{"id":4577,"date":"2025-12-17T11:53:18","date_gmt":"2025-12-17T02:53:18","guid":{"rendered":"https:\/\/meritzpartners.com\/blog\/?p=4577"},"modified":"2025-12-29T10:22:29","modified_gmt":"2025-12-29T01:22:29","slug":"40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8-%ea%b9%80%ec%a7%84%ea%b7%9c%eb%8b%98-%ec%84%a4%ea%b3%84%ec%82%ac-%ec%8b%9c%ed%97%98-%ed%95%a9%ea%b2%a9-%ea%b3%b5%eb%b6%80%eb%b2%95","status":"publish","type":"post","link":"https:\/\/meritzpartners.com\/blog\/guide\/40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8-%ea%b9%80%ec%a7%84%ea%b7%9c%eb%8b%98-%ec%84%a4%ea%b3%84%ec%82%ac-%ec%8b%9c%ed%97%98-%ed%95%a9%ea%b2%a9-%ea%b3%b5%eb%b6%80%eb%b2%95\/","title":{"rendered":"40\ub300 \uc9c1\uc7a5\uc778 \uae40\uc9c4\uaddc\ub2d8 : \uc124\uacc4\uc0ac \uc2dc\ud5d8, \uac1c\ubc1c\uc790\ub3c4 7\uc77c\ub9cc\uc5d0 \ud569\uaca9\ud55c \u2018\uc6b0\uc120\uc21c\uc704 \uacf5\ubd80\ubc95\u2019"},"content":{"rendered":"<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc548\ub155\ud558\uc138\uc694. \ub300\uae30\uc5c5\uc5d0\uc11c \uac1c\ubc1c\uc790\ub85c \uadfc\ubb34 \uc911\uc778 42\uc138 \uc9c1\uc7a5\uc778 \uae40\uc9c4\uaddc\uc785\ub2c8\ub2e4.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc9c1\ubb34 \ud2b9\uc131\uc0c1 \ud504\ub85c\uc81d\ud2b8 \uc2dc\uc98c\uc774 \ub418\uba74 \uc57c\uadfc\uc774 \uc7a6\uace0, \ud558\ub8e8 \uc77c\uc815\uc774 \uacc4\ud68d\ub300\ub85c \ud758\ub7ec\uac00\uc9c0 \uc54a\ub294 \ub0a0\uc774 \ub9ce\uc740\ub370\uc694. \uadf8\ub7f0 \uc640\uc911\uc5d0 \uc0c8\ub85c\uc6b4 \uc2dc\ud5d8\uc744 \uc900\ube44\ud558\uaca0\ub2e4\uace0 \ub9c8\uc74c\uba39\uae30\ub294 \uc27d\uc9c0 \uc54a\uc558\uc5b4\uc694.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\"><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-white ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\ud83d\udcc4\ucf58\ud150\uce20 \ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/meritzpartners.com\/blog\/guide\/40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8-%ea%b9%80%ec%a7%84%ea%b7%9c%eb%8b%98-%ec%84%a4%ea%b3%84%ec%82%ac-%ec%8b%9c%ed%97%98-%ed%95%a9%ea%b2%a9-%ea%b3%b5%eb%b6%80%eb%b2%95\/#Q_%ED%94%84%EB%A1%9C%EC%A0%9D%ED%8A%B8_%EC%8B%9C%EC%A6%8C%EC%97%90_%EC%8B%9C%ED%97%98%EC%9D%84_%EC%A4%80%EB%B9%84%ED%95%98%EB%8A%94_%EA%B2%8C_%EB%B6%80%EB%8B%B4%EB%90%98%EC%A7%80%EB%8A%94_%EC%95%8A%EC%9C%BC%EC%85%A8%EB%82%98%EC%9A%94\">Q. \ud504\ub85c\uc81d\ud2b8 \uc2dc\uc98c\uc5d0 \uc2dc\ud5d8\uc744 \uc900\ube44\ud558\ub294 \uac8c \ubd80\ub2f4\ub418\uc9c0\ub294 \uc54a\uc73c\uc168\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/meritzpartners.com\/blog\/guide\/40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8-%ea%b9%80%ec%a7%84%ea%b7%9c%eb%8b%98-%ec%84%a4%ea%b3%84%ec%82%ac-%ec%8b%9c%ed%97%98-%ed%95%a9%ea%b2%a9-%ea%b3%b5%eb%b6%80%eb%b2%95\/#Q_%EA%B3%BC%EB%AA%A9_%EC%9A%B0%EC%84%A0%EC%88%9C%EC%9C%84%EB%8A%94_%EC%96%B4%EB%96%BB%EA%B2%8C_%EC%A0%95%ED%95%98%EC%85%A8%EB%82%98%EC%9A%94\">Q. \uacfc\ubaa9 \uc6b0\uc120\uc21c\uc704\ub294 \uc5b4\ub5bb\uac8c \uc815\ud558\uc168\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/meritzpartners.com\/blog\/guide\/40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8-%ea%b9%80%ec%a7%84%ea%b7%9c%eb%8b%98-%ec%84%a4%ea%b3%84%ec%82%ac-%ec%8b%9c%ed%97%98-%ed%95%a9%ea%b2%a9-%ea%b3%b5%eb%b6%80%eb%b2%95\/#Q_%EC%84%A4%EA%B3%84%EC%82%AC_%EC%8B%9C%ED%97%98_%ED%95%A9%EA%B2%A9%EA%B9%8C%EC%A7%80_7%EC%9D%BC_%EC%A4%80%EB%B9%84_%EA%B3%BC%EC%A0%95%EC%9D%80_%EC%96%B4%EB%96%BB%EA%B2%8C_%EA%B3%84%ED%9A%8D%ED%95%98%EC%85%A8%EB%82%98%EC%9A%94\">Q. \uc124\uacc4\uc0ac \uc2dc\ud5d8 \ud569\uaca9\uae4c\uc9c0 7\uc77c, \uc900\ube44 \uacfc\uc815\uc740 \uc5b4\ub5bb\uac8c \uacc4\ud68d\ud558\uc168\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/meritzpartners.com\/blog\/guide\/40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8-%ea%b9%80%ec%a7%84%ea%b7%9c%eb%8b%98-%ec%84%a4%ea%b3%84%ec%82%ac-%ec%8b%9c%ed%97%98-%ed%95%a9%ea%b2%a9-%ea%b3%b5%eb%b6%80%eb%b2%95\/#Q_%EC%95%BC%EA%B7%BC%EC%9D%B4_%EC%9E%88%EB%8A%94_%EB%82%A0%EC%9D%80_%EC%96%B4%EB%96%BB%EA%B2%8C_%EA%B3%B5%EB%B6%80%ED%95%98%EC%85%A8%EB%82%98%EC%9A%94\">Q. \uc57c\uadfc\uc774 \uc788\ub294 \ub0a0\uc740 \uc5b4\ub5bb\uac8c \uacf5\ubd80\ud558\uc168\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/meritzpartners.com\/blog\/guide\/40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8-%ea%b9%80%ec%a7%84%ea%b7%9c%eb%8b%98-%ec%84%a4%ea%b3%84%ec%82%ac-%ec%8b%9c%ed%97%98-%ed%95%a9%ea%b2%a9-%ea%b3%b5%eb%b6%80%eb%b2%95\/#Q_%EC%8B%A4%EC%A0%9C%EB%A1%9C_%EC%A0%90%EC%88%98%EB%8A%94_%EC%96%BC%EB%A7%88%EB%82%98_%EB%B9%A8%EB%A6%AC_%EC%98%AC%EB%9E%90%EB%82%98%EC%9A%94\">Q. \uc2e4\uc81c\ub85c \uc810\uc218\ub294 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id=\"Q_%ED%94%84%EB%A1%9C%EC%A0%9D%ED%8A%B8_%EC%8B%9C%EC%A6%8C%EC%97%90_%EC%8B%9C%ED%97%98%EC%9D%84_%EC%A4%80%EB%B9%84%ED%95%98%EB%8A%94_%EA%B2%8C_%EB%B6%80%EB%8B%B4%EB%90%98%EC%A7%80%EB%8A%94_%EC%95%8A%EC%9C%BC%EC%85%A8%EB%82%98%EC%9A%94\"><\/span>Q. \ud504\ub85c\uc81d\ud2b8 \uc2dc\uc98c\uc5d0 \uc2dc\ud5d8\uc744 \uc900\ube44\ud558\ub294 \uac8c \ubd80\ub2f4\ub418\uc9c0\ub294 \uc54a\uc73c\uc168\ub098\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-4581\" src=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/1-2.jpg\" alt=\"\uc124\uacc4\uc0ac \uc2dc\ud5d8, \uc9c1\uc7a5\uc778 \uacf5\ubd80\" width=\"900\" height=\"500\" srcset=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/1-2.jpg 900w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/1-2-300x167.jpg 300w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/1-2-768x427.jpg 768w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/1-2-500x278.jpg 500w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/> <span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ucc98\uc74c\uc5d4 \uc194\uc9c1\ud788 \u2018\uc774 \uc2dc\uae30\uc5d0 \uacf5\ubd80\uae4c\uc9c0 \uac00\ub2a5\ud560\uae4c?\u2019, \u2018\uacb0\uad6d \ud750\uc9c0\ubd80\uc9c0\ub418\ub294 \uac70 \uc544\ub2d0\uae4c?\u2019 \ud558\uace0 \uac71\uc815\uc744 \ub9ce\uc774 \ud588\uc5b4\uc694. \uadf8\ub7f0\ub370 \uc190\ud574\ubcf4\ud5d8 \uc124\uacc4\uc0ac \uc2dc\ud5d8 \uad6c\uc870\ub97c \ucc28\ubd84\ud788 \uc0b4\ud3b4\ubcf4\ub2c8 \ubc29\ud5a5\uc774 \uc7a1\ud788\ub354\ub77c\uace0\uc694. \uc2dc\ud5d8 \ubc94\uc704\uac00 \uba85\ud655\ud558\uace0 <\/span><span style=\"background-color: #fce8e2;\"><b>\uacf5\ud1b5 \uacfc\ubaa9\uc774 \ud575\uc2ec<\/b><\/span><span style=\"font-weight: 400;\">\uc774\ub77c\ub294 \uc810\uc774 \ub531 \ubcf4\uc600\uc5b4\uc694.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\uadf8\ub798\uc11c \uc2dc\uac04\uc774 \ubd80\uc871\ud558\ub2e4\uace0 \ubd88\uc548\ud574\ud558\uae30\ubcf4\ub2e4 <\/span><span style=\"background-color: #fce8e2;\"><b>\uc6b0\uc120\uc21c\uc704\ub97c \uba85\ud655\ud788 <\/b><\/span><span style=\"font-weight: 400;\">\ud558\uae30\ub85c \ud558\uace0, \uc800\ub9cc\uc758 \uc6d0\uce59\ub3c4 \uc138\uc6e0\uc2b5\ub2c8\ub2e4.<\/span><\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400; font-size: 14pt;\">\uc790\uc2e0 \uc788\ub294 \uacfc\ubaa9\ubd80\ud130 \uc2dc\uc791\ud574\uc11c \ud569\uaca9 \ud655\ub960 \ube60\ub974\uac8c \uc62c\ub9ac\uae30<\/span><\/li>\n<li><span style=\"font-weight: 400; font-size: 14pt;\">\uc644\ubcbd\uc8fc\uc758\ub294 \ubc84\ub9ac\uace0 7\uc77c\ub9cc \uc9d1\uc911 \ud22c\uc790\ud558\uae30<\/span><\/li>\n<li><span style=\"font-weight: 400; font-size: 14pt;\">\uc57c\uadfc\uc774 \uc788\uc5b4\ub3c4 \uacf5\ubd80 \ud750\ub984\uc774 \ub04a\uae30\uc9c0 \uc54a\ub294 \ub8e8\ud2f4\uc744 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aria-level=\"1\"><span style=\"font-size: 14pt;\"><b>\uacf5\ud1b5: <\/b><span style=\"font-weight: 400;\">\uae30\ubcf8 \uc810\uc218\ub97c \uc548\uc815\uc801\uc73c\ub85c \ub9cc\ub4e4\uae30 \uc88b\uc740 \uacfc\ubaa9\uc73c\ub85c 1\uc21c\uc704<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 14pt;\"><b>\uc190\ud574: <\/b><span style=\"font-weight: 400;\">\ud750\ub984\uc744 \uc774\ud574\ud558\uba74 \uc810\uc218\ub97c \uc62c\ub9ac\uae30 \uc26c\uc6b4 \uacfc\ubaa9\uc73c\ub85c 2\uc21c\uc704<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 14pt;\"><b>\uc81c3\ubcf4\ud5d8: <\/b><span style=\"font-weight: 400;\">\uac00\uc7a5 \uc5b4\ub824\uc6cc\uc11c \ub9c8\uc9c0\ub9c9\uc5d0 \uacf5\ubd80\ud558\ub294 \uacfc\ubaa9\uc73c\ub85c 3\uc21c\uc704\u00a0<\/span><\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc9c1\uc7a5\uc778 \uacf5\ubd80\ubc95\uc73c\ub85c \uac00\uc7a5 \ud53c\ud574\uc57c \ud560 \uac74 \ucc98\uc74c\ubd80\ud130 \uc5b4\ub824\uc6b4 \uacfc\ubaa9\uc744 \ubd99\uc7a1\uace0 \uc788\ub2e4\uac00 \uc9c4\ub3c4\ub97c \ub098\uac00\uc9c0 \ubabb\ud558\ub294 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud588\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Q_%EC%84%A4%EA%B3%84%EC%82%AC_%EC%8B%9C%ED%97%98_%ED%95%A9%EA%B2%A9%EA%B9%8C%EC%A7%80_7%EC%9D%BC_%EC%A4%80%EB%B9%84_%EA%B3%BC%EC%A0%95%EC%9D%80_%EC%96%B4%EB%96%BB%EA%B2%8C_%EA%B3%84%ED%9A%8D%ED%95%98%EC%85%A8%EB%82%98%EC%9A%94\"><\/span>Q. \uc124\uacc4\uc0ac \uc2dc\ud5d8 \ud569\uaca9\uae4c\uc9c0 7\uc77c, \uc900\ube44 \uacfc\uc815\uc740 \uc5b4\ub5bb\uac8c \uacc4\ud68d\ud558\uc168\ub098\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-4582\" src=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/2-2.jpg\" alt=\"\uc124\uacc4\uc0ac \uc2dc\ud5d8, \uc9c1\uc7a5\uc778 \uacf5\ubd80\" width=\"900\" height=\"500\" srcset=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/2-2.jpg 900w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/2-2-300x167.jpg 300w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/2-2-768x427.jpg 768w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/2-2-500x278.jpg 500w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ucc98\uc74c\ubd80\ud130 \ubaa8\ub4e0 \uacfc\ubaa9\uc744 \uc644\ubcbd\ud788 \uacf5\ubd80\ud574\uc57c \ud55c\ub2e4\ub294 \uacc4\ud68d\uc744 \uc9dc\uae30\ubcf4\ub2e4 \ub0a0\uc9dc\ubcc4\ub85c \ud574\uc57c \ud560 \uc77c\ub9cc \uba85\ud655\ud788 \ub098\ub234\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><b>1\uc77c\ucc28 \u2013 \uc804\uccb4 \uad6c\uc870 \ud30c\uc545 \ubc0f \uc6b0\uc120\uc21c\uc704 \uc124\uc815<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">\uae30\ucd08 \uac15\uc758\ub97c \ud1b5\ud574 \uacf5\ud1b5\u00b7\uc190\ud574\u00b7\uc81c3\ubcf4\ud5d8 \uc804\ubc18\uc758 \ud750\ub984\uc744 \ud6d1\uace0 <\/span><span style=\"background-color: #fce8e2;\"><b>\uc810\uc218 \ud655\ubcf4\uc5d0 \uac00\uc7a5 \uc720\ub9ac\ud55c \uacfc\ubaa9\uc774 \ubb34\uc5c7\uc778\uc9c0<\/b><\/span><span style=\"font-weight: 400;\">\ubd80\ud130 \ud30c\uc545\ud588\uc2b5\ub2c8\ub2e4.<\/span><\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\"><br \/>\n<\/span><b>2\uc77c\ucc28 \u2013 \uacf5\ud1b5 \uacfc\ubaa9 \uc911\uc2ec \ud575\uc2ec \uac1c\ub150 \uc815\ub9ac<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">\ucd9c\uc81c \ube48\ub3c4\uac00 \ub192\uace0 \ub2e4\ub978 \uacfc\ubaa9 \uc810\uc218\uc5d0\ub3c4 \ub3c4\uc6c0\uc744 \uc8fc\ub294 \u2018\uacf5\ud1b5 \uacfc\ubaa9\u2019\uc73c\ub85c \ucd08\ubc18\uc5d0 <\/span><span style=\"background-color: #fce8e2;\"><b>\uae30\ubcf8 \uc810\uc218\ub97c \ub9cc\ub4e4\uc5b4\ub450\ub294 \uac83<\/b><\/span><span style=\"font-weight: 400;\">\uc774 \ubaa9\ud45c\uc600\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uacf5\ud1b5\uacfc\ubaa9\uc744 1\uc21c\uc704\ub85c,\u00a0 \uc790\uc8fc \ub098\uc624\ub294 \uac1c\ub150\uacfc \uae30\uc900\uc744 \uc815\ub9ac\ud588\uc5b4\uc694.\u00a0<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\"><b>3~5\uc77c\ucc28 \u2013 \uac1c\ub150 \ubcf5\uc2b5 &amp; \ubaa8\uc758\uace0\uc0ac \ud480\uc774<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">\ubaa8\uc758\uace0\uc0ac\ub294 \u2018\uc5f0\uc2b5 \ubaa8\uc758\uace0\uc0ac\u2019\uc640 \u2018\ud544\uc218 \ubaa8\uc758\uace0\uc0ac\u2019\uac00 \ub098\ub204\uc5b4\uc838 \uc788\uc5b4\uc11c \uc5f0\uc2b5 \ubaa8\uc758\uace0\uc0ac\ub294 \uc190\ud574\/\uacf5\ud1b5 \ud45c\uc2dc \ubb38\uc81c \uc704\uc8fc\ub85c, \ud544\uc218 \ubaa8\uc758\uace0\uc0ac\ub294 1\ubc88~33\ubc88(\uc190\ud574\ubcf4\ud5d8\/\uacf5\ud1b5)\uae4c\uc9c0\ub9cc \uc9d1\uc911\uc801\uc73c\ub85c \ud480\uc5c8\uc2b5\ub2c8\ub2e4.<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc81c3\ubcf4\ud5d8\uc740 \uc774 \uc2dc\uae30\uc5d0\ub294 \ubb34\ub9ac\ud558\uc9c0 \uc54a\uace0 \uc544\ub294 \ubb38\uc81c \uc704\uc8fc\ub85c \ud480\uba70 \ubb38\uc81c \uc811\uadfc \ubc29\uc2dd \uc775\ud788\ub294 \uc815\ub3c4\ub85c\ub9cc \ub2e4\ub918\uc2b5\ub2c8\ub2e4. \uc2e4\uc804 \uac10\uac01\uc744 \uc704\ud574 \uc2dc\ud5d8 \ud0c0\uc774\uba38\ub97c \ucf1c\uace0 \ud480\uc774 \uc2dc\uac04\ub3c4 \ud568\uaed8 \uccb4\ud06c\ud588\uace0 \uc624\ub798 \uac78\ub9ac\ub294 \ubb38\uc81c\ub294 \ubc14\ub85c \uac1c\ub150 \ub178\ud2b8\ub85c \ub3cc\uc544\uac00 \ud655\uc778\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uc9c4\ud589\ud588\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\"><b>6~7\uc77c\ucc28 \u2013 \uc624\ub2f5 \uc911\uc2ec \ubcf5\uc2b5<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">\ub9c8\uc9c0\ub9c9 \uc774\ud2c0\uc740 \uc0c8\ub85c\uc6b4 \ub0b4\uc6a9\ubcf4\ub2e4\ub294 \uc624\ub2f5, \uc560\ub9e4\ud588\ub358 \uac1c\ub150, \ud5f7\uac08\ub9b0 \uaddc\uc815 \uc704\uc8fc\ub85c \ub2e4\uc2dc \uc815\ub9ac\ud588\uc5b4\uc694. \ud2b9\ud788 \uc57c\uadfc\ud588\ub358 \ub0a0\uc740 \ud798\ub4e4\uc5b4\uc11c \uc624\ub2f5 \ub178\ud2b8\ub9cc \ubcf4\uace0 \ub05d\ub0b4\ub294 \ub0a0\ub3c4 \uc788\uc5c8\uc9c0\ub9cc \uc624\ud788\ub824 \uadf8\uac8c \ub8e8\ud2f4 \uc720\uc9c0\uc5d0 \ud070 \ub3c4\uc6c0\uc774 \ub410\uc5b4\uc694.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\uc774 \uc9c1\uc7a5\uc778 \uacf5\ubd80\ubc29\ubc95 \ub355\ubd84\uc5d0 \ub9e4\uc77c \ud574\uc57c \ud560 \uc77c\uc774 \ubd84\uba85\ud588\uace0 \uc9c4\ub3c4\uac00 \ubc00\ub9b0\ub2e4\ub294 \ubd80\ub2f4\ub3c4 \ud6e8\uc52c \uc904\uc5c8\uc2b5\ub2c8\ub2e4.<\/span><\/span><\/p>\n<p><span style=\"font-size: 14pt; color: #ef3b24;\"><a style=\"color: #ef3b24;\" href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%ec%86%90%ed%95%b4%eb%b3%b4%ed%97%98-%ec%84%a4%ea%b3%84%ec%82%ac-%ec%8b%9c%ed%97%98-a-to-z\/\"><span style=\"font-weight: 400;\">\uc190\ud574\ubcf4\ud5d8 \uc124\uacc4\uc0ac \uc2dc\ud5d8 A to Z<\/span><\/a><\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Q_%EC%95%BC%EA%B7%BC%EC%9D%B4_%EC%9E%88%EB%8A%94_%EB%82%A0%EC%9D%80_%EC%96%B4%EB%96%BB%EA%B2%8C_%EA%B3%B5%EB%B6%80%ED%95%98%EC%85%A8%EB%82%98%EC%9A%94\"><\/span>Q. \uc57c\uadfc\uc774 \uc788\ub294 \ub0a0\uc740 \uc5b4\ub5bb\uac8c \uacf5\ubd80\ud558\uc168\ub098\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uc57c\uadfc\ud558\ub294 \ub0a0\uc5d4 \uc870\uae09\ud55c \ub9c8\uc74c\ub3c4 \uc788\uc5c8\uc9c0\ub9cc \uc695\uc2ec\uc744 \ubc84\ub9ac\uace0 \ub531 \ud55c\uac00\uc9c0,<span style=\"background-color: #fce8e2;\"> \u2018<\/span><\/span><span style=\"background-color: #fce8e2;\"><b>\uc624\ub2f5 \ub178\ud2b8 \ubcf4\ub294 \uac83\u2019\uc5d0\ub9cc \uc9d1\uc911\ud588\uc5b4\uc694. <\/b><\/span><span style=\"font-weight: 400;\">\uc774\ubbf8 \ud2c0\ub838\ub358 \uac78 \ub2e4\uc2dc \ubcf4\ub294 \uac70\ub77c\uc11c <\/span><span style=\"background-color: #fce8e2;\"><b>10\ubd84~15\ubd84\ub9cc \ud22c\uc790\ud574\ub3c4 \ucda9\ubd84\ud788 \ud6a8\uacfc\uc801<\/b><\/span><span style=\"font-weight: 400;\">\uc774\ub354\ub77c\uace0\uc694.\u00a0<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc870\uae09\ud558\uac8c \uc9c4\ub3c4\ub97c \ub098\uac00\uba74\uc11c \uade0\ud615\uc774 \ubb34\ub108\uc9c0\ub294 \uac83\ubcf4\ub2e4 \uc9e7\uc740 \uc2dc\uac04\uc774\ub77c\ub3c4 \uc124\uacc4\uc0ac \uc2dc\ud5d8 \uacf5\ubd80 \ud750\ub984\uc744 \uc720\uc9c0\ud558\ub294 \ud3b8\uc774 \ud6e8\uc52c \ub0ab\ub2e4\uace0 \uc0dd\uac01\ud588\uc5b4\uc694.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Q_%EC%8B%A4%EC%A0%9C%EB%A1%9C_%EC%A0%90%EC%88%98%EB%8A%94_%EC%96%BC%EB%A7%88%EB%82%98_%EB%B9%A8%EB%A6%AC_%EC%98%AC%EB%9E%90%EB%82%98%EC%9A%94\"><\/span>Q. \uc2e4\uc81c\ub85c \uc810\uc218\ub294 \uc5bc\ub9c8\ub098 \ube68\ub9ac \uc62c\ub790\ub098\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-4583\" src=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/3-2.jpg\" alt=\"\uc124\uacc4\uc0ac \uc2dc\ud5d8, \uc9c1\uc7a5\uc778 \uacf5\ubd80\" width=\"900\" height=\"500\" srcset=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/3-2.jpg 900w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/3-2-300x167.jpg 300w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/3-2-768x427.jpg 768w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/3-2-500x278.jpg 500w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ucc98\uc74c \ubaa8\uc758\uace0\uc0ac\ub294 50\uc810\ub300\uc600\uc5b4\uc694. \u2018\uc5ed\uc2dc \uc27d\uc9c0 \uc54a\uaca0\uad6c\ub098\u2019 \uc2f6\uc5c8\uc8e0. \ud558\uc9c0\ub9cc \uc6b0\uc120\uc21c\uc704\ub300\ub85c \uacf5\ud1b5\ubd80\ud130 \ud655\uc2e4\ud558\uac8c \uacf5\ubd80\ud558\uace0, \uac15\uc758-\ubb38\uc81c-\uc624\ub2f5-\ubaa8\uc758\uace0\uc0ac \ub8e8\ud2f4\uc744 \ubc18\ubcf5\ud558\ub2c8 \uadf8 \ub4a4\uc5d0\ub294 70\uc810\uc744 \ub118\uae30\uae30 \uc2dc\uc791\ud588\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uacb0\uad6d \ub531<\/span><b> <\/b><span style=\"background-color: #fce8e2;\"><b>7\uc77c \uc9d1\uc911 \uc9c1\uc7a5\uc778 \uacf5\ubd80\ubc95<\/b><\/span><span style=\"font-weight: 400;\">\uc73c\ub85c \uc2dc\ud5d8 \uc900\ube44\ub97c \ub9c8\ucce4\uace0 \ud569\uaca9\ud560 \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Q_%EB%A7%88%EC%A7%80%EB%A7%89%EC%9C%BC%EB%A1%9C_%EB%B9%84%EC%8A%B7%ED%95%9C_%EC%83%81%ED%99%A9%EC%97%90%EC%84%9C_%EC%A4%80%EB%B9%84_%EC%A4%91%EC%9D%B8_%EB%B6%84%EB%93%A4%EA%BB%98_%ED%95%9C_%EB%A7%88%EB%94%94_%ED%95%B4%EC%A3%BC%EC%8B%A0%EB%8B%A4%EB%A9%B4\"><\/span>Q. \ub9c8\uc9c0\ub9c9\uc73c\ub85c \ube44\uc2b7\ud55c \uc0c1\ud669\uc5d0\uc11c \uc900\ube44 \uc911\uc778 \ubd84\ub4e4\uaed8 \ud55c \ub9c8\ub514 \ud574\uc8fc\uc2e0\ub2e4\uba74?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-4585\" src=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/5-2.jpg\" alt=\"\uc124\uacc4\uc0ac \uc2dc\ud5d8, \uc9c1\uc7a5\uc778 \uacf5\ubd80\" width=\"900\" height=\"500\" srcset=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/5-2.jpg 900w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/5-2-300x167.jpg 300w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/5-2-768x427.jpg 768w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/5-2-500x278.jpg 500w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ubc14\uc05c \uc9c1\uc7a5\uc778\uc740 \uc124\uacc4\uc0ac \uc2dc\ud5d8\uc5d0 \ub9ce\uc740 \uc2dc\uac04\uc744 \uc4f0\ub824\uace0 \ud558\uae30\ubcf4\ub2e4 \uc774\ub807\uac8c \uc811\uadfc\ud558\ub294 \uac8c \ud604\uc2e4\uc801\uc774\ub77c\uace0 \uc0dd\uac01\ud574\uc694.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 14pt;\"><span style=\"background-color: #fce8e2;\"><b>\uc790\uc2e0 \uc788\ub294 \uacfc\ubaa9\ubd80\ud130(\uacf5\ud1b5 &gt; \uc190\ud574 &gt; \uc81c3\ubcf4\ud5d8)<\/b><\/span><span style=\"font-weight: 400;\"> \ud0c4\ud0c4\ud55c \uc810\uc218 \uae30\ubc18 \ub9cc\ub4e4\uae30<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 14pt;\"><span style=\"background-color: #fce8e2;\"><b>\ub2e8\uae30 \uacc4\ud68d\uc73c\ub85c <\/b><\/span><span style=\"font-weight: 400;\">\uc9d1\uc911\ub825 \uc720\uc9c0\ud558\uae30<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 14pt;\"><span style=\"background-color: #fce8e2;\"><b>\uc57c\uadfc\ud55c \ub0a0\uc740 \uc624\ub2f5 \ub178\ud2b8\ub9cc<\/b><\/span><span style=\"font-weight: 400;\">\uc774\ub77c\ub3c4 \ubcf4\uba70 \ud559\uc2b5 \ud750\ub984 \uc720\uc9c0\ud558\uae30<\/span><\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc8fc\ub9d0\uc5d0 \ubab0\uc544\uc11c \ud558\ub824\ub294 \uc21c\uac04, \uacc4\ud68d\uc740 \ubb34\ub108\uc9c0\uae30 \uc26c\uc6b4 \uac83 \uac19\uc544\uc694. \ucda9\ubd84\ud55c \uc2dc\uac04\uc744 \ud655\ubcf4\ud558\uc9c0 \ubabb\ud558\ub354\ub77c\ub3c4 \uc870\uae09\ud574\ud558\uc9c0 \ub9c8\uc2dc\uace0 \uc9c0\uae08 \uc8fc\uc5b4\uc9c4 \uc2dc\uac04\uc744 \uc5b4\ub5bb\uac8c \uc4f0\ub290\ub0d0\uc5d0 \uc9d1\uc911\ud574 \ubcf4\uc2dc\uae38 \uad8c\ud558\uace0 \uc2f6\uc2b5\ub2c8\ub2e4.<br \/>\n<span style=\"font-size: 14pt;\"><br \/>\n<a class=\"maxbutton-1 maxbutton maxbutton-eba994eba6acecb8a0-ed8c8ced8ab8eb8488ec8aa4-ec8ba0ecb2aded9598eab8b0 post-banner-button\" target=\"_blank\" rel=\"noopener\" href=\"https:\/\/m.meritzfire.com\/msMain.do#!\/00\"><span class='mb-text'>\ud559\uc2b5\ud558\ub7ec \uac00\uae30<\/span><\/a><\/span><br \/>\n<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc548\ub155\ud558\uc138\uc694. \ub300\uae30\uc5c5\uc5d0\uc11c \uac1c\ubc1c\uc790\ub85c \uadfc\ubb34 \uc911\uc778 42\uc138 \uc9c1\uc7a5\uc778 \uae40\uc9c4\uaddc\uc785\ub2c8\ub2e4.\u00a0 \uc9c1\ubb34 \ud2b9\uc131\uc0c1 \ud504\ub85c\uc81d\ud2b8 \uc2dc\uc98c\uc774 \ub418\uba74 \uc57c\uadfc\uc774 [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":4586,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[191],"tags":[193,197],"class_list":["post-4577","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guide","tag-193","tag-197","col-md-4 col-sm-4"],"_links":{"self":[{"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/posts\/4577","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/comments?post=4577"}],"version-history":[{"count":10,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/posts\/4577\/revisions"}],"predecessor-version":[{"id":4747,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/posts\/4577\/revisions\/4747"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/media\/4586"}],"wp:attachment":[{"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/media?parent=4577"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/categories?post=4577"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/tags?post=4577"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}