{"id":4705,"date":"2025-12-23T16:06:52","date_gmt":"2025-12-23T07:06:52","guid":{"rendered":"https:\/\/meritzpartners.com\/blog\/?p=4705"},"modified":"2026-04-20T16:49:19","modified_gmt":"2026-04-20T07:49:19","slug":"%ec%95%94%ea%b8%b0%ec%97%90-%ec%95%bd%ed%95%98%eb%8b%a4%eb%a9%b4-%ec%98%a4%eb%8b%b5-%ec%a4%91%ec%8b%ac-%ed%95%99%ec%8a%b5%eb%b2%95-%eb%8c%80%ea%b3%b5%ea%b0%9c","status":"publish","type":"post","link":"https:\/\/meritzpartners.com\/blog\/guide\/%ec%95%94%ea%b8%b0%ec%97%90-%ec%95%bd%ed%95%98%eb%8b%a4%eb%a9%b4-%ec%98%a4%eb%8b%b5-%ec%a4%91%ec%8b%ac-%ed%95%99%ec%8a%b5%eb%b2%95-%eb%8c%80%ea%b3%b5%ea%b0%9c\/","title":{"rendered":"\uc554\uae30\uc5d0 \uc57d\ud558\ub2e4\uba74? \uc624\ub2f5 \uc911\uc2ec \ud559\uc2b5\ubc95 \ub300\uacf5\uac1c"},"content":{"rendered":"<p><span style=\"font-weight: 400; font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\uc548\ub155\ud558\uc138\uc694, \uc11c\uc6b8\uc5d0\uc11c \uc791\uc740 \uce74\ud398\ub97c \uc6b4\uc601\ud558\uace0 \uc788\ub294 41\uc138 \uae40\uc9c0\ubbfc\uc774\ub77c\uace0 \ud569\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\"><span style=\"font-weight: 400;\">\ud558\ub8e8 \uc885\uc77c \uc11c\uc11c \uc77c\ud558\ub2e4\uac00 \ub9c8\uac10\uae4c\uc9c0 \ub05d\ub0b4\uace0 \ub098\uba74 \ubab8\ubcf4\ub2e4 \uba3c\uc800 \uba38\ub9ac\uac00 \uba4d\ud574\uc9c0\ub294 \ub290\ub08c\uc774 \ub4e4 \ub54c\uac00 \ub9ce<\/span><span style=\"font-weight: 400;\">\uc544<\/span><span style=\"font-weight: 400;\">\uc694.<br \/>\n\uadf8\ub798\uc11c <\/span><span style=\"font-weight: 400;\">\u2018\uc774\uc81c \uacf5\ubd80\ud560 \uc77c\uc740 \uc815\ub9d0 \uc5c6\uaca0\ub2e4\u2019\ub77c\uace0 \uc0dd\uac01\ud588\uc5b4\uc694. <\/span><span style=\"font-weight: 400;\">\ud559\ucc3d \uc2dc\uc808\uc5d0\ub3c4 \uc554\uae30\ub97c \uc798\ud558\ub294 \ud3b8<\/span><span style=\"font-weight: 400;\">\uc774 \uc544\ub2c8\uc5c8\uace0\uc694. \uadf8\ub798\uc11c \ucc98\uc74c \ubcf4\ud5d8 \uc2dc\ud5d8\uc744 \uc900\ube44\ud558\uaca0\ub2e4\uace0 \ub9c8\uc74c\uba39\uc5c8\uc744\ub54c,<\/span> <span style=\"font-weight: 400;\">\ucc45<\/span><span style=\"font-weight: 400;\">\uc744 \ud3b4\ub294 \uac83 \uc790\uccb4\uac00 \ubd80\ub2f4\uc73c\ub85c \ub290\uaef4\uc84c<\/span><span style=\"font-weight: 400;\">\uc5b4\uc694.<\/span><\/span><\/p>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\"><span style=\"font-weight: 400;\">\uadf8\ub7f0 \uc81c\uac00 \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \uc2dc\ud5d8\uc5d0 \ud569\uaca9\ud588\uc2b5\ub2c8\ub2e4. \ub3cc\uc774\ucf1c\ubcf4\uba74 \uc81c\uac00 \ud55c \uac74 \ubb34\uc791\uc815 \uc5f4\uc2ec\ud788 \ud558\ub294 \uacf5\ubd80\uac00 \uc544\ub2c8\uc5c8\uc5b4\uc694. <\/span><span style=\"background-color: #fce8e2;\"><b>\uacf5\ubd80\ub7c9\uc744 \ub298\ub9ac\uae30\ubcf4\ub2e4 <\/b><b>\ud6a8\uc728\uc801\uc778 \ud559\uc2b5 \uc804\ub7b5\uc744 \uc120\ud0dd<\/b><\/span><span style=\"font-weight: 400;\">\ud55c \uac8c \uac00\uc7a5 \ud070 \ud569\uaca9 \ube44\uacb0\uc774\uc5d0\uc694.<\/span><\/span><\/p>\n<p><span style=\"font-size: 12pt; color: #ef3b24; font-family: arial, helvetica, sans-serif;\"><a style=\"color: #ef3b24;\" href=\"https:\/\/meritzpartners.com\/blog\/guide\/%ed%95%a9%ea%b2%a9%ec%8a%a4%ed%86%a0%eb%a6%ac%e2%91%a1_40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8-%ea%b9%80%ec%a7%84%ea%b7%9c%eb%8b%98-%ec%84%a4%ea%b3%84%ec%82%ac-%ec%8b%9c%ed%97%98-%ed%95%a9%ea%b2%a9\/\"><span style=\"font-weight: 400;\">\ud569\uaca9\uc2a4\ud1a0\ub9ac\u2461_40\ub300 \uc9c1\uc7a5\uc778 \uae40\uc9c4\uaddc\ub2d8 : \uc124\uacc4\uc0ac \uc2dc\ud5d8, \uac1c\ubc1c\uc790\ub3c4 7\uc77c\ub9cc\uc5d0 \ud569\uaca9\ud55c \u2018\uc6b0\uc120\uc21c\uc704 \uacf5\ubd80\ubc95\u2019<\/span><\/a><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif; font-size: 12pt;\"><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-white ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\ud83d\udcc4\ucf58\ud150\uce20 \ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/meritzpartners.com\/blog\/guide\/%ec%95%94%ea%b8%b0%ec%97%90-%ec%95%bd%ed%95%98%eb%8b%a4%eb%a9%b4-%ec%98%a4%eb%8b%b5-%ec%a4%91%ec%8b%ac-%ed%95%99%ec%8a%b5%eb%b2%95-%eb%8c%80%ea%b3%b5%ea%b0%9c\/#Q_%EB%A9%94%EB%A6%AC%EC%B8%A0_%ED%8C%8C%ED%8A%B8%EB%84%88%EC%8A%A4_%ED%99%9C%EB%8F%99%EC%97%90_%EA%B4%80%EC%8B%AC%EC%9D%84_%EA%B0%96%EA%B2%8C_%EB%90%9C_%EA%B3%84%EA%B8%B0%EA%B0%80_%EB%AC%B4%EC%97%87%EC%9D%B4%EC%97%88%EB%82%98%EC%9A%94\">Q. \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \ud65c\ub3d9\uc5d0 \uad00\uc2ec\uc744 \uac16\uac8c \ub41c \uacc4\uae30\uac00 \ubb34\uc5c7\uc774\uc5c8\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/meritzpartners.com\/blog\/guide\/%ec%95%94%ea%b8%b0%ec%97%90-%ec%95%bd%ed%95%98%eb%8b%a4%eb%a9%b4-%ec%98%a4%eb%8b%b5-%ec%a4%91%ec%8b%ac-%ed%95%99%ec%8a%b5%eb%b2%95-%eb%8c%80%ea%b3%b5%ea%b0%9c\/#Q_%EB%B3%B4%ED%97%98_%EC%8B%9C%ED%97%98_%EC%A4%80%EB%B9%84%EB%A5%BC_%EC%8B%9C%EC%9E%91%ED%95%98%EA%B8%B0_%EC%A0%84%EC%97%90%EB%8A%94_%EC%96%B4%EB%96%A4_%EC%A0%90%EC%9D%B4_%EA%B0%80%EC%9E%A5_%EA%B1%B1%EC%A0%95%EB%90%98%EC%85%A8%EB%82%98%EC%9A%94\">Q. \ubcf4\ud5d8 \uc2dc\ud5d8 \uc900\ube44\ub97c \uc2dc\uc791\ud558\uae30 \uc804\uc5d0\ub294 \uc5b4\ub5a4 \uc810\uc774 \uac00\uc7a5 \uac71\uc815\ub418\uc168\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/meritzpartners.com\/blog\/guide\/%ec%95%94%ea%b8%b0%ec%97%90-%ec%95%bd%ed%95%98%eb%8b%a4%eb%a9%b4-%ec%98%a4%eb%8b%b5-%ec%a4%91%ec%8b%ac-%ed%95%99%ec%8a%b5%eb%b2%95-%eb%8c%80%ea%b3%b5%ea%b0%9c\/#Q_%EC%A7%80%EB%AF%BC%EB%8B%98%EC%9D%80_%EC%95%94%EA%B8%B0%EA%B0%80_%EC%95%BD%ED%95%9C_%ED%8E%B8%EC%9D%B4%EB%9D%BC%EA%B3%A0_%ED%95%98%EC%85%A8%EB%8A%94%EB%8D%B0_%EA%B3%B5%EB%B6%80_%EC%A0%84%EB%9E%B5%EC%9D%80_%EC%96%B4%EB%96%BB%EA%B2%8C_%EC%84%B8%EC%9A%B0%EC%85%A8%EB%82%98%EC%9A%94\">Q. \uc9c0\ubbfc\ub2d8\uc740 \uc554\uae30\uac00 \uc57d\ud55c \ud3b8\uc774\ub77c\uace0 \ud558\uc168\ub294\ub370, \uacf5\ubd80 \uc804\ub7b5\uc740 \uc5b4\ub5bb\uac8c \uc138\uc6b0\uc168\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/meritzpartners.com\/blog\/guide\/%ec%95%94%ea%b8%b0%ec%97%90-%ec%95%bd%ed%95%98%eb%8b%a4%eb%a9%b4-%ec%98%a4%eb%8b%b5-%ec%a4%91%ec%8b%ac-%ed%95%99%ec%8a%b5%eb%b2%95-%eb%8c%80%ea%b3%b5%ea%b0%9c\/#Q_%EC%98%A4%EB%8B%B5_%EB%85%B8%ED%8A%B8%EB%8A%94_%EC%96%B4%EB%96%BB%EA%B2%8C_%ED%99%9C%EC%9A%A9%ED%95%98%EC%85%A8%EB%82%98%EC%9A%94\">Q. \uc624\ub2f5 \ub178\ud2b8\ub294 \uc5b4\ub5bb\uac8c \ud65c\uc6a9\ud558\uc168\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/meritzpartners.com\/blog\/guide\/%ec%95%94%ea%b8%b0%ec%97%90-%ec%95%bd%ed%95%98%eb%8b%a4%eb%a9%b4-%ec%98%a4%eb%8b%b5-%ec%a4%91%ec%8b%ac-%ed%95%99%ec%8a%b5%eb%b2%95-%eb%8c%80%ea%b3%b5%ea%b0%9c\/#Q_%EC%B9%B4%ED%8E%98_%EC%9A%B4%EC%98%81%EA%B3%BC_%EA%B3%B5%EB%B6%80%EB%A5%BC_%EB%B3%91%ED%96%89%ED%95%98%EB%8A%94_%EA%B2%8C_%ED%9E%98%EB%93%A4%EC%A7%80%EB%8A%94_%EC%95%8A%EC%9C%BC%EC%85%A8%EB%82%98%EC%9A%94\">Q. \uce74\ud398 \uc6b4\uc601\uacfc \uacf5\ubd80\ub97c \ubcd1\ud589\ud558\ub294 \uac8c \ud798\ub4e4\uc9c0\ub294 \uc54a\uc73c\uc168\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/meritzpartners.com\/blog\/guide\/%ec%95%94%ea%b8%b0%ec%97%90-%ec%95%bd%ed%95%98%eb%8b%a4%eb%a9%b4-%ec%98%a4%eb%8b%b5-%ec%a4%91%ec%8b%ac-%ed%95%99%ec%8a%b5%eb%b2%95-%eb%8c%80%ea%b3%b5%ea%b0%9c\/#Q_%EB%8F%99%EC%98%81%EC%83%81_%EA%B0%95%EC%9D%98%EB%B3%B4%EB%8B%A4_%EC%98%A4%EB%8B%B5_%EC%A4%91%EC%8B%AC_%ED%95%99%EC%8A%B5%EC%9D%B4_%EB%8D%94_%EC%9E%98_%EB%A7%9E%EC%95%98%EB%8D%98_%EC%9D%B4%EC%9C%A0%EB%8A%94_%EB%AC%B4%EC%97%87%EC%9D%BC%EA%B9%8C%EC%9A%94\">Q. \ub3d9\uc601\uc0c1 \uac15\uc758\ubcf4\ub2e4 \uc624\ub2f5 \uc911\uc2ec \ud559\uc2b5\uc774 \ub354 \uc798 \ub9de\uc558\ub358 \uc774\uc720\ub294 \ubb34\uc5c7\uc77c\uae4c\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/meritzpartners.com\/blog\/guide\/%ec%95%94%ea%b8%b0%ec%97%90-%ec%95%bd%ed%95%98%eb%8b%a4%eb%a9%b4-%ec%98%a4%eb%8b%b5-%ec%a4%91%ec%8b%ac-%ed%95%99%ec%8a%b5%eb%b2%95-%eb%8c%80%ea%b3%b5%ea%b0%9c\/#Q_%EB%A7%88%EC%A7%80%EB%A7%89%EC%9C%BC%EB%A1%9C_%EC%95%94%EA%B8%B0%EC%97%90_%EC%95%BD%ED%95%9C_%EB%B6%84%EB%93%A4%EC%97%90%EA%B2%8C_%EC%A1%B0%EC%96%B8%ED%95%B4_%EC%A3%BC%EC%8B%A0%EB%8B%A4%EB%A9%B4%EC%9A%94\">Q. \ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uc554\uae30\uc5d0 \uc57d\ud55c \ubd84\ub4e4\uc5d0\uac8c \uc870\uc5b8\ud574 \uc8fc\uc2e0\ub2e4\uba74\uc694?<\/a><\/li><\/ul><\/nav><\/div>\n<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Q_%EB%A9%94%EB%A6%AC%EC%B8%A0_%ED%8C%8C%ED%8A%B8%EB%84%88%EC%8A%A4_%ED%99%9C%EB%8F%99%EC%97%90_%EA%B4%80%EC%8B%AC%EC%9D%84_%EA%B0%96%EA%B2%8C_%EB%90%9C_%EA%B3%84%EA%B8%B0%EA%B0%80_%EB%AC%B4%EC%97%87%EC%9D%B4%EC%97%88%EB%82%98%EC%9A%94\"><\/span><span style=\"font-family: arial, helvetica, sans-serif; font-size: 12pt;\"><strong>Q. \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \ud65c\ub3d9\uc5d0 \uad00\uc2ec\uc744 \uac16\uac8c \ub41c \uacc4\uae30\uac00 \ubb34\uc5c7\uc774\uc5c8\ub098\uc694?<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400; font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\uce74\ud398\ub97c \uc6b4\uc601\ud558\ub2e4 \ubcf4\uba74 \ub9e4\ucd9c\uc774 \u2018\ub098\uc058\uc9c0 \uc54a\uc740 \ub2ec\u2019\ub3c4 \ubd84\uba85 \uc788\uc5b4\uc694. \uadf8\ub7f0\ub370\ub3c4 \ub9c8\uc74c\uc740 \uc810\uc810 \ub354 \ubd88\uc548\ud574\uc9c0\ub354\ub77c\uace0\uc694. \uc6d4\uc138, \uc7ac\ub8cc\ube44, \uc778\uac74\ube44, \uce74\ub4dc \uc218\uc218\ub8cc, \ubc30\ub2ec \uc218\uc218\ub8cc, \uac01\uc885 \uacf5\uacfc\uae08\uae4c\uc9c0\u2026 \uac00\uac8c\ub97c \uc5f4\uc5b4\ub450\uae30\ub9cc \ud574\ub3c4 \ub098\uac00\ub294 \ub3c8\uc774 \ub108\ubb34 \ub9ce\uc544\uc84c\ub2e4\ub294 \ub290\ub08c\uc774 \ucef8\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\"><span style=\"font-weight: 400;\">\ub2e8\uc21c\ud788 \u201c\ub0b4\uac00 \ub354 \uc5f4\uc2ec\ud788 \ud558\uba74 \ub418\uc9c0\u201d\ub77c\ub294 \ub9d0\ub85c \ub354\ub294 \ud574\uacb0\ud560 \uc218 \uc788\ub294 \ubb38\uc81c\uac00 \uc544\ub2c8\ub77c\ub294 \uc0dd\uac01\uc774 \ub4e4\uc5c8\uace0 \uc790\uc5f0\uc2a4\ub7fd\uac8c <\/span><span style=\"background-color: #fce8e2;\"><strong>\uc790\uc601\uc5c5\uc790 \ubd80\uc5c5\uc744 \uace0\ubbfc\ud558\uac8c \ub410\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub2e4\uac00 \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4<\/strong><span style=\"font-weight: 400;\"><strong>\ub97c \uc54c\uac8c \ub410\uc5b4\uc694.<\/strong> <\/span><\/span><span style=\"font-weight: 400;\">\ud070 \uc218\uc775\uc744 \uae30\ub300\ud574\uc11c \uc2e0\uccad\ud588\ub2e4\uae30\ubcf4\ub2e4\ub294 <\/span><span style=\"font-weight: 400;\">\uae30\ub308 \uacf3<\/span><span style=\"font-weight: 400;\">\uc744<\/span><span style=\"font-weight: 400;\"> \ud558\ub098 \ub354 <\/span><span style=\"font-weight: 400;\">\ub9cc\ub4e0\ub2e4\ub294 \uc0dd\uac01\uc73c\ub85c \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Q_%EB%B3%B4%ED%97%98_%EC%8B%9C%ED%97%98_%EC%A4%80%EB%B9%84%EB%A5%BC_%EC%8B%9C%EC%9E%91%ED%95%98%EA%B8%B0_%EC%A0%84%EC%97%90%EB%8A%94_%EC%96%B4%EB%96%A4_%EC%A0%90%EC%9D%B4_%EA%B0%80%EC%9E%A5_%EA%B1%B1%EC%A0%95%EB%90%98%EC%85%A8%EB%82%98%EC%9A%94\"><\/span><span style=\"font-family: arial, helvetica, sans-serif; font-size: 12pt;\"><strong>Q. \ubcf4\ud5d8 \uc2dc\ud5d8 \uc900\ube44\ub97c \uc2dc\uc791\ud558\uae30 \uc804\uc5d0\ub294 \uc5b4\ub5a4 \uc810\uc774 \uac00\uc7a5 \uac71\uc815\ub418\uc168\ub098\uc694?<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\"><span style=\"font-weight: 400;\">\u2018\ub098\ub294 \uc554\uae30\uac00 \uc57d\ud55c\ub370 \uac00\ub2a5\ud560\uae4c?\u2019, \u2018\uc2dc\ud5d8 \uc900\ube44\ub97c \uc81c\ub300\ub85c \ud574\ubcf8 \uac8c \uc5b8\uc81c\uc600\uc9c0?\u2019, \u2018\uac15\uc758\ub97c \uc804\ubd80 \ub4e4\uc5b4\uc57c \ud558\ub294 \uac74 \uc544\ub2d0\uae4c?\u2019 <\/span><span style=\"font-weight: 400;\">\uc774\ub7f0 \uac71\uc815\ub4e4\uc774 \ub9ce\uc558\uc5b4\uc694. <\/span><span style=\"font-weight: 400;\">\uc194\uc9c1\ud788 \uac15\uc758\ub97c \ubaa8\ub450 \ub2e4 \ub4e4\uc5b4\uc57c \ud588\ub2e4\uba74 \uc800\ub294 \uc2dc\uc791\ub3c4 \ubabb \ud588\uc744 \uac83 \uac19\uc544\uc694. \uc2dc\uac04\uc774 \uc5c6\uc5b4\uc11c\ub77c\uae30\ubcf4\ub2e4 \uc81c \uc131\ud5a5\uc0c1 \uadf8\ub807\uac8c \ud558\uba74 \uae08\ubc29 \uc9c0\uce58\uace0 \uc911\uac04\uc5d0 \ud3ec\uae30\ud588\uc744 \uac83 \uac19\uc558\uac70\ub4e0\uc694.<\/span><\/span><\/p>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\"><span style=\"font-weight: 400;\">\uadf8\ub7f0\ub370 1:1 \uc804\ub2f4 \uba58\ud1a0 \ubd84\uc774 \uc81c \uc0c1\ud669\uc5d0 \ub9de\uac8c <\/span><span style=\"font-weight: 400;\">\ubcf4\ud5d8<\/span><span style=\"font-weight: 400;\"> \uc2dc\ud5d8 \uc900\ube44\ub97c \ub3c4\uc640\uc8fc\uc168\uace0, \uc751\uc2dc\ub8cc\ub3c4 \uc9c0\uc6d0\ub41c\ub2e4\ub294 \uac78 \uc54c\uace0 \ub098\ub2c8 <\/span><span style=\"background-color: #fce8e2;\"><b>\u2018\uc77c\ub2e8 \ud55c \ubc88 \ub3c4\uc804\ud574 \ubcfc \uc218\ub294 \uc788\uaca0\ub2e4\u2019<\/b><\/span><span style=\"font-weight: 400;\">\ub294 \uc0dd\uac01\uc774 \ub4e4\uc5c8\uc5b4\uc694. \ucc98\uc74c\ubd80\ud130 <\/span><span style=\"font-weight: 400;\">\uc644\ubcbd\ud558\uac8c \ud574\ub0b4\ub824\uace0 \ud558\uc9c0 \uc54a\uc558\ub358 \uac8c \uc624\ud788\ub824 \ub3c4\uc6c0\uc774 \ub41c \uac70\uc8e0.<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Q_%EC%A7%80%EB%AF%BC%EB%8B%98%EC%9D%80_%EC%95%94%EA%B8%B0%EA%B0%80_%EC%95%BD%ED%95%9C_%ED%8E%B8%EC%9D%B4%EB%9D%BC%EA%B3%A0_%ED%95%98%EC%85%A8%EB%8A%94%EB%8D%B0_%EA%B3%B5%EB%B6%80_%EC%A0%84%EB%9E%B5%EC%9D%80_%EC%96%B4%EB%96%BB%EA%B2%8C_%EC%84%B8%EC%9A%B0%EC%85%A8%EB%82%98%EC%9A%94\"><\/span><span style=\"font-family: arial, helvetica, sans-serif; font-size: 12pt;\"><strong>Q. \uc9c0\ubbfc\ub2d8\uc740 \uc554\uae30\uac00 \uc57d\ud55c \ud3b8\uc774\ub77c\uace0 \ud558\uc168\ub294\ub370, \uacf5\ubd80 \uc804\ub7b5\uc740 \uc5b4\ub5bb\uac8c \uc138\uc6b0\uc168\ub098\uc694?<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-family: arial, helvetica, sans-serif; font-size: 12pt;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-4708\" src=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/900x500_\uc774\ubbf8\uc9c0.png\" alt=\"\ubcf4\ud5d8 \uc2dc\ud5d8, \ud559\uc2b5 \uc804\ub7b5, \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \uc2dc\ud5d8\" width=\"900\" height=\"500\" srcset=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/900x500_\uc774\ubbf8\uc9c0.png 900w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/900x500_\uc774\ubbf8\uc9c0-300x167.png 300w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/900x500_\uc774\ubbf8\uc9c0-768x427.png 768w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/900x500_\uc774\ubbf8\uc9c0-500x278.png 500w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/span><\/p>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\"><span style=\"font-weight: 400;\">\uc81c\uac00 \uc138\uc6b4 \uc6d0\uce59\uc740 \uc815\ub9d0 \ub2e8\uc21c\ud588\uc5b4\uc694. <\/span><span style=\"background-color: #fce8e2;\"><b>\u2018\ubb34\uc791\uc815 \uc678\uc6b0\uc9c0 \ub9d0\uace0, \ud2c0\ub9b0 \ubb38\uc81c\ub97c \uc904\uc5ec\ub098\uac00\uc790.\u2019<\/b><\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\uc554\uae30\uac00 \uc57d\ud55c \uc0ac\ub78c\uc77c\uc218\ub85d \u2018\uc678\uc6cc\uc57c \ud55c\ub2e4\u2019\ub77c\ub294 \uc0dd\uac01\uc774 \ub4dc\ub294 \uc21c\uac04\ubd80\ud130 \uc758\uc9c0\uac00 \ud655 \uaebe\uc774\ub354\ub77c\uace0\uc694. \uadf8\ub798\uc11c \uc800\ub294 \uacf5\ubd80\ub97c \uc554\uae30\ubd80\ud130 \uc2dc\uc791\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<ul>\n<li aria-level=\"1\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\"><b>\ubb38\uc81c \ud480\uc774\u00a0<\/b><\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\"><b>\uc624\ub2f5 \ud655\uc778<\/b><\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\"><b>\ub2e4\uc2dc \ud480\uae30<\/b><\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400; font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\uc774 \uc138 \uac00\uc9c0\ub9cc \ubc18\ubcf5\ud588\uc5b4\uc694. \uc5b5\uc9c0\ub85c \uba38\ub9ac\uc5d0 \ub123\uae30\ubcf4\ub2e4 \uc190\uc73c\ub85c \ud480\uace0, \ud2c0\ub9ac\uace0, \ub2e4\uc2dc \ud655\uc778\ud558\uba74\uc11c \uc790\uc5f0\uc2a4\ub7fd\uac8c \uc775\ud788\ub294 \ubc29\uc2dd\uc774\uc5c8\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Q_%EC%98%A4%EB%8B%B5_%EB%85%B8%ED%8A%B8%EB%8A%94_%EC%96%B4%EB%96%BB%EA%B2%8C_%ED%99%9C%EC%9A%A9%ED%95%98%EC%85%A8%EB%82%98%EC%9A%94\"><\/span><span style=\"font-family: arial, helvetica, sans-serif; font-size: 12pt;\">Q. \uc624\ub2f5 \ub178\ud2b8\ub294 \uc5b4\ub5bb\uac8c \ud65c\uc6a9\ud558\uc168\ub098\uc694?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\"><span style=\"font-weight: 400;\">\uac70\ucc3d\ud55c \uc624\ub2f5 \ub178\ud2b8\ub294 \ub9cc\ub4e4\uc9c0 \uc54a\uc558\uc5b4\uc694. \uc2dc\uac04\ub3c4, \uccb4\ub825\ub3c4 \uadf8\ub7f4 \uc5ec\uc720\uac00 \uc5c6\uc5c8\uac70\ub4e0\uc694. \ud2c0\ub9b0 \ubb38\uc81c \uc606\uc5d0 \uc65c \ud2c0\ub838\ub294\uc9c0 \ud55c\ub450 \uc904\ub9cc \uc801\uac70\ub098, \ud5f7\uac08\ub838\ub358 \ud0a4\uc6cc\ub4dc\uc5d0 \ud45c\uc2dc\ub9cc \ud574\ub450\ub294 \uc815\ub3c4\uc600\uc2b5\ub2c8\ub2e4. <\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\uc911\uc694\ud55c \uac74 \u2018\uc608\uc058\uac8c \uc815\ub9ac\ud558\ub294 \uac83\u2019\uc774 \uc544\ub2c8\ub77c \u2018\ub2e4\uc2dc \ubd24\uc744 \ub54c \ubc14\ub85c \ub5a0\uc624\ub974\ub294 \uac83\u2019\uc774\uc5c8\uc5b4\uc694.<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Q_%EC%B9%B4%ED%8E%98_%EC%9A%B4%EC%98%81%EA%B3%BC_%EA%B3%B5%EB%B6%80%EB%A5%BC_%EB%B3%91%ED%96%89%ED%95%98%EB%8A%94_%EA%B2%8C_%ED%9E%98%EB%93%A4%EC%A7%80%EB%8A%94_%EC%95%8A%EC%9C%BC%EC%85%A8%EB%82%98%EC%9A%94\"><\/span><span style=\"font-family: arial, helvetica, sans-serif; font-size: 12pt;\">Q. \uce74\ud398 \uc6b4\uc601\uacfc \uacf5\ubd80\ub97c \ubcd1\ud589\ud558\ub294 \uac8c \ud798\ub4e4\uc9c0\ub294 \uc54a\uc73c\uc168\ub098\uc694?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-family: arial, helvetica, sans-serif; font-size: 12pt;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-4709\" src=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/900x500_\uc778\ud3ec.png\" alt=\"\ubcf4\ud5d8 \uc2dc\ud5d8, \ud559\uc2b5 \uc804\ub7b5, \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \uc2dc\ud5d8\" width=\"900\" height=\"500\" srcset=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/900x500_\uc778\ud3ec.png 900w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/900x500_\uc778\ud3ec-300x167.png 300w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/900x500_\uc778\ud3ec-768x427.png 768w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/900x500_\uc778\ud3ec-500x278.png 500w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\uc81c \ud558\ub8e8\ub294 \ub298 \ubcc0\uc218\uac00 \ub9ce\uc544\uc694. \uce74\ud398\ub97c \ub9c8\uac10\ud558\uace0 \uc9d1\uc5d0 \ub3cc\uc544\uc624\uba74 \uc544\uc774\ub4e4 \ucc59\uae30\ub294 \uc2dc\uac04\ub3c4 \ud544\uc694\ud588\uae30 \ub54c\ubb38\uc5d0 \u2018\ub9e4\uc77c 1\uc2dc\uac04 \uacf5\ubd80\ud558\uae30\u2019 \uac19\uc740 \uacc4\ud68d\uc740 \ucc98\uc74c\ubd80\ud130 \uc138\uc6b0\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.\u00a0<\/span><\/p>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\"><span style=\"font-weight: 400;\">\ub300\uc2e0 <\/span><span style=\"background-color: #fce8e2;\"><b>\ud2c8\uc0c8 \uc2dc\uac04<\/b><\/span><span style=\"font-weight: 400;\">\uc744 \ucabc\uac1c\uc11c \ud65c\uc6a9\ud588\uc5b4\uc694.<\/span><\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12pt; font-family: arial, helvetica, sans-serif;\"><strong>\uc624\ud508 \uc804 10~20\ubd84:<\/strong> \uc624\ub2f5 \ud6d1\uae30<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12pt; font-family: arial, helvetica, sans-serif;\"><strong>\uc810\uc2ec\uc2dc\uac04\u00b7\uc790\ud22c\ub9ac \uc2dc\uac04:<\/strong> \ud2c0\ub9b0 \ubb38\uc81c 8~10\uac1c \uc7ac\ud480\uc774<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\"><span style=\"font-weight: 400;\"><strong>\ub9c8\uac10 \ud6c4 30\ubd84:<\/strong> \uc624\ub2f5 \uc815\ub9ac<\/span><\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400; font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\uc815\ub9d0 \ubc14\uc05c \ub0a0\uc5d0\ub294 \uc0c8\ub85c\uc6b4 \ubb38\uc81c\ub294 \uc544\uc608 \ud480\uc9c0 \uc54a\uace0, \uc624\ub2f5\ub9cc \ub2e4\uc2dc \ubcf4\ub294 \ub0a0\ub3c4 \ub9ce\uc558\uc2b5\ub2c8\ub2e4. \uadf8\ub7f0 \ub0a0\uc774 \uc788\uc5b4\ub3c4 \u2018\uc624\ub298\uc740 \uc2e4\ud328\u2019\ub77c\uace0 \uc0dd\uac01\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uadf8\uac83\ub3c4 \uacf5\ubd80\ub77c\uace0 \uc0dd\uac01\ud588\uc5b4\uc694.<br \/>\n<span style=\"color: #ef3b24;\"><a style=\"color: #ef3b24;\" href=\"https:\/\/meritzpartners.com\/blog\/guide\/%ed%95%a9%ea%b2%a9%ec%8a%a4%ed%86%a0%eb%a6%ac%e2%93%9b_%eb%b3%b4%ed%97%98%ec%84%a4%ea%b3%84%ec%82%ac-%ec%9e%90%ea%b2%a9%ec%a6%9d-30%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8-%ec%b5%9c%ed%83%9c%eb%af%bc\/\"><span style=\"font-weight: 400;\">\ud569\uaca9\uc2a4\ud1a0\ub9ac\u24db_30\ub300 \uc9c1\uc7a5\uc778 \ucd5c\ud0dc\ubbfc\ub2d8 : \ubcf4\ud5d8\uc124\uacc4\uc0ac \uc790\uaca9\uc99d\uc744 \uc704\ud55c \ucd9c\ud1f4\uadfc \ud559\uc2b5<\/span><\/a><\/span><br \/>\n<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Q_%EB%8F%99%EC%98%81%EC%83%81_%EA%B0%95%EC%9D%98%EB%B3%B4%EB%8B%A4_%EC%98%A4%EB%8B%B5_%EC%A4%91%EC%8B%AC_%ED%95%99%EC%8A%B5%EC%9D%B4_%EB%8D%94_%EC%9E%98_%EB%A7%9E%EC%95%98%EB%8D%98_%EC%9D%B4%EC%9C%A0%EB%8A%94_%EB%AC%B4%EC%97%87%EC%9D%BC%EA%B9%8C%EC%9A%94\"><\/span><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\"><b>Q. \ub3d9\uc601\uc0c1 \uac15\uc758\ubcf4\ub2e4 \uc624\ub2f5 \uc911\uc2ec \ud559\uc2b5\uc774 \ub354 \uc798 \ub9de\uc558\ub358 \uc774\uc720\ub294 \ubb34\uc5c7\uc77c\uae4c\uc694?<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\"><span style=\"font-weight: 400;\">\uac15\uc758\ub97c \ub4e4\uc73c\uba74 \uadf8 \uc21c\uac04\uc5d0\ub294 \uc774\ud574\uac00 \ub418\uc9c0\ub9cc, <\/span><span style=\"background-color: #fce8e2;\"><b>\u2018\ub0b4\uac00 \uc815\ud655\ud788 \ubb34\uc5c7\uc744 \ubaa8\ub974\ub294\uc9c0\u2019<\/b><\/span><span style=\"font-weight: 400;\">\ub294 \uc798 \ubcf4\uc774\uc9c0 \uc54a\ub354\ub77c\uace0\uc694.<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\ubc18\uba74\uc5d0 \ubb38\uc81c\ub97c \ud480\ub2e4 \ubcf4\uba74,\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\ub0b4\uac00 \ud5f7\uac08\ub9ac\ub294 \ud3ec\uc778\ud2b8<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\uc790\uc8fc \uc2e4\uc218\ud558\ub294 \uc720\ud615<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\ud2b9\uc815 \uc9c0\uc810\uc5d0\uc11c \ub9c9\ud788\ub294 \ud328\ud134\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400; font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\uc774\ub7f0 \uac83\ub4e4\uc774 \uc624\ub2f5\uc744 \ud1b5\ud574 \uba85\ud655\ud558\uac8c \ub4dc\ub7ec\ub0ac\uc5b4\uc694. \uadf8 \uc9c0\uc810\uc744 \uc911\uc2ec\uc73c\ub85c \uc815\ub9ac\ud558\ub2c8 \ud6a8\uc728\uc774 \ud655\uc2e4\ud788 \uc62c\ub77c\uac14\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\"><b>\u00a0<\/b><\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Q_%EB%A7%88%EC%A7%80%EB%A7%89%EC%9C%BC%EB%A1%9C_%EC%95%94%EA%B8%B0%EC%97%90_%EC%95%BD%ED%95%9C_%EB%B6%84%EB%93%A4%EC%97%90%EA%B2%8C_%EC%A1%B0%EC%96%B8%ED%95%B4_%EC%A3%BC%EC%8B%A0%EB%8B%A4%EB%A9%B4%EC%9A%94\"><\/span><span style=\"font-family: arial, helvetica, sans-serif; font-size: 12pt;\">Q. \ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uc554\uae30\uc5d0 \uc57d\ud55c \ubd84\ub4e4\uc5d0\uac8c \uc870\uc5b8\ud574 \uc8fc\uc2e0\ub2e4\uba74\uc694?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-family: arial, helvetica, sans-serif; font-size: 12pt;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-4707\" src=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/900x500_2.png\" alt=\"\ubcf4\ud5d8 \uc2dc\ud5d8, \ud559\uc2b5 \uc804\ub7b5, \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \uc2dc\ud5d8\" width=\"900\" height=\"500\" srcset=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/900x500_2.png 900w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/900x500_2-300x167.png 300w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/900x500_2-768x427.png 768w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/900x500_2-500x278.png 500w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/span><\/p>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\"><span style=\"font-weight: 400;\">\ubcf4\ud1b5 \uc774\ub807\uac8c \uc0dd\uac01\ud558\uc796\uc544\uc694. \u2018\ub098\ub294 \uc678\uc6b0\ub294\ub370 \ucde8\uc57d\ud574\uc11c \uc2dc\uac04\ub9cc \ub0ad\ube44\ud560 \uac70\uc57c\u2026\u2019<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\uadf8\ub7f0\ub370 \uc81c \uc0ac\ub840\ub97c \u00a0\ubcf4\uc2dc\uba74 \uc544\uc2e4 \uac70\uc608\uc694. \uc800\ub3c4 \uc554\uae30\uc5d0 \uc57d\ud588\uc9c0\ub9cc \ud569\uaca9\ud588\uc2b5\ub2c8\ub2e4. \uc624\ud788\ub824 \uc554\uae30\uc5d0 \uc790\uc2e0\uc774 \uc5c6\uc744\uc218\ub85d <\/span><span style=\"background-color: #fce8e2;\"><b>\uc624\ub2f5 \ubc18\ubcf5 <\/b><b>\ud559\uc2b5 \uc804\ub7b5<\/b><b>\uc740 \ub354 \uac15\ub825\ud55c \ubb34\uae30<\/b><\/span><span style=\"font-weight: 400;\">\uac00 \ub420 \uc218 \uc788\uc5b4\uc694.<\/span><\/span><\/p>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\"><span style=\"font-weight: 400;\">\uc5b5\uc9c0\ub85c \uc678\uc6b0\ub824\uace0 \uc560\uc4f0\uae30\ubcf4\ub2e4, \ud2c0\ub9b0 \ubb38\uc81c\ub97c \uc904\uc774\uace0 \uac19\uc740 \uc2e4\uc218\ub97c \ubc18\ubcf5\ud558\uc9c0 \uc54a\ub294 \uac83. \uc800\ub294 \uadf8\uac8c <\/span><span style=\"background-color: #fce8e2;\"><b>\uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \uc2dc\ud5d8 \ud569\uaca9\uc73c\ub85c \uac00\ub294 \uac00\uc7a5 \ube60\ub978 \uae38<\/b><\/span><span style=\"font-weight: 400;\">\uc774\uc5c8\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 12pt; font-family: arial, helvetica, sans-serif;\"><a class=\"maxbutton-1 maxbutton maxbutton-eba994eba6acecb8a0-ed8c8ced8ab8eb8488ec8aa4-ec8ba0ecb2aded9598eab8b0 post-banner-button\" target=\"_blank\" rel=\"noopener\" href=\"https:\/\/m.meritzfire.com\/msMain.do#!\/00\"><span class='mb-text'>\ud559\uc2b5\ud558\ub7ec \uac00\uae30<\/span><\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc548\ub155\ud558\uc138\uc694, \uc11c\uc6b8\uc5d0\uc11c \uc791\uc740 \uce74\ud398\ub97c \uc6b4\uc601\ud558\uace0 \uc788\ub294 41\uc138 \uae40\uc9c0\ubbfc\uc774\ub77c\uace0 \ud569\ub2c8\ub2e4. \ud558\ub8e8 \uc885\uc77c \uc11c\uc11c \uc77c\ud558\ub2e4\uac00 \ub9c8\uac10\uae4c\uc9c0 [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":6125,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[191],"tags":[159,203,204],"class_list":["post-4705","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guide","tag-159","tag-203","tag-204","col-md-4 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