{"id":6800,"date":"2026-08-19T16:50:57","date_gmt":"2026-08-19T07:50:57","guid":{"rendered":"https:\/\/meritzpartners.com\/blog\/?p=6800"},"modified":"2026-08-24T09:48:11","modified_gmt":"2026-08-24T00:48:11","slug":"%ea%b0%80%ec%a0%95%ec%a3%bc%eb%b6%80-%ea%b0%80%ec%a1%b1-%eb%b3%b4%ed%97%98-%ec%84%a4%ea%b3%84","status":"publish","type":"post","link":"https:\/\/meritzpartners.com\/blog\/factcheck\/%ea%b0%80%ec%a0%95%ec%a3%bc%eb%b6%80-%ea%b0%80%ec%a1%b1-%eb%b3%b4%ed%97%98-%ec%84%a4%ea%b3%84\/","title":{"rendered":"\uac00\uc871 \ubcf4\ud5d8 \uc124\uacc4, \uac00\uc815\uc8fc\ubd80\uac00 \uc9c1\uc811 \ud574\ubcf8 \uc6b0\ub9ac \uc9d1 \ubcf4\ud5d8 \uc774\uc57c\uae30"},"content":{"rendered":"<h3><span style=\"font-size: 14pt;\"><b>\u2705 \ud55c\ub208\uc5d0 \ubcf4\ub294 \ud575\uc2ec\u00a0<\/b><\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 14pt;\">\uc6b0\ub9ac \uc9d1 \ubcf4\ud5d8\uc778\ub370\ub3c4, \uc5b4\ub5a4 \ubcf4\uc7a5\uc744 \ubc1b\ub294\uc9c0 \uc798 \ubaa8\ub974\ub294 \uacbd\uc6b0\uac00 \uc0dd\uac01\ubcf4\ub2e4 \ub9ce\uc2b5\ub2c8\ub2e4.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 14pt;\">\uc190\ud574\ubcf4\ud5d8 \uc124\uacc4\uc0ac \uc790\uaca9\uc744 \ucde8\ub4dd\ud558\uba74 \ub0b4 \ubcf4\ud5d8\uacfc \uac00\uc871 \ubcf4\ud5d8\uc744 \uc9c1\uc811 \uc774\ud574\ud558\uace0 \uad00\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 14pt;\">\ubcf4\ud5d8\ub8cc\ub97c \ud560\uc778\ubc1b\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \uc790\uaca9\uc744 \uac16\ucd94\uace0 \uc815\uc2dd \uc808\ucc28\uc5d0 \ub530\ub77c \ud65c\ub3d9\ud558\uba70 \ubc1b\ub294 \uc18c\ub4dd\uc785\ub2c8\ub2e4.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 14pt;\">\uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \ud65c\ub3d9\uc790\uc758 62.8%\ub294 \ubcf8\uc778\uacfc \uac00\uc871 \ubcf4\ud5d8\uc744 \uc810\uac80\ud558\ub294 \uac83\uc5d0\uc11c \uccab \ud65c\ub3d9\uc744 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. <span style=\"font-size: 12pt;\">(2024.08~2025.07)<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uc2e4\uc801\uc774 \ubc1c\uc0dd\ud55c \ud30c\ud2b8\ub108\uc2a4\uc758 \uccab \ub2ec \ud3c9\uade0 \uc218\uc775\uc740 <\/span><b>\uc57d 150\ub9cc \uc6d0<\/b><span style=\"font-weight: 400;\">\uc785\ub2c8\ub2e4. <span style=\"font-size: 12pt;\">(2024.08~2025.07, \uac1c\uc778\ucc28 \uc788\uc74c)<\/span><\/span><\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 ez-toc-white ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\ud83d\udcc4\ucf58\ud150\uce20 \ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%ea%b0%80%ec%a0%95%ec%a3%bc%eb%b6%80-%ea%b0%80%ec%a1%b1-%eb%b3%b4%ed%97%98-%ec%84%a4%ea%b3%84\/#1_%EB%B3%B4%ED%97%98%EB%A3%8C%EB%8A%94_%EB%A7%A4%EB%8B%AC_%EB%82%B4%EB%8A%94%EB%8D%B0_%EC%A0%95%EC%9E%91_%EB%B3%B4%ED%97%98%EC%9D%80_%EC%9E%98_%EB%AA%B0%EB%9E%90%EC%96%B4%EC%9A%94\" >1. \ubcf4\ud5d8\ub8cc\ub294 \ub9e4\ub2ec \ub0b4\ub294\ub370, \uc815\uc791 \ubcf4\ud5d8\uc740 \uc798 \ubab0\ub790\uc5b4\uc694.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%ea%b0%80%ec%a0%95%ec%a3%bc%eb%b6%80-%ea%b0%80%ec%a1%b1-%eb%b3%b4%ed%97%98-%ec%84%a4%ea%b3%84\/#2_%EA%B0%80%EC%A1%B1_%EB%B3%B4%ED%97%98%EC%9D%84_%EC%A7%81%EC%A0%91_%EC%9D%B4%ED%95%B4%ED%95%A0_%EC%88%98_%EC%9E%88%EB%8A%94_%EB%B0%A9%EB%B2%95%EC%9D%B4_%EC%9E%88%EC%97%88%EC%96%B4%EC%9A%94\" >2. \uac00\uc871 \ubcf4\ud5d8\uc744 \uc9c1\uc811 \uc774\ud574\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc774 \uc788\uc5c8\uc5b4\uc694<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%ea%b0%80%ec%a0%95%ec%a3%bc%eb%b6%80-%ea%b0%80%ec%a1%b1-%eb%b3%b4%ed%97%98-%ec%84%a4%ea%b3%84\/#3_%EC%A3%BC%EB%B6%80%EA%B0%80_%EC%86%90%ED%95%B4%EB%B3%B4%ED%97%98_%EC%84%A4%EA%B3%84%EC%82%AC_%EC%9E%90%EA%B2%A9%EC%8B%9C%ED%97%98%EC%9D%84_%EC%A4%80%EB%B9%84%ED%95%9C_%EB%B0%A9%EB%B2%95\" >3. \uc8fc\ubd80\uac00 \uc190\ud574\ubcf4\ud5d8 \uc124\uacc4\uc0ac \uc790\uaca9\uc2dc\ud5d8\uc744 \uc900\ube44\ud55c \ubc29\ubc95<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%ea%b0%80%ec%a0%95%ec%a3%bc%eb%b6%80-%ea%b0%80%ec%a1%b1-%eb%b3%b4%ed%97%98-%ec%84%a4%ea%b3%84\/#4_%EB%B3%B4%ED%97%98_%EC%84%A4%EA%B3%84%EC%82%AC_%EC%9E%90%EA%B2%A9_%EC%B7%A8%EB%93%9D_%ED%9B%84_%EA%B0%80%EC%9E%A5_%EC%A2%8B%EC%95%98%EB%8D%98_%EC%A0%90\" >4. \ubcf4\ud5d8 \uc124\uacc4\uc0ac \uc790\uaca9 \ucde8\ub4dd \ud6c4 \uac00\uc7a5 \uc88b\uc558\ub358 \uc810<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%ea%b0%80%ec%a0%95%ec%a3%bc%eb%b6%80-%ea%b0%80%ec%a1%b1-%eb%b3%b4%ed%97%98-%ec%84%a4%ea%b3%84\/#5_%EB%B3%B4%ED%97%98%EC%9D%84_%EA%B3%B5%EB%B6%80%ED%95%98%EB%8B%88_%EC%A3%BC%EB%B3%80%EC%9D%98_%EA%B3%A0%EB%AF%BC%EB%8F%84_%EB%8B%A4%EB%A5%B4%EA%B2%8C_%EB%93%A4%EB%A0%B8%EC%96%B4%EC%9A%94\" >5. \ubcf4\ud5d8\uc744 \uacf5\ubd80\ud558\ub2c8 \uc8fc\ubcc0\uc758 \uace0\ubbfc\ub3c4 \ub2e4\ub974\uac8c \ub4e4\ub838\uc5b4\uc694<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%ea%b0%80%ec%a0%95%ec%a3%bc%eb%b6%80-%ea%b0%80%ec%a1%b1-%eb%b3%b4%ed%97%98-%ec%84%a4%ea%b3%84\/#6_%EB%B3%B4%ED%97%98_%EA%B3%B5%EB%B6%80%EA%B0%80_%EC%84%A4%EA%B3%84%EC%82%AC_%ED%99%9C%EB%8F%99%EA%B3%BC_%EC%88%98%EC%9D%B5%EC%9C%BC%EB%A1%9C_%EC%9D%B4%EC%96%B4%EC%A7%80%EA%B8%B0%EA%B9%8C%EC%A7%80\" >6. \ubcf4\ud5d8 \uacf5\ubd80\uac00 \uc124\uacc4\uc0ac \ud65c\ub3d9\uacfc \uc218\uc775\uc73c\ub85c \uc774\uc5b4\uc9c0\uae30\uae4c\uc9c0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%ea%b0%80%ec%a0%95%ec%a3%bc%eb%b6%80-%ea%b0%80%ec%a1%b1-%eb%b3%b4%ed%97%98-%ec%84%a4%ea%b3%84\/#7_%EB%A9%94%EB%A6%AC%EC%B8%A0_%ED%8C%8C%ED%8A%B8%EB%84%88%EC%8A%A4%EB%8A%94_%EC%96%B4%EB%96%BB%EA%B2%8C_%EC%8B%9C%EC%9E%91%ED%95%98%EB%82%98%EC%9A%94\" >7. \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4\ub294 \uc5b4\ub5bb\uac8c \uc2dc\uc791\ud558\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%ea%b0%80%ec%a0%95%ec%a3%bc%eb%b6%80-%ea%b0%80%ec%a1%b1-%eb%b3%b4%ed%97%98-%ec%84%a4%ea%b3%84\/#8_%EB%A9%94%EB%A6%AC%EC%B8%A0_%ED%8C%8C%ED%8A%B8%EB%84%88%EC%8A%A4_%EC%8B%9C%EC%9E%91_%EC%A0%84%EC%97%90_%EC%95%8C%EC%95%84%EC%95%BC_%ED%95%A0_%EC%A0%90\" >8. \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \uc2dc\uc791 \uc804\uc5d0 \uc54c\uc544\uc57c \ud560 \uc810<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%ea%b0%80%ec%a0%95%ec%a3%bc%eb%b6%80-%ea%b0%80%ec%a1%b1-%eb%b3%b4%ed%97%98-%ec%84%a4%ea%b3%84\/#9_%EC%9E%90%EC%A3%BC_%EB%AC%BB%EB%8A%94_%EC%A7%88%EB%AC%B8\" >9. \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/a><\/li><\/ul><\/nav><\/div>\n\n<h2><span class=\"ez-toc-section\" id=\"1_%EB%B3%B4%ED%97%98%EB%A3%8C%EB%8A%94_%EB%A7%A4%EB%8B%AC_%EB%82%B4%EB%8A%94%EB%8D%B0_%EC%A0%95%EC%9E%91_%EB%B3%B4%ED%97%98%EC%9D%80_%EC%9E%98_%EB%AA%B0%EB%9E%90%EC%96%B4%EC%9A%94\"><\/span><span style=\"font-size: 14pt;\"><b>1. \ubcf4\ud5d8\ub8cc\ub294 \ub9e4\ub2ec \ub0b4\ub294\ub370, \uc815\uc791 \ubcf4\ud5d8\uc740 \uc798 \ubab0\ub790\uc5b4\uc694.<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uba70\uce60 \uc804, \uc6b0\ud3b8\ud568\uc5d0\uc11c \uc544\uc774 \ubcf4\ud5d8 \uac31\uc2e0 \uc548\ub0b4\ubb38\uc744 \uaebc\ub0b4 \ubd24\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ubcc4\uc0dd\uac01 \uc5c6\uc774 \ubd09\ud22c\ub97c \uc5f4\uc5c8\ub294\ub370 \ubb38\ub4dd \uad81\uae08\ud574\uc9c0\ub354\ub77c\uace0\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">&#8220;\uc7a0\uae50, \uc774 \ubcf4\ud5d8\uc740 \uc65c \uac00\uc785\ud588\ub354\ub77c?&#8221;<\/span><\/p>\n<figure id=\"attachment_6801\" aria-describedby=\"caption-attachment-6801\" style=\"width: 512px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"seo-only-caption wp-image-6801 size-full\" src=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2026\/08\/\ub0b4-\ubcf4\ud5d8-\uc218\uc218\ub8cc-\uc810\uac80-\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\ub300\ud45c-\uce90\ub9ad\ud130-\uc774\ubbf8\uc9c0.png\" alt=\"\uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \uce90\ub9ad\ud130\uac00 \uac00\uc871 \ubcf4\ud5d8 \ubcf4\uc7a5 \ub0b4\uc6a9\uacfc \uc218\uc218\ub8cc \uad6c\uc870\ub97c \uace0\ubbfc\ud558\ub294 \ubaa8\uc2b5\" width=\"512\" height=\"343\" srcset=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2026\/08\/\ub0b4-\ubcf4\ud5d8-\uc218\uc218\ub8cc-\uc810\uac80-\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\ub300\ud45c-\uce90\ub9ad\ud130-\uc774\ubbf8\uc9c0.png 512w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2026\/08\/\ub0b4-\ubcf4\ud5d8-\uc218\uc218\ub8cc-\uc810\uac80-\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\ub300\ud45c-\uce90\ub9ad\ud130-\uc774\ubbf8\uc9c0-300x201.png 300w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2026\/08\/\ub0b4-\ubcf4\ud5d8-\uc218\uc218\ub8cc-\uc810\uac80-\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\ub300\ud45c-\uce90\ub9ad\ud130-\uc774\ubbf8\uc9c0-500x335.png 500w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><figcaption id=\"caption-attachment-6801\" class=\"wp-caption-text\">\uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4\ub85c \uc2dc\uc791\ud558\ub294 \uc6b0\ub9ac \uc9d1 \uac00\uc871 \ubcf4\ud5d8 \ubcf4\uc7a5 \ubc0f \uc218\uc218\ub8cc \uc810\uac80<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ub9e4\ub2ec \ubcf4\ud5d8\ub8cc\ub294 \uaf2c\ubc15\uaf2c\ubc15 \ub0b4\uace0 \uc788\ub294\ub370, \ub9c9\uc0c1 \uc5b4\ub5a4 \ubcf4\uc7a5\uc744 \ubc1b\ub294\uc9c0, \uc65c \uac00\uc785\ud588\ub294\uc9c0, \uc9c0\uae08\ub3c4 \uaf2d \ud544\uc694\ud55c \ubcf4\ud5d8\uc778\uc9c0. \uc120\ub73b \ub300\ub2f5\uc774 \ub098\uc624\uc9c0 \uc54a\uc558\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc0dd\uac01\ud574 \ubcf4\ub2c8 \uc800\ub294 \uc6b0\ub9ac \uc9d1 \ubcf4\ud5d8\uc5d0 \ub300\ud574 \ub300\ubd80\ubd84 \uadf8 \uc815\ub3c4\ubc16\uc5d0 \ubaa8\ub974\uace0 \uc788\ub354\ub77c\uad6c\uc694. <\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ub0a8\ud3b8 \uc2e4\uc190\ubcf4\ud5d8\ub3c4, \uc544\uc774 \uc5b4\ub9b0\uc774\ubcf4\ud5d8\ub3c4, \uc81c \uc554\ubcf4\ud5d8\ub3c4. \uadf8\ub54c\uadf8\ub54c &#8220;\uc774\uac8c \uc88b\ub2e4&#8221;\ub294 \ucd94\ucc9c\uc744 \ub4e3\uace0 \uac00\uc785\ud588\uc9c0, \uc81c\uac00 \ud558\ub098\ud558\ub098 \ub530\uc838\ubcf4\uace0 \uc120\ud0dd\ud55c \ubcf4\ud5d8\uc740 \uac70\uc758 \uc5c6\uc5c8\ub354\ub77c\uace0\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc870\uae08 \ud5c8\ubb34\ud588\uc5b4\uc694. \uac00\uc871 \uac74\uac15\uc740 \ub204\uad6c\ubcf4\ub2e4 \uc81c\uac00 \uac00\uc7a5 \ub9ce\uc774 \ucc59\uae34\ub2e4\uace0 \uc0dd\uac01\ud588\ub294\ub370, \uc815\uc791 \ubcf4\ud5d8\ub9cc\ud07c\uc740 \uc81c\uac00 \uac00\uc7a5 \ubaa8\ub974\uace0 \uc788\uc5c8\uc73c\ub2c8\uae4c\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uadf8\ub798\uc11c \ud558\ub098\uc529 \ub2e4\uc2dc \ubcf4\uae30 \uc2dc\uc791\ud588\uc5b4\uc694. \ubcf4\ud5d8\uc99d\uad8c\uc744 \uaebc\ub0b4\uc11c \uc77d\uc5b4\ubcf4\uace0, \ubcf4\uc7a5 \ub0b4\uc6a9\uc744 \ucc3e\uc544\ubcf4\uace0, \ubaa8\ub974\ub294 \uc6a9\uc5b4\ub294 \uac80\uc0c9\ub3c4 \ud574\ubd24\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uadf8\ub7ec\ub2e4 \ucc98\uc74c \uc54c\uac8c \ub41c \uc0ac\uc2e4\uc774 \ud558\ub098 \uc788\uc5c8\uc5b4\uc694. <\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ubcf4\ud5d8\ub8cc \uc548\uc5d0\ub294 \ubcf4\ud5d8\uc744 \uac00\uc785\uc2dc\ucf1c \uc900 \uc124\uacc4\uc0ac\uc5d0\uac8c \uc9c0\uae09\ub418\ub294 \uc218\uc218\ub8cc\uac00 \ud3ec\ud568\ub418\uc5b4 \uc788\ub2e4\ub294 \uac83\uc774\uc5c8\uc5b4\uc694. <\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc0c8\ub85c\uc6b4 \ube44\uc6a9\uc774 \ubd99\ub294 \uac8c \uc544\ub2c8\ub77c, \uc6d0\ub798 \ubcf4\ud5d8\ub8cc \uc548\uc5d0 \ud3ec\ud568\ub418\uc5b4 \uc788\ub294 \ube44\uc6a9\uc774\ub354\ub77c\uace0\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ucc98\uc74c\uc5d4 \uadf8\ub0e5 &#8220;\uadf8\ub807\uad6c\ub098.&#8221; \ud558\uace0 \ub118\uacbc\ub294\ub370, \uba70\uce60 \ub3d9\uc548 \uacc4\uc18d \uba38\ub9bf\uc18d\uc5d0 \ub0a8\uc558\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">&#8216;\uc5b4\ucc28\ud53c \uc6b0\ub9ac \uac00\uc871 \ubcf4\ud5d8\uc778\ub370. \ub0b4\uac00 \uc81c\ub300\ub85c \uc54c\uace0 \uc9c1\uc811 \uad00\ub9ac\ud558\uba74 \uc548 \ub418\ub294 \uac78\uae4c?&#8217;\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uadf8 \uc9c8\ubb38 \ud558\ub098 \ub54c\ubb38\uc5d0 \uc800\ub294 \uc190\ud574\ubcf4\ud5d8 \uc124\uacc4\uc0ac\ub77c\ub294 \uac78 \ucc98\uc74c \uac80\uc0c9\ud574 \ubd24\uc5b4\uc694.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"2_%EA%B0%80%EC%A1%B1_%EB%B3%B4%ED%97%98%EC%9D%84_%EC%A7%81%EC%A0%91_%EC%9D%B4%ED%95%B4%ED%95%A0_%EC%88%98_%EC%9E%88%EB%8A%94_%EB%B0%A9%EB%B2%95%EC%9D%B4_%EC%9E%88%EC%97%88%EC%96%B4%EC%9A%94\"><\/span><span style=\"font-size: 14pt;\"><b>2. \uac00\uc871 \ubcf4\ud5d8\uc744 \uc9c1\uc811 \uc774\ud574\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc774 \uc788\uc5c8\uc5b4\uc694<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc870\uae08 \ub354 \ucc3e\uc544\ubcf4\ub2c8 \uc190\ud574\ubcf4\ud5d8 \uc124\uacc4\uc0ac \uc790\uaca9\uc744 \ucde8\ub4dd\ud558\uba74 \uc6b0\ub9ac \uac00\uc871 \ubcf4\ud5d8\uc744 \uc81c\ub300\ub85c \uc774\ud574\ud560 \uc218 \uc788\uace0,<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ud544\uc694\ud55c \ubcf4\uc7a5\uc744 \uc9c1\uc811 \ud310\ub2e8\ud560 \uc218 \uc788\uace0,<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uadf8\ub9ac\uace0 \ud65c\ub3d9\uc744 \ud558\uac8c \ub418\uba74 \uc815\uc2dd \uc808\ucc28\uc5d0 \ub530\ub77c \uc218\uc218\ub8cc\ub3c4 \ubc1b\uc744 \uc218 \uc788\ub2e4\ub294 \uac78 \uc54c\uac8c \ub410\uc5b4\uc694.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc190\ud574\ubcf4\ud5d8 \uc124\uacc4\uc0ac \uc790\uaca9\uc744 \uac16\ucd94\uace0, \uc815\ud574\uc9c4 \uc808\ucc28\uc5d0 \ub530\ub77c \ud65c\ub3d9\ud558\uba74\uc11c \ubc1b\ub294 \uc815\uc2dd \uc18c\ub4dd.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ub9c9\uc5f0\ud588\ub358 \uac83\ub4e4\uc774 \uc774\ub807\uac8c \ud558\ub098\uc529 \uba85\ud655\ud574\uc9c0\ub2c8 \uc624\ud788\ub824 \ub9c8\uc74c\uc774 \ub193\uc600\uc5b4\uc694.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"3_%EC%A3%BC%EB%B6%80%EA%B0%80_%EC%86%90%ED%95%B4%EB%B3%B4%ED%97%98_%EC%84%A4%EA%B3%84%EC%82%AC_%EC%9E%90%EA%B2%A9%EC%8B%9C%ED%97%98%EC%9D%84_%EC%A4%80%EB%B9%84%ED%95%9C_%EB%B0%A9%EB%B2%95\"><\/span><span style=\"font-size: 14pt;\"><b>3. \uc8fc\ubd80\uac00 \uc190\ud574\ubcf4\ud5d8 \uc124\uacc4\uc0ac \uc790\uaca9\uc2dc\ud5d8\uc744 \uc900\ube44\ud55c \ubc29\ubc95<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ub9c9\uc0c1 \uacf5\ubd80\ub97c \uc2dc\uc791\ud574 \ubcf4\ub2c8 \uc0dd\uac01\ubcf4\ub2e4 \uc5b4\ub835\uc9c0\ub3c4 \uc54a\uc558\uc5b4\uc694.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\ubb34\ub8cc \uad50\uc721\uc774 \uc788\uc5c8\uace0, \uad81\uae08\ud55c \uac74 \uc5b8\uc81c\ub4e0 \ubb3c\uc5b4\ubcfc \uc218 \uc788\ub294 \uba58\ud1a0\ub3c4 \uc788\uc5c8\uc5b4\uc694. \uc2dc\ud5d8\ube44\uc640 \uad50\uc721\ube44\ub3c4 \uc9c0\uc6d0\ub410\uace0\uc694.<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \ud559\uc2b5 \uacfc\uc815\uc5d0\ub294 \ubbf8\uc158\ub9c8\ub2e4 \ub9ac\uc6cc\ub4dc\uac00 \uc788\uc5b4\uc11c \ud558\ub098\uc529 \ud574\ub0b4\ub294 \uc7ac\ubbf8\ub3c4 \uc788\uc5c8\uace0, \uafb8\uc900\ud788 \uacf5\ubd80\ud558\ub294 \ub370 \ub3d9\uae30\ubd80\uc5ec\uac00 \ub410\uc5b4\uc694. \uacf5\ubd80\ub97c \ubaa8\ub450 \ub9c8\uce5c \ub4a4\uc5d0\ub294 20\ub9cc \uc6d0\uc5d0 \ucd94\uac00 \ub9ac\uc6cc\ub4dc\uae4c\uc9c0 \ubc1b\uc744 \uc218 \uc788\uc5b4\uc11c \ubfcc\ub4ef\ud588\uace0\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ubb34\uc5c7\ubcf4\ub2e4 \uc88b\uc558\ub358 \uac74 \ucd9c\uadfc\ud558\uac70\ub098 \ub9e4\ub2ec \uc2e4\uc801\uc744 \ucc44\uc6cc\uc57c \ud558\ub294 \ubd80\ub2f4\uc774 \uc5c6\ub2e4\ub294 \uc810\uc774\uc5c8\uc5b4\uc694. \uc544\uc774\ub97c \uc7ac\uc6b4 \ub4a4 \uc870\uae08\uc529, \uc81c \uc18d\ub3c4\ub300\ub85c \uacf5\ubd80\ud560 \uc218 \uc788\uc5b4\uc11c \ubd80\ub2f4 \uc5c6\uc774 \uc774\uc5b4\uac08 \uc218 \uc788\uc5c8\uac70\ub4e0\uc694. \uc628\ub77c\uc778\uc73c\ub85c \uc9c4\ud589\ub418\ub2e4 \ubcf4\ub2c8 \uc2dc\uac04\uacfc \uc7a5\uc18c\uc5d0 \ub9e4\uc774\uc9c0 \uc54a\uace0 \uc81c \uc0dd\ud65c\uc5d0 \ub9de\ucdb0 \uc900\ube44\ud560 \uc218 \uc788\ub2e4\ub294 \uc810\ub3c4 \uc88b\uc558\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-size: 10pt; color: #808080;\"><i><span style=\"font-weight: 400;\">\u203b \uac1c\uc778\ubcc4 \uc900\ube44 \uae30\uac04\uc740 \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc57d 12\uc2dc\uac04 \ubd84\ub7c9\uc758 2\uc8fc \ud45c\uc900\ud559\uc2b5 \ud50c\ub79c\uc774 \uc81c\uacf5\ub418\uba70, \uc774 \uac00\uc774\ub4dc\ub97c \ucda9\uc2e4\ud788 \ub530\ub77c\uac00\uba74 \ud559\uc2b5 \uac00\uc774\ub4dc \uc774\ud589 \uc2dc,\ud3c9\uade0 \ud569\uaca9\ub960\uc740 76%(25\ub144 8\uc6d4 \uae30\uc900)\uc5d0 \uc774\ub985\ub2c8\ub2e4.<\/span><\/i><\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ud83d\udcac \uc190\ud574\ubcf4\ud5d8 \uc124\uacc4\uc0ac \uc2dc\ud5d8 \uc900\ube44 \uac00\uc774\ub4dc <\/span><a href=\"https:\/\/meritzpartners.com\/blog\/guide\/%ec%86%90%ed%95%b4%eb%b3%b4%ed%97%98-%ec%84%a4%ea%b3%84%ec%82%ac-%ec%8b%9c%ed%97%98%ec%9d%98-%eb%aa%a8%eb%93%a0-%ea%b2%83\/\"><span style=\"font-weight: 400;\">\uc190\ud574\ubcf4\ud5d8 \uc124\uacc4\uc0ac \uc2dc\ud5d8\uc758 \ubaa8\ub4e0 \uac83<\/span><\/a><\/span><\/p>\n<h3><\/h3>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"4_%EB%B3%B4%ED%97%98_%EC%84%A4%EA%B3%84%EC%82%AC_%EC%9E%90%EA%B2%A9_%EC%B7%A8%EB%93%9D_%ED%9B%84_%EA%B0%80%EC%9E%A5_%EC%A2%8B%EC%95%98%EB%8D%98_%EC%A0%90\"><\/span><span style=\"font-size: 14pt;\"><b>4. \ubcf4\ud5d8 \uc124\uacc4\uc0ac \uc790\uaca9 \ucde8\ub4dd \ud6c4 \uac00\uc7a5 \uc88b\uc558\ub358 \uc810<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc0ac\uc2e4 \uc800\ub294 \ub3c8\uc744 \ubc8c\ub824\uace0 \uc2dc\uc791\ud55c \uac74 \uc544\ub2c8\uc5c8\uc5b4\uc694. \uc6b0\ub9ac \uc9d1 \ubcf4\ud5d8\uc744 \uc81c\ub300\ub85c \uc54c\uace0 \uc2f6\ub2e4\ub294 \ub9c8\uc74c\uc774 \ub354 \ucef8\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uadf8\ub798\uc11c\uc778\uc9c0 \uac00\uc7a5 \uc88b\uc558\ub358 \uac74 \ub2f9\uc7a5\uc758 \uc218\uc785\ubcf4\ub2e4, &#8216;\uc774\ud574&#8217;\uc600\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uacf5\ubd80\ub97c \ud558\uba74\uc11c \uc6b0\ub9ac \uc9d1 \ubcf4\ud5d8\ub3c4 \ub2e4\uc2dc \ud558\ub098\uc529 \ub4e4\uc5ec\ub2e4\ubcf4\uac8c \ub410\uc5b4\uc694. <\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ud639\uc2dc \ubd80\uc871\ud55c \ubcf4\uc7a5\uc740 \uc5c6\ub294\uc9c0, \uc9c0\uae08\uc740 \ud544\uc694 \uc5c6\ub294 \ud2b9\uc57d\uc740 \uc5c6\ub294\uc9c0 \uc0b4\ud3b4\ubcf4\ub2e4\uac00 \ud5f7\uac08\ub9ac\ub294 \ubd80\ubd84\uc774 \uc0dd\uae30\uba74 \ubc14\ub85c\ubc14\ub85c \uba58\ud1a0\uc5d0\uac8c \ubb3c\uc5b4\ubcf4\uace0 \ub2f5\uc744 \uc5bb\uc744 \uc218 \uc788\uc5b4\uc11c \ud63c\uc790 \uacf5\ubd80\ud55c\ub2e4\ub294 \ub9c9\ub9c9\ud568\ub3c4 \ub35c\ud588\uace0\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uadf8\ub807\uac8c \ud558\ub098\uc529 \uc54c\uc544\uac00\ub2e4 \ubcf4\ub2c8 \uc6b0\ub9ac \uac00\uc871\uc5d0\uac8c \uc815\ub9d0 \ud544\uc694\ud55c \ubcf4\uc7a5\uc774 \ubb34\uc5c7\uc778\uc9c0\ub3c4 \uc790\uc5f0\uc2a4\ub7fd\uac8c \uc774\ud574\ud558\uac8c \ub410\uc5b4\uc694. <\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc608\uc804\uc5d0\ub294 \uadf8\uc800 \u2018\ucd94\ucc9c\ubc1b\uc740 \ubcf4\ud5d8\u2019\uc774\uc5c8\ub2e4\uba74, \uc774\uc81c\ub294 \u2018\ub0b4\uac00 \uc774\ud574\ud558\ub294 \ubcf4\ud5d8\u2019\uc774 \ub41c \uac70\uc8e0.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"5_%EB%B3%B4%ED%97%98%EC%9D%84_%EA%B3%B5%EB%B6%80%ED%95%98%EB%8B%88_%EC%A3%BC%EB%B3%80%EC%9D%98_%EA%B3%A0%EB%AF%BC%EB%8F%84_%EB%8B%A4%EB%A5%B4%EA%B2%8C_%EB%93%A4%EB%A0%B8%EC%96%B4%EC%9A%94\"><\/span><span style=\"font-size: 14pt;\"><b>5. \ubcf4\ud5d8\uc744 \uacf5\ubd80\ud558\ub2c8 \uc8fc\ubcc0\uc758 \uace0\ubbfc\ub3c4 \ub2e4\ub974\uac8c \ub4e4\ub838\uc5b4\uc694<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uadf8\ub7f0\ub370 \uc800\ub9cc \uc774\ub7f0 \uace0\ubbfc\uc744 \ud558\ub294 \uac8c \uc544\ub2c8\ub354\ub77c\uace0\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ubcf4\ud5d8\uc744 \uc870\uae08 \uacf5\ubd80\ud558\uace0 \ub098\ub2c8 \uc8fc\ubcc0\uc5d0\uc11c \ub4e4\ub9ac\ub294 \uc774\uc57c\uae30\uac00 \ub2ec\ub77c\uc84c\uc5b4\uc694. <\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ub180\uc774\ud130\uc5d0\uc11c\ub3c4, \ud559\ubd80\ubaa8 \ubaa8\uc784\uc5d0\uc11c\ub3c4, \uce5c\uad6c\ub4e4\uacfc \ucee4\ud53c\ub97c \ub9c8\uc2dc\ub2e4\uac00\ub3c4 \uc774\ub7f0 \uc9c8\ubb38\uc774 \uc815\ub9d0 \uc790\uc8fc \ub098\uc654\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">&#8220;\uc6b0\ub9ac \uc560 \ubcf4\ud5d8 \uc798 \ub4e4\uc5b4\ub193\uc740 \uac78\uae4c?&#8221; &#8220;\uc774 \ud2b9\uc57d\uc740 \uacc4\uc18d \uc720\uc9c0\ud574\uc57c \ud558\ub098?&#8221;<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc608\uc804\uc5d0\ub294 \uc800\ub3c4 \uac19\uc774 \ubaa8\ub974\uaca0\ub2e4\uace0 \uc6c3\uc5c8\ub294\ub370, \uc774\uc81c\ub294 \uc81c\uac00 \uacf5\ubd80\ud55c \ub9cc\ud07c\uc740 \uac19\uc774 \uc0b4\ud3b4\ubcfc \uc218 \uc788\uac8c \ub410\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ubcf4\ud5d8\uc744 \uad8c\ud558\ub294 \uc0ac\ub78c\uc774 \uc544\ub2c8\ub77c, \ub611\uac19\uc740 \uace0\ubbfc\uc744 \uba3c\uc800 \ud574\ubcf8 \uc0ac\ub78c\uc73c\ub85c \uc774\uc57c\uae30\ud560 \uc218 \uc788\ub2e4\ub294 \uac8c \uc88b\uc558\uc5b4\uc694. <\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uadf8\ub798\uc11c\uc778\uc9c0 \ubd80\ub2f4\ub3c4 \uc5c6\uc5c8\uace0, \uc624\ud788\ub824 \uc8fc\ubcc0\uc5d0\uc11c \uba3c\uc800 \ubb3c\uc5b4\ubd10 \uc8fc\ub294 \uc77c\uc774 \ub354 \ub9ce\uc544\uc84c\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"6_%EB%B3%B4%ED%97%98_%EA%B3%B5%EB%B6%80%EA%B0%80_%EC%84%A4%EA%B3%84%EC%82%AC_%ED%99%9C%EB%8F%99%EA%B3%BC_%EC%88%98%EC%9D%B5%EC%9C%BC%EB%A1%9C_%EC%9D%B4%EC%96%B4%EC%A7%80%EA%B8%B0%EA%B9%8C%EC%A7%80\"><\/span><span style=\"font-size: 14pt;\"><b>6. \ubcf4\ud5d8 \uacf5\ubd80\uac00 \uc124\uacc4\uc0ac \ud65c\ub3d9\uacfc \uc218\uc775\uc73c\ub85c \uc774\uc5b4\uc9c0\uae30\uae4c\uc9c0<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc6b0\ub9ac \uc9d1 \ubcf4\ud5d8\uc744 \uc774\ud574\ud558\ub294 \ub370\uc11c \uc2dc\uc791\ud588\ub294\ub370, \uadf8\ub7ec\ub2e4 \uac00\uae4c\uc6b4 \uac00\uc871, \uce5c\ud55c \uce5c\uad6c, \uba3c\uc800 \ubb3c\uc5b4\ubd10 \uc8fc\ub294 \uc0ac\ub78c\ub4e4\uc758 \ubcf4\ud5d8\ub3c4 \uac19\uc774 \ubd10\ub4dc\ub9ac\uac8c \ub410\uace0, \uadf8 \uacfc\uc815\uc5d0\uc11c \ud65c\ub3d9\uc774 \uc774\uc5b4\uc9c0\uba74\uc11c \uc790\uc5f0\uc2a4\ub7fd\uac8c \uc218\uc775\ub3c4 \ub530\ub77c\uc624\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uac70\ucc3d\ud558\uac8c \uc601\uc5c5\uc744 \ud55c \uac83\ub3c4 \uc544\ub2c8\uc5c8\uc5b4\uc694. <\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc81c\uac00 \uc774\ud574\ud55c \ub9cc\ud07c \uc6b0\ub9ac \uac00\uc871, \uadf8\ub9ac\uace0 \uba3c\uc800 \ubb3c\uc5b4\ubd10 \uc8fc\ub294 \uac00\uae4c\uc6b4 \uc0ac\ub78c\ub4e4\uc758 \ubcf4\ud5d8\uc744 \ud568\uaed8 \uc0b4\ud3b4\ubcf4\ub294 \uc815\ub3c4\uc600\ub294\ub370, \uadf8 \uacfc\uc815\uc5d0\uc11c \uc815\uc2dd \uc808\ucc28\uc5d0 \ub530\ub77c \uc218\uc775\uc774 \ub530\ub77c\uc654\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-size: 10pt; color: #808080;\"><i><span style=\"font-weight: 400;\">\u203b \uc218\uc775\uc740 \uac1c\uc778\uc758 \ud65c\ub3d9\uacfc \uacc4\uc57d\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/i><\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ud83d\udcac <\/span><b>\uc2e4\uc81c \ud30c\ud2b8\ub108\uc2a4 \uc774\uc57c\uae30<\/b><a href=\"https:\/\/meritzpartners.com\/blog\/interview\/%ec%95%84%ec%9d%b4%eb%93%a4-%ec%9e%ac%ec%9a%b4-%eb%b0%a4-%ec%a0%84%ec%97%85%ec%a3%bc%eb%b6%80%ec%9d%98-%ec%9e%91%ec%9d%80-%eb%8f%84%ec%a0%84%ec%9d%b4-%eb%90%9c-%eb%b3%b4%ed%97%98-%ea%b3%b5%eb%b6%80\/\"><span style=\"font-weight: 400;\"> \uc544\uc774\ub4e4 \uc7ac\uc6b4 \ubc24, \uc804\uc5c5\uc8fc\ubd80\uc758 \uc791\uc740 \ub3c4\uc804\uc774 \ub41c \ubcf4\ud5d8 \uacf5\ubd80 \uc774\uc57c\uae30 \u2013 \uc548\uc138\ub780 \ud30c\ud2b8\ub108\uc2a4<\/span><\/a><\/span><\/p>\n<figure id=\"attachment_6802\" aria-describedby=\"caption-attachment-6802\" style=\"width: 1376px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"seo-only-caption wp-image-6802 size-full\" src=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2026\/08\/\ubcf4\ud5d8-\uc124\uacc4\uc0ac-\ud65c\ub3d9-\uc218\uc775-\ucc3d\ucd9c-\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\ub300\ud45c-\uce90\ub9ad\ud130-\uc774\ubbf8\uc9c0.png\" alt=\"\uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \uc190\ud574\ubcf4\ud5d8 \uc124\uacc4\uc0ac \ud65c\ub3d9\uc744 \ud1b5\ud574 \uac00\uc871 \ubcf4\ud5d8 \uc124\uacc4\uc640 \uc218\uc775\uc744 \ucc3d\ucd9c\ud55c \uce90\ub9ad\ud130\" width=\"1376\" height=\"768\" srcset=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2026\/08\/\ubcf4\ud5d8-\uc124\uacc4\uc0ac-\ud65c\ub3d9-\uc218\uc775-\ucc3d\ucd9c-\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\ub300\ud45c-\uce90\ub9ad\ud130-\uc774\ubbf8\uc9c0.png 1376w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2026\/08\/\ubcf4\ud5d8-\uc124\uacc4\uc0ac-\ud65c\ub3d9-\uc218\uc775-\ucc3d\ucd9c-\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\ub300\ud45c-\uce90\ub9ad\ud130-\uc774\ubbf8\uc9c0-300x167.png 300w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2026\/08\/\ubcf4\ud5d8-\uc124\uacc4\uc0ac-\ud65c\ub3d9-\uc218\uc775-\ucc3d\ucd9c-\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\ub300\ud45c-\uce90\ub9ad\ud130-\uc774\ubbf8\uc9c0-1024x572.png 1024w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2026\/08\/\ubcf4\ud5d8-\uc124\uacc4\uc0ac-\ud65c\ub3d9-\uc218\uc775-\ucc3d\ucd9c-\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\ub300\ud45c-\uce90\ub9ad\ud130-\uc774\ubbf8\uc9c0-768x429.png 768w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2026\/08\/\ubcf4\ud5d8-\uc124\uacc4\uc0ac-\ud65c\ub3d9-\uc218\uc775-\ucc3d\ucd9c-\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\ub300\ud45c-\uce90\ub9ad\ud130-\uc774\ubbf8\uc9c0-900x502.png 900w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2026\/08\/\ubcf4\ud5d8-\uc124\uacc4\uc0ac-\ud65c\ub3d9-\uc218\uc775-\ucc3d\ucd9c-\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\ub300\ud45c-\uce90\ub9ad\ud130-\uc774\ubbf8\uc9c0-500x279.png 500w\" sizes=\"auto, (max-width: 1376px) 100vw, 1376px\" \/><figcaption id=\"caption-attachment-6802\" class=\"wp-caption-text\">\uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \ud65c\ub3d9\uc744 \ud1b5\ud55c \uac00\uc871 \ubcf4\ud5d8 \uc124\uacc4 \ubc0f \uc815\uc2dd \uc218\uc218\ub8cc \uc218\uc775 \ucc3d\ucd9c<\/figcaption><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"7_%EB%A9%94%EB%A6%AC%EC%B8%A0_%ED%8C%8C%ED%8A%B8%EB%84%88%EC%8A%A4%EB%8A%94_%EC%96%B4%EB%96%BB%EA%B2%8C_%EC%8B%9C%EC%9E%91%ED%95%98%EB%82%98%EC%9A%94\"><\/span><span style=\"font-size: 14pt;\"><b>7. \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4\ub294 \uc5b4\ub5bb\uac8c \uc2dc\uc791\ud558\ub098\uc694?<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ub3cc\uc774\ucf1c \ubcf4\uba74 \uc2dc\uc791\uc740 \uc815\ub9d0 \ubcc4\uac70 \uc544\ub2c8\uc5c8\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">&#8220;\uc6b0\ub9ac \uc9d1 \ubcf4\ud5d8, \ub098\ub3c4 \uc81c\ub300\ub85c \uc54c\uace0 \uc2f6\ub2e4.&#8221; \uadf8 \ub9c8\uc74c \ud558\ub098\uc600\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc800\ub294 \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4\uc5d0\uc11c \uc2dc\uc791\ud588\uc5b4\uc694. \uba54\ub9ac\uce20\ud654\uc7ac\uac00 \uc6b4\uc601\ud558\ub294 \uacf5\uc2dd \ud50c\ub7ab\ud3fc\uc785\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc2dc\uc791\uc740 \uc5b4\ub835\uc9c0 \uc54a\uc544\uc694. \uc0c1\ub2f4\uc744 \uc2e0\uccad\ud558\uba74 \uc190\ud574\ubcf4\ud5d8 \uc124\uacc4\uc0ac \uc790\uaca9 \uc900\ube44\ubd80\ud130 \ud65c\ub3d9\uae4c\uc9c0 \uc21c\uc11c\ub300\ub85c \uc548\ub0b4\ubc1b\uc744 \uc218 \uc788\uace0, \ubb34\ub8cc \uad50\uc721\uacfc \uc5b8\uc81c\ub098 \uad81\uae08\ud55c\uac78 \uc9c8\ubb38\ud560 \uc218 \uc788\ub294 \uba58\ud1a0\uac00 \ud568\uaed8\ud569\ub2c8\ub2e4. <\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ucc98\uc74c\ubd80\ud130 \ud070 \ubaa9\ud45c\ub97c \uc138\uc6b8 \ud544\uc694\ub294 \uc5c6\uc5b4\uc694. \uc800\ucc98\ub7fc \uc6b0\ub9ac \uc9d1 \ubcf4\ud5d8\uc744 \ub2e4\uc2dc \uc774\ud574\ud558\ub294 \uac83, \uadf8\uac83\ub9cc\uc73c\ub85c\ub3c4 \ucda9\ubd84\ud55c \uc2dc\uc791\uc774 \ub420 \uc218 \uc788\uc73c\ub2c8\uae4c\uc694.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"8_%EB%A9%94%EB%A6%AC%EC%B8%A0_%ED%8C%8C%ED%8A%B8%EB%84%88%EC%8A%A4_%EC%8B%9C%EC%9E%91_%EC%A0%84%EC%97%90_%EC%95%8C%EC%95%84%EC%95%BC_%ED%95%A0_%EC%A0%90\"><\/span><span style=\"font-size: 14pt;\"><b>8. \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \uc2dc\uc791 \uc804\uc5d0 \uc54c\uc544\uc57c \ud560 \uc810<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc2dc\uc791\ud558\uae30 \uc804\uc5d0 \uc54c\uc544\ub450\uba74 \uc88b\uc740 \uac83\ub4e4\uc744 \uc815\ub9ac\ud574 \ubcfc\uac8c\uc694.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 14pt;\"><b>\uc790\uaca9 \ucde8\ub4dd\uc774 \uba3c\uc800\uc608\uc694.<\/b><span style=\"font-weight: 400;\"> \uc190\ud574\ubcf4\ud5d8 \uc124\uacc4\uc0ac \uc790\uaca9\uc2dc\ud5d8\uc5d0 \ud569\uaca9\ud558\uace0 \uc815\uc2dd\uc73c\ub85c \ub4f1\ub85d\ud574\uc57c \ud65c\ub3d9\uacfc \uc218\uc218\ub8cc \uc9c0\uae09\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 14pt;\"><b>\ud504\ub9ac\ub79c\uc11c(\uac1c\uc778\uc0ac\uc5c5\uc790) \ud615\ud0dc\uc608\uc694.<\/b><span style=\"font-weight: 400;\"> \uace0\uc6a9\ubcf4\ud5d8 \uc911\ubcf5 \uc774\uc288\ub294 \uc5c6\uc9c0\ub9cc, \ub9cc\uc57d \uc9c1\uc7a5\uc5d0 \ub2e4\ub2c8\uace0 \uc788\ub2e4\uba74 \ud68c\uc0ac\uc758 \uacb8\uc9c1 \uaddc\uc815\uc740 \ubbf8\ub9ac \ud655\uc778\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 14pt;\"><b>\uc218\uc775\uc740 \uc131\uacfc\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc838\uc694.<\/b><span style=\"font-weight: 400;\"> \uace0\uc815\uae09\uc774 \uc544\ub2c8\ub77c \ud65c\ub3d9\uacfc \uacc4\uc57d\uc5d0 \ub530\ub77c \ubc1c\uc0dd\ud558\ubbc0\ub85c \uac1c\uc778\ucc28\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 14pt;\"><b>\ubcf8\uc778\u00b7\uac00\uc871 \ubcf4\ud5d8\ub3c4 \uc815\ud574\uc9c4 \uc808\ucc28\uc640 \uae30\uc900 \uc548\uc5d0\uc11c<\/b><span style=\"font-weight: 400;\"> \uc124\uacc4\u00b7\uad00\ub9ac\ud558\uac8c \ub429\ub2c8\ub2e4.<\/span><\/span><\/li>\n<\/ul>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ud83d\udcac <\/span><b>\uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \ub354 \uc54c\uc544\ubcf4\uae30<\/b><span style=\"font-weight: 400;\">\u00a0 <\/span><a href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%eb%a9%94%eb%a6%ac%ec%b8%a0-%ed%8c%8c%ed%8a%b8%eb%84%88%ec%8a%a4-%ec%8b%9c%ec%9e%91-%ec%a0%84%ec%97%90-%ed%99%95%ec%9d%b8%ed%95%a0-%ea%b2%83\/\"><span style=\"font-weight: 400;\">\uba54\ub9ac\uce20\ud654\uc7ac\uac00 \ub9cc\ub4e0 \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4, \uc2dc\uc791 \uc804\uc5d0 \uc774\uac83\ub9cc \ud655\uc778\ud558\uc138\uc694.<\/span><\/a><\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"9_%EC%9E%90%EC%A3%BC_%EB%AC%BB%EB%8A%94_%EC%A7%88%EB%AC%B8\"><\/span><span style=\"font-size: 14pt;\"><b>9. \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><span style=\"font-size: 14pt;\"><b> \uc790\uaca9 \uc5c6\uc774\ub3c4 \ub0b4 \ubcf4\ud5d8 \uad00\ub828 \uc218\uc218\ub8cc\ub97c \ubc1b\uc744 \uc218 \uc788\ub098\uc694?<\/b> <\/span>\n<ul>\n<li><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uc544\ub2c8\uc694. \uc190\ud574\ubcf4\ud5d8 \uc124\uacc4\uc0ac \uc790\uaca9\uc744 \ucde8\ub4dd\ud558\uace0 \uc815\uc2dd\uc73c\ub85c \ub4f1\ub85d\ud574\uc57c \ud65c\ub3d9\uacfc \uc218\uc218\ub8cc \uc9c0\uae09\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/span><\/span><\/li>\n<\/ul>\n<\/li>\n<li><span style=\"font-size: 14pt;\"><b> \ubcf4\ud5d8\uc744 \uc798 \ubab0\ub77c\ub3c4 \uc2dc\uc791\ud560 \uc218 \uc788\ub098\uc694?<\/b> <\/span>\n<ul>\n<li><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ub124. \ubb34\ub8cc \uad50\uc721\uacfc \uc27d\uac8c \uc5f0\ub77d\uac00\ub2a5\ud55c \uba58\ud1a0\uac00 \uc788\uc5b4\uc11c, \ubcf4\ud5d8\uc774 \ucc98\uc74c\uc778 \ubd84\ub4e4\ub3c4 \uc6b0\ub9ac \uc9d1 \ubcf4\ud5d8\ubd80\ud130 \ucc28\uadfc\ucc28\uadfc \uc774\ud574\ud558\uba70 \uc2dc\uc791\ud569\ub2c8\ub2e4.<\/span><\/span><\/li>\n<\/ul>\n<\/li>\n<li><span style=\"font-size: 14pt;\"><b> \uc544\uc774\ub97c \ud0a4\uc6b0\uba74\uc11c\ub3c4 \uac00\ub2a5\ud560\uae4c\uc694?<\/b> <\/span>\n<ul>\n<li><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uc2e4\uc81c\ub85c \uc544\uc774\ub97c \uc7ac\uc6b4 \ub4a4 \uc790\ud22c\ub9ac \uc2dc\uac04\uc744 \ud65c\uc6a9\ud574 \uc900\ube44\ud558\ub294 \uc8fc\ubd80\uc640 \uc6cc\ud0b9\ub9d8 \uc0ac\ub840\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \ucd9c\uadfc \uc758\ubb34\ub098 \uc2e4\uc801 \uac15\uc694 \uc5c6\uc774 \uc790\uc2e0\uc758 \uc77c\uc815\uc5d0 \ub9de\ucdb0 \uc900\ube44\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/span><span style=\"font-size: 12pt; color: #808080;\"><i><span style=\"font-weight: 400;\">(\uac1c\uc778\ubcc4 \uc900\ube44 \uae30\uac04\uc740 \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4.)<\/span><\/i><\/span><\/span><\/li>\n<\/ul>\n<\/li>\n<li><span style=\"font-size: 14pt;\"><b> \uac00\uc871 \ubcf4\ud5d8\ub9cc \uad00\ub9ac\ud574\ub3c4 \uc2dc\uc791\ud560 \uc218 \uc788\ub098\uc694? <\/b><\/span>\n<ul>\n<li><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ub124. \uc2e4\uc81c\ub85c \ub9ce\uc740 \ud30c\ud2b8\ub108\uc2a4\uac00 \ubcf8\uc778\uacfc \uac00\uc871 \ubcf4\ud5d8\uc744 \ub2e4\uc2dc \uc810\uac80\ud558\ub294 \uac83\uc5d0\uc11c \uccab \ud65c\ub3d9\uc744 \uc2dc\uc791\ud569\ub2c8\ub2e4. \uc774\ud6c4 \ud65c\ub3d9 \ubc94\uc704\ub294 \ubcf8\uc778\uc774 \uc6d0\ud558\ub294 \ub9cc\ud07c \uc120\ud0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ud83d\udcac <\/span><a href=\"https:\/\/meritzpartners.com\/faq\/\"><span style=\"font-weight: 400;\">\ub354 \ub9ce\uc740 \uc9c8\ubb38 \ubcf4\uae30<\/span><\/a><\/span><\/p>\n<p><em><span style=\"font-weight: 400; color: #808080; font-size: 10pt;\">\u203b \ubcf8 \ud3ec\uc2a4\ud2b8\ub294 \uc2e4\uc81c \ud30c\ud2b8\ub108\uc2a4 \uc778\ud130\ubdf0\ub97c \ubc14\ud0d5\uc73c\ub85c \uc7ac\uad6c\uc131\ub418\uc5c8\uc2b5\ub2c8\ub2e4.\u00a0<\/span><\/em><\/p>\n<p><em><span style=\"font-weight: 400; color: #808080; font-size: 10pt;\">\u203b \uc218\uc775\uc740 \uac1c\uc778\uc758 \ud65c\ub3d9 \ubc29\uc2dd \ubc0f \ubcf4\ud5d8 \uccb4\uacb0 \uc5ec\ubd80\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u2705 \ud55c\ub208\uc5d0 \ubcf4\ub294 \ud575\uc2ec\u00a0 \uc6b0\ub9ac \uc9d1 \ubcf4\ud5d8\uc778\ub370\ub3c4, \uc5b4\ub5a4 \ubcf4\uc7a5\uc744 \ubc1b\ub294\uc9c0 \uc798 \ubaa8\ub974\ub294 \uacbd\uc6b0\uac00 \uc0dd\uac01\ubcf4\ub2e4 [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":6801,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[39],"tags":[273,207,108,274,115],"class_list":["post-6800","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-factcheck","tag-273","tag-207","tag-108","tag-274","tag-115","col-md-4 col-sm-4"],"_links":{"self":[{"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/posts\/6800","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/comments?post=6800"}],"version-history":[{"count":5,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/posts\/6800\/revisions"}],"predecessor-version":[{"id":6823,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/posts\/6800\/revisions\/6823"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/media\/6801"}],"wp:attachment":[{"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/media?parent=6800"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/categories?post=6800"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/tags?post=6800"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}