc18c\ub4dd\uc73c\ub85c \ubc1b\uc744 \uc218 \uc788\ub354\ub77c\uace0\uc694.<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uadf8\ub54c \ub531 \uc774\ub7f0 \uc0dd\uac01\uc774 \ub4e4\uc5c8\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><b>\u2018\uc7a0\uae50. \uc5b4\ucc28\ud53c \ub0b4\uac00 \ub4e4 \ubcf4\ud5d8\uc778\ub370?\u2019<\/b><\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><b>\uc5b4\ucc28\ud53c \ub0b4\uac00 \ub4e4 \ubcf4\ud5d8\uc744 \ub0b4\uac00 \uacf5\ubd80\ud558\uace0, \ub0b4\uac00 \uc9c1\uc811 \ucc59\uae30\uace0, \uadf8 \uacfc\uc815\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc218\uc218\ub8cc\ub3c4 \uc815\uc2dd \uc808\ucc28\uc5d0 \ub530\ub77c \ub0b4\uac00 \ubc1b\ub294 \uac83.<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ucc98\uc74c\uc5d0\ub294 \ub0b4 \ubcf4\ud5d8 \ud558\ub098 \uc81c\ub300\ub85c \uc54c\uace0 \uc2f6\uc5b4\uc11c \uc2dc\uc791\ud588\ub294\ub370, \ub73b\ubc16\uc5d0 \uc218\uc775\uae4c\uc9c0 \ub530\ub77c\uc628 \uc148\uc774\uc5c8\uc5b4\uc694.<\/span><\/p>\n<figure id=\"attachment_6808\" aria-describedby=\"caption-attachment-6808\" style=\"width: 512px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"seo-only-caption wp-image-6808 size-full\" src=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2026\/08\/\ubcf4\ud5d8-\uc810\uac80-\uc9c1\uc811-\uc124\uacc4-\uc218\uc218\ub8cc-\uc218\uc775-\ucc3d\ucd9c-\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\uacf5\uc2dd-\uce90\ub9ad\ud130.png\" alt=\"\ub0b4 \ubcf4\ud5d8\uc744 \uc9c1\uc811 \uc124\uacc4\ud558\uace0 \ubcf4\ud5d8 \uc218\uc218\ub8cc \uc218\uc775\uc744 \ud655\uc778\ud558\ub294 \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \uce90\ub9ad\ud130\" width=\"512\" height=\"286\" srcset=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2026\/08\/\ubcf4\ud5d8-\uc810\uac80-\uc9c1\uc811-\uc124\uacc4-\uc218\uc218\ub8cc-\uc218\uc775-\ucc3d\ucd9c-\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\uacf5\uc2dd-\uce90\ub9ad\ud130.png 512w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2026\/08\/\ubcf4\ud5d8-\uc810\uac80-\uc9c1\uc811-\uc124\uacc4-\uc218\uc218\ub8cc-\uc218\uc775-\ucc3d\ucd9c-\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\uacf5\uc2dd-\uce90\ub9ad\ud130-300x168.png 300w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2026\/08\/\ubcf4\ud5d8-\uc810\uac80-\uc9c1\uc811-\uc124\uacc4-\uc218\uc218\ub8cc-\uc218\uc775-\ucc3d\ucd9c-\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\uacf5\uc2dd-\uce90\ub9ad\ud130-500x279.png 500w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><figcaption id=\"caption-attachment-6808\" class=\"wp-caption-text\">\ub0b4 \ubcf4\ud5d8\uc744 \uc9c1\uc811 \uc54c\uc544\ubcf4\uace0 \uc815\uc2dd \ubcf4\ud5d8 \uc218\uc218\ub8cc \uc18c\ub4dd\uae4c\uc9c0 \ucc59\uae30\ub294 \uc9c1\uc7a5\uc778 \ubcf4\ud5d8 \ubd80\uc5c5 \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \uacf5\uc2dd \uce90\ub9ad\ud130<\/figcaption><\/figure>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uc2e4\uc81c\ub85c \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4\uc758 <\/span><b>62.8%\uac00 \ubcf8\uc778\u00b7\uac00\uc871 \ubcf4\ud5d8 \uc810\uac80\uc744 \uacc4\uae30\ub85c \uccab \ud65c\ub3d9\uc744 \uc2dc\uc791\ud588\uc5b4\uc694. <\/b><i><span style=\"font-weight: 400;\">(2024\ub144 8\uc6d4~2025\ub144 7\uc6d4 \uae30\uc900)<\/span><\/i><\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uac70\ucc3d\ud558\uac8c \uc2dc\uc791\ud560 \ud544\uc694 \uc5c6\uc774 <\/span><b>\uc81c\uc77c \uba3c\uc800 \ucc59\uaca8\ubcfc \uc0ac\ub78c\uc778 \ub098, \uc6b0\ub9ac \uac00\uc871\ubd80\ud130 \ucc59\uaca8\ubcf4\uba74 \ub418\ub294\uac70\uc600\ub358\uac70\uc8e0.<\/b><\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ud83d\udcac<\/span><b>\uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \uc218\uc775 \uad6c\uc870 \ud575\uc2ec \uc815\ub9ac<\/b><span style=\"font-weight: 400;\"> [ <\/span><a href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%eb%a9%94%eb%a6%ac%ec%b8%a0-%ed%8c%8c%ed%8a%b8%eb%84%88%ec%8a%a4-%ec%88%98%ec%9d%b5-%ea%b5%ac%ec%a1%b0-%ed%95%b5%ec%8b%ac-%ec%a0%95%eb%a6%ac\/\"><span style=\"font-weight: 400;\">\uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4, \uc218\uc775\uc774 \uc5b4\ub5bb\uac8c \uc0dd\uae30\ub098\uc694?<\/span><\/a><span style=\"font-weight: 400;\"> ]<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"5_%EC%A7%81%EC%9E%A5%EC%9D%B8%EC%9D%B4%EB%9D%BC_%EB%8D%94_%EC%9E%98_%EC%95%84%EB%8A%94_%EB%B3%B4%ED%97%98_%EA%B3%A0%EB%AF%BC%EC%9D%B4_%EC%9E%88%EC%96%B4%EC%9A%94\"><\/span><span style=\"font-size: 14pt;\"><b>5. \uc9c1\uc7a5\uc778\uc774\ub77c \ub354 \uc798 \uc544\ub294 \ubcf4\ud5d8 \uace0\ubbfc\uc774 \uc788\uc5b4\uc694<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ubcf4\ud5d8\uc744 \uc870\uae08 \uc54c\uac8c \ub418\ub2c8 \uc2e0\uae30\ud558\uac8c \ud68c\uc0ac\uc5d0\uc11c \ub4e4\ub9ac\ub294 \uc774\uc57c\uae30\ub3c4 \ub2ec\ub77c\uc84c\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc810\uc2ec\uc2dc\uac04\uc5d0 \uacb0\ud63c\uc744 \uc55e\ub454 \ub3d9\ub8cc\uac00 \ub9d0\ud574\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\u201c\uacb0\ud63c\ud558\uba74 \ubcf4\ud5d8\ub3c4 \ub2e4\uc2dc \ubd10\uc57c \ud558\ub098?\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc544\uc774\ub97c \ub0b3\uc740 \ub3d9\ub8cc\ub294 \uc5b4\ub9b0\uc774\ubcf4\ud5d8 \uc774\uc57c\uae30\ub97c \ud558\uace0,<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc774\uc81c \ub9c9 \ucde8\uc5c5\ud55c \ud6c4\ubc30\ub294 \uc2e4\uc190\ubcf4\ud5d8\ubd80\ud130 \ubb3c\uc5b4\ubd10\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\u201c\uc774\uac70 \ubb50 \ubcf4\uace0 \uac00\uc785\ud574\uc57c \ud574\uc694?\u201d<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc608\uc804 \uac19\uc73c\uba74 \uc800\ub3c4 \uac19\uc774 \uac80\uc0c9\ud588\uc744 \ud150\ub370, \uc774\uc81c\ub294 \uc81c\uac00 \uacf5\ubd80\ud55c \ub9cc\ud07c \uac19\uc774 \uc0b4\ud3b4\ubcfc \uc218 \uc788\uac8c \ub410\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc0dd\uac01\ud574\ubcf4\uba74 \uc9c1\uc7a5\uc778\uc758 \ubcf4\ud5d8 \uace0\ubbfc\uc740 \uaf64 \ube44\uc2b7\ud558\ub354\ub77c\uace0\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uccab \uc6d4\uae09\uc744 \ubc1b\uace0, \uacb0\ud63c\uc744 \ud558\uace0, \uc544\uc774\uac00 \uc0dd\uae30\uace0, \uc9d1\uc744 \uc0ac\uace0, \ubd80\ubaa8\ub2d8 \ubcf4\ud5d8\uae4c\uc9c0 \uc2e0\uacbd \uc4f0\uac8c \ub418\uace0.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><b>\uc9c1\uc7a5\uc778\uc758 \uc0ac\uc815\uc740 \uac19\uc740 \uc9c1\uc7a5\uc778\uc774 \uaf64 \uc798 \uc54c\uc544\uc694.<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uadf8\ub798\uc11c \uaf2d \ucc98\uc74c\ubd80\ud130 \u2018\ubcf4\ud5d8\uc744 \ud314\uc544\uc57c \ud55c\ub2e4\u2019\uace0 \uc0dd\uac01\ud560 \ud544\uc694\ub294 \uc5c6\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ub0b4 \ubcf4\ud5d8\uc744 \uc54c\uc544\ubcf8 \uacbd\ud5d8\uc73c\ub85c \ub098\uc640 \ube44\uc2b7\ud55c \uace0\ubbfc\uc744 \ud558\ub294 \uc0ac\ub78c\uc744 \ud558\ub098\ub458 \ub3c4\uc640\uc8fc\ub294 \uac83.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uadf8\ub807\uac8c \uc790\uc5f0\uc2a4\ub7fd\uac8c \ubcf4\ud5d8\uc758 \uc804\ubb38\uc131\uc774 \uc313\uc5ec\uac08 \uc218 \uc788\uc5b4\uc694.\u00a0\u00a0<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uc2e4\uc81c\ub85c \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4\uc758 <\/span><b>66%\ub294 \uc9c1\uc7a5\uc778\uc774\uc5d0\uc694. <\/b><span style=\"font-size: 12pt;\"><i><span style=\"font-weight: 400;\">(\ud30c\ud2b8\ub108\uc2a4 5,337\uba85 \ub300\uc0c1 \uc870\uc0ac)<\/span><\/i><\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uba54\ub9ac\uce20\ud30c\ud2b8\ub108\uc2a4\ub294 \uc2e4\uc801 \uc555\ubc15\uc774 \uc5c6\uae30 \ub54c\ubb38\uc5d0, \ub0b4\uac00 \ud558\uace0 \uc2f6\uc740\ub300\ub85c, \ud558\uace0 \uc2f6\uc740 \ub9cc\ud07c\ub9cc \ud558\uba74 \ub3fc\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ub0b4 \ubcf4\ud5d8\uacfc \uac00\uc871 \ubcf4\ud5d8\ubd80\ud130 \uc2dc\uc791\ud574\ub3c4 \ub418\uace0, \uc775\uc219\ud574\uc9c4 \ub4a4 \uc8fc\ubcc0 \uc0ac\ub78c\uc758 \uace0\ubbfc\uae4c\uc9c0 \ud568\uaed8 \uc0b4\ud3b4\ubd10\ub3c4 \ub418\uace0\uc694.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"6_%EC%8B%A4%EC%A0%9C%EB%A1%9C_%EC%88%98%EC%9D%B5%EC%9D%80_%EC%96%BC%EB%A7%88%EB%82%98_%EB%90%A0%EA%B9%8C%EC%9A%94\"><\/span><span style=\"font-size: 14pt;\"><b>6. \uc2e4\uc81c\ub85c \uc218\uc775\uc740 \uc5bc\ub9c8\ub098 \ub420\uae4c\uc694?<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ubcf4\ud5d8\uc744 \uc774\ud574\ud558\uac8c \ub41c \uac83\ub3c4 \uc88b\uc740\ub370,<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc218\uc218\ub8cc\ub97c \ubc1b\uc744 \uc218 \uc788\ub2e4\ub294 \uac78 \uc54c\uac8c \ub418\uba74 \uc5ed\uc2dc \uc774\uac8c \uad81\uae08\ud574\uc838\uc694.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><b>\u201c\uadf8\ub798\uc11c \uc2e4\uc81c\ub85c \uc5bc\ub9c8\ub098 \ubc1b\uc744 \uc218 \uc788\ub294\ub370?\u201d<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4\uc758 \uc218\uc775\uc740 100% \uc131\uacfc\ud615\uc774\uc5d0\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ubcf4\ud5d8 \uacc4\uc57d\uc774 \uccb4\uacb0\ub418\uba74 \uc0c1\ud488\uacfc \uacc4\uc57d \uc870\uac74 \ub4f1\uc5d0 \ub530\ub77c \uc218\uc218\ub8cc\uac00 \ubc1c\uc0dd\ud574\uc694.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uc608\ub97c \ub4e4\uc5b4 \uc6d4 \ubcf4\ud5d8\ub8cc 5\ub9cc \uc6d0\uc778 \uacc4\uc57d\uc744 \uccb4\uacb0\ud558\uba74 \uc218\uc218\ub8cc\uc640 \ud504\ub85c\ubaa8\uc158\uc744 \ud3ec\ud568\ud574 \uc57d <\/span><b>42\ub9cc 5\ucc9c \uc6d0(\uc57d 8.5\ubc30)\u200b<\/b><span style=\"font-weight: 400;\">\uc758 \uc218\uc775\uc774 \ubc1c\uc0dd\ud558\ub294 \uc0ac\ub840\uac00 \uc788\uc5b4\uc694.<\/span><\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ub610 \uc2e4\uc801\uc774 \ubc1c\uc0dd\ud55c \ud30c\ud2b8\ub108\uc2a4\uc758 <\/span><b>\uccab \ub2ec \ud3c9\uade0 \uc218\uc775\uc740 \uc57d 150\ub9cc \uc6d0<\/b><span style=\"font-weight: 400;\">\uc774\uc5d0\uc694. <\/span><span style=\"font-size: 12pt;\"><i><span style=\"font-weight: 400;\">(2024\ub144 8\uc6d4~2025\ub144 7\uc6d4 \uae30\uc900)<\/span><\/i><\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ubb3c\ub860 \ubaa8\ub4e0 \uc0ac\ub78c\uc774 \uc774\ub9cc\ud07c\uc758 \uc218\uc775\uc744 \uc5bb\ub294\ub2e4\ub294 \uc758\ubbf8\ub294 \uc544\ub2c8\uc5d0\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc5b4\ub5a4 \uc0c1\ud488\uc744 \uacc4\uc57d\ud558\ub294\uc9c0, \uc5bc\ub9c8\ub098 \ud65c\ub3d9\ud558\ub294\uc9c0 \ub4f1\uc5d0 \ub530\ub77c \uc2e4\uc81c \uc218\uc775\uc740 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc5b4\uc694.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ub2e4\ub9cc \uc800\ucc98\ub7fc<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><b>\u2018\ub0b4 \ubcf4\ud5d8\uc774\ub098 \ud55c\ubc88 \uc81c\ub300\ub85c \uc54c\uc544\ubcfc\uae4c?\u2019<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ud558\uace0 \uc2dc\uc791\ud55c \uacf5\ubd80\uac00 \uc2e4\uc81c \uc18c\ub4dd\uc73c\ub85c\ub3c4 \uc774\uc5b4\uc9c8 \uc218 \uc788\ub2e4\ub294 \uac74 \uaf64 \ud765\ubbf8\ub86d\ub354\ub77c\uace0\uc694.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ud83d\udcac <\/span><b>\uc2e4\uc81c \ud30c\ud2b8\ub108\uc2a4 \uc774\uc57c\uae30<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">[ <\/span><a href=\"https:\/\/meritzpartners.com\/blog\/interview\/%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%97%90%ec%84%9c-%ed%8c%8c%ed%8a%b8%eb%84%88%ec%8a%a4%eb%a1%9c-%ea%b9%80%eb%af%bc%ec%a0%95-%eb%8b%98%ec%9d%98-%ed%8c%8c%ed%8a%b8%eb%84%88%ec%8a%a4-%ec%9d%b4%ec%95%bc\/\"><span style=\"font-weight: 400;\">\uc9c1\uc7a5\uc778\uc5d0\uc11c \ud30c\ud2b8\ub108\uc2a4\ub85c, \uae40\ubbfc\uc815 \ub2d8\uc758 \ud30c\ud2b8\ub108\uc2a4 \uc774\uc57c\uae30<\/span><\/a><span style=\"font-weight: 400;\"> ]<\/span><\/span><\/p>\n<p><span style=\"font-size: 10pt; color: #808080;\"><i><span style=\"font-weight: 400;\">\u203b \uc0c1\ud488 \ubc0f \uacc4\uc57d \uc870\uac74\uc5d0 \ub530\ub77c \uc9c0\uae09 \uc218\uc218\ub8cc\ub294 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc73c\uba70, \uc704 \uae08\uc561\uc740 \ud504\ub85c\ubaa8\uc158\uc774 \ud3ec\ud568\ub41c \uc608\uc2dc\uc608\uc694. \uc2e4\uc81c \uc218\uc775\uc740 \uac1c\uc778\uc758 \ud65c\ub3d9\uacfc \uacc4\uc57d\uc5d0 \ub530\ub77c \ucc28\uc774\uac00 \uc788\uc744 \uc218 \uc788\uc5b4\uc694.<\/span><\/i><\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"7_%EB%A9%94%EB%A6%AC%EC%B8%A0_%ED%8C%8C%ED%8A%B8%EB%84%88%EC%8A%A4%EB%8A%94_%EC%96%B4%EB%96%BB%EA%B2%8C_%EC%8B%9C%EC%9E%91%ED%95%98%EB%82%98%EC%9A%94\"><\/span><span style=\"font-size: 14pt;\"><b>7. \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4\ub294 \uc5b4\ub5bb\uac8c \uc2dc\uc791\ud558\ub098\uc694?<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\u201c\ub098\ub3c4 \ub0b4 \ubcf4\ud5d8 \ud55c\ubc88 \uc81c\ub300\ub85c \uc54c\uc544\ubcfc\uae4c?\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uadf8 \uc0dd\uac01\uc774 \ub4e4\uc5c8\ub2e4\uba74 \uc2dc\uc791\uc740 \uc5b4\ub835\uc9c0 \uc54a\uc544\uc694.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4\ub294 <\/span><b>\uba54\ub9ac\uce20\ud654\uc7ac\uac00 \uc6b4\uc601\ud558\ub294 \uacf5\uc2dd \ud50c\ub7ab\ud3fc<\/b><span style=\"font-weight: 400;\">\uc774\uc5d0\uc694.<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc0c1\ub2f4\uc744 \uc2e0\uccad\ud558\uba74 \uc190\ud574\ubcf4\ud5d8 \uc124\uacc4\uc0ac \uc790\uaca9 \uc900\ube44\ubd80\ud130 \uc2e4\uc81c \ud65c\ub3d9\uae4c\uc9c0 \uc21c\uc11c\ub300\ub85c \uc548\ub0b4\ubc1b\uc744 \uc218 \uc788\uc5b4\uc694.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 14pt;\"><b>\uc190\ud574\ubcf4\ud5d8 \uc124\uacc4\uc0ac \uc790\uaca9\uc2dc\ud5d8<\/b><span style=\"font-weight: 400;\">\ubd80\ud130 \uc900\ube44\ud574\uc694.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 14pt;\"><b>\uc2dc\ud5d8\ube44\uc640 \uad50\uc721\ube44\uac00 \uc9c0\uc6d0<\/b><span style=\"font-weight: 400;\">\ub3fc\uc694.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 14pt;\"><b>\ubb34\ub8cc \uad50\uc721<\/b><span style=\"font-weight: 400;\">\uc73c\ub85c \ubcf4\ud5d8\uc758 \uae30\ubcf8\ubd80\ud130 \uacf5\ubd80\ud560 \uc218 \uc788\uc5b4\uc694.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uacf5\ubd80\ud558\ub2e4 \uad81\uae08\ud55c \uc810\uc740 <\/span><b>\uba58\ud1a0\uc640 \uad50\uc721 \ub9e4\ub2c8\uc800\uc5d0\uac8c \uc5b8\uc81c\ub4e0 \ubb3c\uc5b4\ubcfc \uc218 \uc788\uc5b4\uc694.<\/b><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ud559\uc2b5 \uacfc\uc815\uc758 \ubbf8\uc158\uc744 \uc644\ub8cc\ud558\uba74 <\/span><b>20\ub9cc \uc6d0 + \ucd94\uac00 \ud559\uc2b5 \ub9ac\uc6cc\ub4dc<\/b><span style=\"font-weight: 400;\">\ub3c4 \ubc1b\uc744 \uc218 \uc788\uc5b4\uc694.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 14pt;\">\uc815\ud574\uc9c4 \ucd9c\uadfc \uc2dc\uac04\uc774\ub098 \ub9e4\ub2ec \uac15\uc694\ub418\ub294 \uc2e4\uc801\uc740 \uc5c6\uc5b4\uc694.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ucc98\uc74c\ubd80\ud130 \u2018\ubcf4\ud5d8 \uc77c\uc744 \ud574\uc57c\uaca0\ub2e4\u2019\uace0 \uac70\ucc3d\ud558\uac8c \uc0dd\uac01\ud560 \ud544\uc694\ub294 \uc5c6\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><b>\ub0b4\uac00 \ub9e4\ub2ec \ub3c8 \ub0b4\ub294 \ubcf4\ud5d8\uc778\ub370, \uc801\uc5b4\ub3c4 \uc774\ubc88\uc5d0\ub294 \ub0b4\uac00 \uc54c\uace0 \uc120\ud0dd\ud574\ubcf4\uc790.<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uadf8 \uc815\ub3c4\uc5d0\uc11c \uc2dc\uc791\ud574\ub3c4 \ub3fc\uc694.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ud83d\udcac <\/span><b>\uc0dd\uac01\ubcf4\ub2e4 \ub9ce\uc740 \ubd84\ub4e4\uc774 \uc9c1\uc7a5\uc744 \ub2e4\ub2c8\uba74\uc11c \ud30c\ud2b8\ub108\uc2a4\ub97c \ud558\uace0 \uc788\uc5b4\uc694.<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">[ <\/span><a href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%eb%b3%b8%ec%97%85%ea%b3%bc-%eb%b3%91%ed%96%89%ed%95%98%eb%8a%94-%eb%b6%80%ec%97%85-%ed%99%9c%ec%9a%a9%eb%b0%b1%ec%84%9c\/\"><span style=\"font-weight: 400;\">\ubcf8\uc5c5 \ubcd1\ud589 \uac00\ub2a5! \uc9c1\uc7a5\uc778 \uc0ac\ub840 \ubaa8\uc74c. Zip<\/span><\/a><span style=\"font-weight: 400;\"> ]<\/span><\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uadf8\ub9ac\uace0 \uc790\uaca9\uc744 \uac16\ucd94\uace0 \ud65c\ub3d9\ud558\uac8c \ub41c\ub2e4\uba74, <\/span><b>\uc5b4\ucc28\ud53c \ub4e4 \ubcf4\ud5d8, \uadf8 \uc218\uc218\ub8cc\ub3c4 \uc774\uc81c \ub0b4\uac00 \ubc1b\ub294\uac70\uc8e0.<\/b><\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"8_%EC%A7%81%EC%9E%A5%EC%9D%B8%EC%9D%B4_%EC%8B%9C%EC%9E%91%ED%95%98%EA%B8%B0_%EC%A0%84%EC%97%90_%EC%95%8C%EC%95%84%EB%91%90%EB%A9%B4_%EC%A2%8B%EC%9D%80_%EC%A0%90\"><\/span><span style=\"font-size: 14pt;\"><b>8. \uc9c1\uc7a5\uc778\uc774 \uc2dc\uc791\ud558\uae30 \uc804\uc5d0 \uc54c\uc544\ub450\uba74 \uc88b\uc740 \uc810<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ud68c\uc0ac\uc5d0 \ub2e4\ub2c8\uba74\uc11c \uc2dc\uc791\ud55c\ub2e4\uba74 \uba87 \uac00\uc9c0\ub294 \ubbf8\ub9ac \ud655\uc778\ud574\ub450\ub294 \uac8c \uc88b\uc544\uc694.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 14pt;\"><b>\uc790\uaca9 \ucde8\ub4dd\uc774 \uba3c\uc800\uc608\uc694.<\/b><span style=\"font-weight: 400;\"> \uc190\ud574\ubcf4\ud5d8 \uc124\uacc4\uc0ac \uc790\uaca9\uc2dc\ud5d8\uc5d0 \ud569\uaca9\ud558\uace0 \uc815\uc2dd\uc73c\ub85c \ub4f1\ub85d\ud574\uc57c \ud65c\ub3d9\uacfc \uc218\uc218\ub8cc \uc9c0\uae09\uc774 \uac00\ub2a5\ud574\uc694.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 14pt;\"><b>\ud504\ub9ac\ub79c\uc11c(\uac1c\uc778\uc0ac\uc5c5\uc790) \ud615\ud0dc\uc608\uc694.<\/b><span style=\"font-weight: 400;\"> \uace0\uc6a9\ubcf4\ud5d8 \uc911\ubcf5 \uc774\uc288\ub294 \uc5c6\uc9c0\ub9cc, \uc7ac\uc9c1 \uc911\uc778 \ud68c\uc0ac\uc758 \uacb8\uc9c1 \uaddc\uc815\uc740 \ubbf8\ub9ac \ud655\uc778\ud558\ub294 \uac8c \uc88b\uc544\uc694.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 14pt;\"><b>\uc815\ud574\uc9c4 \ucd9c\uadfc\uc774\ub098 \ub9e4\ub2ec \uac15\uc81c\ub418\ub294 \uc2e4\uc801\uc740 \uc5c6\uc5b4\uc694.<\/b><span style=\"font-weight: 400;\"> \ubcf8\uc778\uc758 \uc77c\uc815\uacfc \uc0c1\ud669\uc5d0 \ub9de\ucdb0 \ud65c\ub3d9\ud560 \uc218 \uc788\uc5b4\uc694.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 14pt;\"><b>\uc218\uc775\uc740 \uc131\uacfc\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc838\uc694.<\/b><span style=\"font-weight: 400;\"> \uace0\uc815\uae09\uc774 \uc544\ub2c8\ub77c \uc2e4\uc81c \ud65c\ub3d9\uacfc \ubcf4\ud5d8 \uacc4\uc57d\uc5d0 \ub530\ub77c \ubc1c\uc0dd\ud574\uc694.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 14pt;\"><b>\ubcf8\uc778\u00b7\uac00\uc871 \ubcf4\ud5d8\ub3c4 \uc815\ud574\uc9c4 \uc808\ucc28\uc640 \uae30\uc900 \uc548\uc5d0\uc11c<\/b><span style=\"font-weight: 400;\"> \uc124\uacc4\u00b7\uad00\ub9ac\ud558\uac8c \ub3fc\uc694.<\/span><\/span><\/li>\n<\/ul>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ud83d\udcac <\/span><b>\uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \uc2dc\uc791 \uc804\uc5d0 \ud655\uc778\ud560 \uac83!<\/b><span style=\"font-weight: 400;\"> [ <\/span><a href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%eb%a9%94%eb%a6%ac%ec%b8%a0-%ed%8c%8c%ed%8a%b8%eb%84%88%ec%8a%a4-%ec%8b%9c%ec%9e%91-%ec%a0%84%ec%97%90-%ed%99%95%ec%9d%b8%ed%95%a0-%ea%b2%83\/\"><span style=\"font-weight: 400;\">\uba54\ub9ac\uce20\ud654\uc7ac\uac00 \ub9cc\ub4e0 \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4, \uc2dc\uc791 \uc804\uc5d0 \uc774\uac83\ub9cc \ud655\uc778\ud558\uc138\uc694!<\/span><\/a><span style=\"font-weight: 400;\"> ]<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"9_%EC%9E%90%EC%A3%BC_%EB%AC%BB%EB%8A%94_%EC%A7%88%EB%AC%B8\"><\/span><span style=\"font-size: 14pt;\"><b>9. \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><span style=\"font-size: 14pt;\"><b> \ubcf4\ud5d8\uc744 \ud558\ub098\ub3c4 \ubaa8\ub974\ub294\ub370 \uc2dc\uc791\ud560 \uc218 \uc788\ub098\uc694?<\/b><\/span>\n<ul>\n<li><span style=\"font-size: 14pt;\">\ub124. \ubb34\ub8cc \uad50\uc721\uc744 \ud1b5\ud574 \uc190\ud574\ubcf4\ud5d8 \uc124\uacc4\uc0ac \uc790\uaca9\uc2dc\ud5d8\ubd80\ud130 \uc900\ube44\ud560 \uc218 \uc788\uace0, \uacf5\ubd80\ud558\ub2e4 \uad81\uae08\ud55c \uc810\uc740 \uba58\ud1a0\uc5d0\uac8c \uc5b8\uc81c\ub4e0 \ubb3c\uc5b4\ubcfc \uc218 \uc788\uc5b4\uc694.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li><span style=\"font-size: 14pt;\"><b> \uc790\uaca9\uc2dc\ud5d8\uc5d0 \ud569\uaca9\ud558\uba74 \ubc14\ub85c \uc218\uc775\uc774 \uc0dd\uae30\ub098\uc694?<\/b><\/span>\n<ul>\n<li><span style=\"font-size: 14pt;\">\uc790\uaca9\uc2dc\ud5d8\uc5d0 \ud569\uaca9\ud558\uace0 \uc815\uc2dd\uc73c\ub85c \ub4f1\ub85d\ud55c \ub4a4, \uc815\ud574\uc9c4 \uc808\ucc28\uc5d0 \ub530\ub77c \ubcf4\ud5d8 \uacc4\uc57d\uc774 \uccb4\uacb0\ub418\uc5b4\uc57c \uc218\uc218\ub8cc\uac00 \ubc1c\uc0dd\ud574\uc694. \uc790\uaca9 \ucde8\ub4dd \uc790\uccb4\ub85c \uc218\uc775\uc774 \uc0dd\uae30\ub294 \uac74 \uc544\ub2c8\uc5d0\uc694.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li><span style=\"font-size: 14pt;\"><b> \uaf2d \uc8fc\ubcc0 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ubcf4\ud5d8\uc744 \uad8c\ud574\uc57c \ud558\ub098\uc694?<\/b><\/span>\n<ul>\n<li><span style=\"font-size: 14pt;\">\ucc98\uc74c\ubd80\ud130 \uadf8\ub7f4 \ud544\uc694\ub294 \uc5c6\uc5b4\uc694. \uc2e4\uc81c\ub85c \ud30c\ud2b8\ub108\uc2a4\uc758 62.8%\uac00 \ubcf8\uc778\uacfc \uac00\uc871 \ubcf4\ud5d8 \uc810\uac80\uc744 \uacc4\uae30\ub85c \uccab \ud65c\ub3d9\uc744 \uc2dc\uc791\ud588\uc5b4\uc694. \uc774\ud6c4 \ud65c\ub3d9 \ubc94\uc704\ub294 \ubcf8\uc778\uc758 \uc0c1\ud669\uacfc \uc120\ud0dd\uc5d0 \ub530\ub77c \ub113\ud600\uac08 \uc218 \uc788\uc5b4\uc694.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li><span style=\"font-size: 14pt;\"><b> \ud68c\uc0ac \ub2e4\ub2c8\uba74\uc11c \ud560 \uc218 \uc788\ub098\uc694?<\/b><\/span>\n<ul>\n<li><span style=\"font-size: 14pt;\">\uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4\ub294 \ud504\ub9ac\ub79c\uc11c \ud615\ud0dc\ub85c \ud65c\ub3d9\ud558\uace0, \uc815\ud574\uc9c4 \ucd9c\uadfc \uc2dc\uac04\uc774\ub098 \ub9e4\ub2ec \uac15\uc81c\ub418\ub294 \uc2e4\uc801\uc740 \uc5c6\uc5b4\uc694. \ub2e4\ub9cc \ud68c\uc0ac\ub9c8\ub2e4 \uacb8\uc9c1 \uaddc\uc815\uc774 \ub2e4\ub974\ub2c8 \uc2dc\uc791\ud558\uae30 \uc804 \uc7ac\uc9c1 \uc911\uc778 \ud68c\uc0ac\uc758 \uaddc\uc815\uc744 \ud655\uc778\ud558\ub294 \uac8c \uc88b\uc544\uc694.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #808080; font-size: 10pt;\"><em><span style=\"font-weight: 400;\">\u203b \ubcf8 \ud6c4\uae30\ub294 \uc2e4\uc81c \ud30c\ud2b8\ub108\uc2a4 \uc778\ud130\ubdf0\ub97c \ubc14\ud0d5\uc73c\ub85c \uc7ac\uad6c\uc131\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/span><\/em><\/span><\/p>\n<p><span style=\"color: #808080; font-size: 10pt;\"><em><span style=\"font-weight: 400;\">\u203b \uc218\uc775\uc740 \ubcf4\ud5d8 \uacc4\uc57d \uccb4\uacb0 \ud6c4 \ubc1c\uc0dd\ud558\uba70 \uac1c\uc778\uc758 \ud65c\ub3d9 \ubc29\uc2dd, \uacc4\uc57d \ubc0f \uc0c1\ud488 \ub4f1\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/span><\/em><\/span><\/p>\n<p><span style=\"color: #808080; font-size: 10pt;\"><em><span style=\"font-weight: 400;\">\u203b \uac1c\uc778\ubcc4 \uc790\uaca9\uc2dc\ud5d8 \uc900\ube44 \uae30\uac04\uc740 \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/span><\/em><\/span><\/p>\n<p><span style=\"color: #808080; font-size: 10pt;\"><em><span style=\"font-weight: 400;\">\u203b \uac1c\uc778\ubcc4 \ubcf4\ud5d8 \uccb4\uacb0 \ubc0f \uc0c1\ud488\uc5d0 \ub530\ub77c \uc218\uc218\ub8cc \uc9c0\uae09 \uae30\uc900\uc740 \uc0c1\uc774\ud560 \uc218 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