{"id":4463,"date":"2025-12-09T18:36:42","date_gmt":"2025-12-09T09:36:42","guid":{"rendered":"http:\/\/3.38.128.211\/blog\/?p=4463"},"modified":"2025-12-29T10:21:19","modified_gmt":"2025-12-29T01:21:19","slug":"%eb%b3%b4%ed%97%98%ec%84%a4%ea%b3%84%ec%82%ac-%ec%9e%90%ea%b2%a9%ec%a6%9d-%ea%b3%b5%eb%b6%80-30%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8-%ec%b5%9c%ed%83%9c%eb%af%bc","status":"publish","type":"post","link":"https:\/\/meritzpartners.com\/blog\/guide\/%eb%b3%b4%ed%97%98%ec%84%a4%ea%b3%84%ec%82%ac-%ec%9e%90%ea%b2%a9%ec%a6%9d-%ea%b3%b5%eb%b6%80-30%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8-%ec%b5%9c%ed%83%9c%eb%af%bc\/","title":{"rendered":"30\ub300 \uc9c1\uc7a5\uc778 \ucd5c\ud0dc\ubbfc\ub2d8 : \ubcf4\ud5d8\uc124\uacc4\uc0ac \uc790\uaca9\uc99d\uc744 \uc704\ud55c \ucd9c\ud1f4\uadfc \ud559\uc2b5"},"content":{"rendered":"<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc548\ub155\ud558\uc138\uc694. \ub300\uae30\uc5c5\uc5d0\uc11c \uc0ac\ubb34\uc9c1\uc73c\ub85c \uc77c\ud558\uace0 \uc788\ub294 34\uc0b4 \ucd5c\ud0dc\ubbfc\uc785\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"background-color: #fce8e2;\"><strong>\ubcf4\ud5d8\uc124\uacc4\uc0ac \uc790\uaca9\uc99d <\/strong><\/span><span style=\"font-weight: 400;\"><span style=\"background-color: #fce8e2;\"><strong>\uc2dc\ud5d8 \uc900\ube44\ub294 \uc138 \ub2ec \uc815\ub3c4 \ud588\uc5b4\uc694.<\/strong><\/span> \ud68c\uc0ac \ub2e4\ub2c8\uba74\uc11c \uc900\ube44\ud558\ub2e4 \ubcf4\ub2c8 \uc8fc\uc911\uc5d4 \uc77c\uc774 \ub9ce\uace0, \uc8fc\ub9d0\uc5d4 \uc57d\uc18d\uc774 \ub9ce\uc544\uc11c \uae38\uac8c \uacf5\ubd80\ud560 \uc2dc\uac04\uc774 \uc798 \uc548 \ub098\ub354\ub77c\uace0\uc694.<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uadf8\ub798\uc11c \ucc98\uc74c\uc5d4 \u2018\ub0b4\uac00 \ud569\uaca9\uc740 \ud560 \uc218 \uc788\uc744\uae4c?\u2019 \uac71\uc815\uc774 \ub9ce\uc558\ub294\ub370, \ub9c9\uc0c1 \ucd9c\ud1f4\uadfc \uc2dc\uac04\uc774\ub098 \uc810\uc2ec\uc2dc\uac04 \uac19\uc740 \uc790\ud22c\ub9ac \uc2dc\uac04\uc744 \uafb8\uc900\ud788 \uc4f0\ub2e4 \ubcf4\ub2c8 \uc0dd\uac01\ubcf4\ub2e4 \ud560 \ub9cc\ud588\uc5b4\uc694.<\/span><\/p>\n<p>&nbsp;<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-white ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\ud83d\udcc4\ucf58\ud150\uce20 \ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/meritzpartners.com\/blog\/guide\/%eb%b3%b4%ed%97%98%ec%84%a4%ea%b3%84%ec%82%ac-%ec%9e%90%ea%b2%a9%ec%a6%9d-%ea%b3%b5%eb%b6%80-30%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8-%ec%b5%9c%ed%83%9c%eb%af%bc\/#Q_%EB%B3%B4%ED%97%98%EC%84%A4%EA%B3%84%EC%82%AC_%EC%9E%90%EA%B2%A9%EC%A6%9D_%EC%A4%80%EB%B9%84%EB%8A%94_%EC%96%B4%EB%96%BB%EA%B2%8C_%EC%8B%9C%EC%9E%91%ED%95%98%EA%B2%8C_%EB%90%98%EC%85%A8%EC%96%B4%EC%9A%94\">Q. \ubcf4\ud5d8\uc124\uacc4\uc0ac \uc790\uaca9\uc99d \uc900\ube44\ub294 \uc5b4\ub5bb\uac8c \uc2dc\uc791\ud558\uac8c \ub418\uc168\uc5b4\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/meritzpartners.com\/blog\/guide\/%eb%b3%b4%ed%97%98%ec%84%a4%ea%b3%84%ec%82%ac-%ec%9e%90%ea%b2%a9%ec%a6%9d-%ea%b3%b5%eb%b6%80-30%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8-%ec%b5%9c%ed%83%9c%eb%af%bc\/#Q_%EB%B3%B4%ED%97%98%EC%84%A4%EA%B3%84%EC%82%AC_%EC%8B%9C%ED%97%98%EA%B3%B5%EB%B6%80%EB%8A%94_%EC%96%B4%EB%96%A4_%EB%B0%A9%EC%8B%9D%EC%9C%BC%EB%A1%9C_%ED%95%98%EC%85%A8%EB%82%98%EC%9A%94\">Q. \ubcf4\ud5d8\uc124\uacc4\uc0ac \uc2dc\ud5d8\uacf5\ubd80\ub294 \uc5b4\ub5a4 \ubc29\uc2dd\uc73c\ub85c \ud558\uc168\ub098\uc694?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/meritzpartners.com\/blog\/guide\/%eb%b3%b4%ed%97%98%ec%84%a4%ea%b3%84%ec%82%ac-%ec%9e%90%ea%b2%a9%ec%a6%9d-%ea%b3%b5%eb%b6%80-30%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8-%ec%b5%9c%ed%83%9c%eb%af%bc\/#%EC%B6%9C%EA%B7%BC%EA%B8%B8_15%EB%B6%84\">\ucd9c\uadfc\uae38 15\ubd84<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/meritzpartners.com\/blog\/guide\/%eb%b3%b4%ed%97%98%ec%84%a4%ea%b3%84%ec%82%ac-%ec%9e%90%ea%b2%a9%ec%a6%9d-%ea%b3%b5%eb%b6%80-30%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8-%ec%b5%9c%ed%83%9c%eb%af%bc\/#%ED%87%B4%EA%B7%BC%EA%B8%B8_15%EB%B6%84\">\ud1f4\uadfc\uae38 15\ubd84<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/meritzpartners.com\/blog\/guide\/%eb%b3%b4%ed%97%98%ec%84%a4%ea%b3%84%ec%82%ac-%ec%9e%90%ea%b2%a9%ec%a6%9d-%ea%b3%b5%eb%b6%80-30%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8-%ec%b5%9c%ed%83%9c%eb%af%bc\/#%EC%A0%90%EC%8B%AC%EC%8B%9C%EA%B0%84_10%EB%B6%84\">\uc810\uc2ec\uc2dc\uac04 10\ubd84<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/meritzpartners.com\/blog\/guide\/%eb%b3%b4%ed%97%98%ec%84%a4%ea%b3%84%ec%82%ac-%ec%9e%90%ea%b2%a9%ec%a6%9d-%ea%b3%b5%eb%b6%80-30%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8-%ec%b5%9c%ed%83%9c%eb%af%bc\/#%EC%A0%80%EB%85%81_30%EB%B6%84\">\uc800\ub141 30\ubd84<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/meritzpartners.com\/blog\/guide\/%eb%b3%b4%ed%97%98%ec%84%a4%ea%b3%84%ec%82%ac-%ec%9e%90%ea%b2%a9%ec%a6%9d-%ea%b3%b5%eb%b6%80-30%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8-%ec%b5%9c%ed%83%9c%eb%af%bc\/#%EC%A3%BC%EB%A7%90_1%EC%8B%9C%EA%B0%84\">\uc8fc\ub9d0 1\uc2dc\uac04<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/meritzpartners.com\/blog\/guide\/%eb%b3%b4%ed%97%98%ec%84%a4%ea%b3%84%ec%82%ac-%ec%9e%90%ea%b2%a9%ec%a6%9d-%ea%b3%b5%eb%b6%80-30%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8-%ec%b5%9c%ed%83%9c%eb%af%bc\/#Q_%EB%B3%B4%ED%97%98%EC%84%A4%EA%B3%84%EC%82%AC_%EC%8B%9C%ED%97%98_%ED%95%A9%EA%B2%A9%EA%B9%8C%EC%A7%80_%EC%96%BC%EB%A7%88%EB%82%98_%EA%B1%B8%EB%A6%AC%EC%85%A8%EB%82%98%EC%9A%94\">Q. \ubcf4\ud5d8\uc124\uacc4\uc0ac \uc2dc\ud5d8 \ud569\uaca9\uae4c\uc9c0 \uc5bc\ub9c8\ub098 \uac78\ub9ac\uc168\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/meritzpartners.com\/blog\/guide\/%eb%b3%b4%ed%97%98%ec%84%a4%ea%b3%84%ec%82%ac-%ec%9e%90%ea%b2%a9%ec%a6%9d-%ea%b3%b5%eb%b6%80-30%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8-%ec%b5%9c%ed%83%9c%eb%af%bc\/#Q_%EB%A7%88%EC%A7%80%EB%A7%89%EC%9C%BC%EB%A1%9C_%EC%8B%9C%ED%97%98_%EC%A4%80%EB%B9%84_%EC%A4%91%EC%9D%B8_%EB%B6%84%EB%93%A4%EC%97%90%EA%B2%8C_%EC%A1%B0%EC%96%B8_%EB%B6%80%ED%83%81%EB%93%9C%EB%A0%A4%EC%9A%94\">Q. \ub9c8\uc9c0\ub9c9\uc73c\ub85c \uc2dc\ud5d8 \uc900\ube44 \uc911\uc778 \ubd84\ub4e4\uc5d0\uac8c \uc870\uc5b8 \ubd80\ud0c1\ub4dc\ub824\uc694.<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Q_%EB%B3%B4%ED%97%98%EC%84%A4%EA%B3%84%EC%82%AC_%EC%9E%90%EA%B2%A9%EC%A6%9D_%EC%A4%80%EB%B9%84%EB%8A%94_%EC%96%B4%EB%96%BB%EA%B2%8C_%EC%8B%9C%EC%9E%91%ED%95%98%EA%B2%8C_%EB%90%98%EC%85%A8%EC%96%B4%EC%9A%94\"><\/span>Q. <b>\ubcf4\ud5d8\uc124\uacc4\uc0ac \uc790\uaca9\uc99d \uc900\ube44<\/b><b>\ub294 \uc5b4\ub5bb\uac8c \uc2dc\uc791\ud558\uac8c \ub418\uc168\uc5b4\uc694?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-4472\" src=\"http:\/\/3.38.128.211\/blog\/wp-content\/uploads\/2025\/12\/1.png\" alt=\"\ubcf4\ud5d8\uc124\uacc4\uc0ac \uc790\uaca9\uc99d\" width=\"1800\" height=\"1000\" srcset=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/1.png 1800w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/1-300x167.png 300w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/1-1024x569.png 1024w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/1-768x427.png 768w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/1-1536x853.png 1536w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/1-900x500.png 900w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/1-500x278.png 500w\" sizes=\"auto, (max-width: 1800px) 100vw, 1800px\" \/><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uc0ac\uc2e4 \ubcf4\ud5d8\uc124\uacc4\uc0ac \uc2dc\ud5d8\uc744 \uc900\ube44\ud574\uc57c\uaca0\ub2e4\uace0 \ub9c8\uc74c\uba39\uae30\uae4c\uc9c0\ub294 <\/span><span style=\"font-weight: 400;\">\uc2dc\uac04\uc774 \uc880 \uac78\ub838\uc5b4\uc694.<\/span><span style=\"font-weight: 400;\"> \u2018\ud68c\uc0ac \ub2e4\ub2c8\uba74\uc11c \ubcf4\ud5d8\uc124\uacc4\uc0ac \uc790\uaca9\uc99d \uacf5\ubd80\uae4c\uc9c0 \ud558\ub294 \uac8c \ud798\ub4e4\uc9c4 \uc54a\uc744\uae4c?\u2019 \uc774\ub7f0 \uac71\uc815\ub3c4 \uc788\uc5c8\uace0\uc694.\u00a0<\/span><\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uadf8\ub7f0\ub370 \uc0c1\ub2f4\ud558\uba74\uc11c \uc2dc\ud5d8 \uad6c\uc870\ub97c \uc790\uc138\ud788 \ub4e3\ub2e4 \ubcf4\ub2c8\uae4c <\/span><span style=\"background-color: #fce8e2;\"><strong>\uc2dc\ud5d8 \ubc94\uc704\ub3c4 \uba85\ud655\ud558\uace0, \u2018\uacf5\ud1b5\u2019\uc73c\ub85c \ub4e4\uc5b4\uac00\ub294 \uae30\ubcf8 \uacfc\ubaa9\ub4e4\ub9cc \uc81c\ub300\ub85c<\/strong><\/span><span style=\"font-weight: 400;\"><span style=\"background-color: #fce8e2;\"><strong> \uc7a1\uc544\ub3c4 \ud569\uaca9\uc5d0 \ud655 \uac00\uae4c\uc6cc\uc9c4\ub2e4\uace0 \ud558\ub354\ub77c\uace0\uc694.<\/strong> <\/span>\uadf8 \uc598\uae30\ub97c \ub4e3\uace0 \ub098\uc11c\uc57c \u2018<\/span><span style=\"font-weight: 400;\">\ub098\ub3c4 \ub3c4\uc804<\/span><span style=\"font-weight: 400;\">\ud574\ubcfc \ub9cc\ud558\uaca0\ub2e4\u2019 \uc2f6\uc5b4\uc11c \uc2e0\uccad\ud588\uc5b4\uc694.<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Q_%EB%B3%B4%ED%97%98%EC%84%A4%EA%B3%84%EC%82%AC_%EC%8B%9C%ED%97%98%EA%B3%B5%EB%B6%80%EB%8A%94_%EC%96%B4%EB%96%A4_%EB%B0%A9%EC%8B%9D%EC%9C%BC%EB%A1%9C_%ED%95%98%EC%85%A8%EB%82%98%EC%9A%94\"><\/span>Q. <b>\ubcf4\ud5d8\uc124\uacc4\uc0ac \uc2dc\ud5d8<\/b><b>\uacf5\ubd80\ub294 \uc5b4\ub5a4 \ubc29\uc2dd\uc73c\ub85c \ud558\uc168\ub098\uc694?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-4473\" src=\"http:\/\/3.38.128.211\/blog\/wp-content\/uploads\/2025\/12\/2.png\" alt=\"\ubcf4\ud5d8\uc124\uacc4\uc0ac \uc790\uaca9\uc99d\" width=\"1800\" height=\"1000\" srcset=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/2.png 1800w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/2-300x167.png 300w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/2-1024x569.png 1024w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/2-768x427.png 768w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/2-1536x853.png 1536w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/2-900x500.png 900w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/2-500x278.png 500w\" sizes=\"auto, (max-width: 1800px) 100vw, 1800px\" \/><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uc800\ub294 \uae38\uac8c \uc549\uc544\uc11c \uacf5\ubd80\ud558\ub294 \uc2a4\ud0c0\uc77c\uc774 \uc544\ub2c8\ub77c\uc11c <\/span><span style=\"background-color: #fce8e2;\"><strong>\ubcf4\ud5d8\uc124\uacc4\uc0ac \uc790\uaca9\uc99d \uacf5\ubd80\ub3c4 \uc2dc\uac04 \ub0a0 \ub54c \ud2c8\ud2c8\uc774 \ud558\ub294 \uac78 \uc804\ub7b5\uc73c\ub85c \uc7a1\uc558\uc5b4\uc694.<\/strong><\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%EC%B6%9C%EA%B7%BC%EA%B8%B8_15%EB%B6%84\"><\/span>\ucd9c\uadfc\uae38 15\ubd84<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ucd9c\uadfc\uae38\uc774 \uc9d1\uc911\uc774 \uc798 \ub3fc\uc11c<\/span> <span style=\"font-weight: 400;\"><span style=\"background-color: #fce8e2;\"><strong>\uba54\ub9acM\uc2a4\ucfe8 <span style=\"background-color: #fce8e2;\">\uac15\uc758<\/span><\/strong><strong>\ub97c \ud558\ub098\uc529<\/strong><\/span> \ub4e4\uc5c8\uc5b4\uc694. \uac00\ubccd\uac8c \ub4e4\uc73c\uba74\uc11c \ud558\ub8e8\ub97c \uc2dc\uc791\ud558\ub2c8\uae4c \uc790\uc5f0\uc2a4\ub7fd\uac8c \uacf5\ubd80 \ud750\ub984\ub3c4 \uc7a1\ud788\ub354\ub77c\uace0\uc694.<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"%ED%87%B4%EA%B7%BC%EA%B8%B8_15%EB%B6%84\"><\/span>\ud1f4\uadfc\uae38 15\ubd84<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ud1f4\uadfc\uae38\uc5d0\ub294 <span style=\"background-color: #fce8e2;\"><strong>\ucd9c\uadfc\uae38\uc5d0 \ub4e4\uc740 \ub0b4\uc6a9\uc744 \ubc14\ub85c \ubb38\uc81c\ub85c<\/strong><\/span> \ud480\uc5c8\uc5b4\uc694. \uac15\uc758\ub791 \ubb38\uc81c \ud480\uc774\uac00 \uc774\uc5b4\uc9c0\ub2c8\uae4c \uba38\ub9bf\uc18d\uc5d0 \ub354 \uc798 <\/span><span style=\"font-weight: 400;\">\ub0a8\ub294 \uac83 \uac19\ub354\ub77c\uace0\uc694<\/span><span style=\"font-weight: 400;\">.<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"%EC%A0%90%EC%8B%AC%EC%8B%9C%EA%B0%84_10%EB%B6%84\"><\/span>\uc810\uc2ec\uc2dc\uac04 10\ubd84<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uc810\uc2ec\uc744<\/span><span style=\"font-weight: 400;\"> \uba39\uace0 \ub098\uba74 10\ubd84 \uc815\ub3c4 \ub0a8\uc796\uc544\uc694. \uadf8 \uc2dc\uac04\uc5d0 <span style=\"background-color: #fce8e2;\"><strong>\uc804\ub0a0 \ud2c0\ub9b0 \ubb38\uc81c<\/strong><\/span>\ub9cc \ud6d1\uc5b4\ubd24\uc5b4\uc694. \uc0c8\ub85c\uc6b4 \uac78 \uc678\uc6b0\ub294 \uac83\ubcf4\ub2e4 \ud2c0\ub9b0 \ubb38\uc81c\ub97c \ubc18\ubcf5\ud574\uc11c \ubcf4\ub294 \uac8c \ud6e8\uc52c \ud6a8\uc728\uc801\uc774\uc5c8\uc5b4\uc694.<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"%EC%A0%80%EB%85%81_30%EB%B6%84\"><\/span>\uc800\ub141 30\ubd84<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ud1f4\uadfc\ud574\uc11c<\/span><span style=\"font-weight: 400;\"> \uc53b\uace0 <\/span><span style=\"font-weight: 400;\">\uc800\ub141\uc5d0\ub294<\/span><span style=\"font-weight: 400;\"><span style=\"background-color: #fce8e2;\"><strong> 20~30\ubd84 \uc815\ub3c4<\/strong> <strong>\ubaa8\uc758\uace0\uc0ac<\/strong><\/span>\ub97c \ud480\uc5c8\uc5b4\uc694. \ubaa8\uc758\uace0\uc0ac\ub294 \ud558\uba74 \ud560\uc218\ub85d \uc810\uc218\uac00 \ube68\ub9ac \uc62c\ub77c\uc11c \ud6a8\uacfc\uac00 \ud655\uc2e4\ud588\uc2b5\ub2c8\ub2e4.<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"%EC%A3%BC%EB%A7%90_1%EC%8B%9C%EA%B0%84\"><\/span>\uc8fc\ub9d0 1\uc2dc\uac04<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc8fc\ub9d0\uc5d4 \uc57d\uc18d\uc774 \ub9ce\uc544\uc11c \uc815\uc791 \uacf5\ubd80\ud560 \uc2dc\uac04\uc774 \uc798 \uc548 \ub0ac\uc5b4\uc694. \ub300\uc2e0 \ud750\ub984\uc774 \ub04a\uae30\uc9c0 \uc54a\ub3c4\ub85d<span style=\"background-color: #fce8e2;\"><strong> \uc624\ub2f5\ub9cc \uac00\ubccd\uac8c \ud6d1\ub294 \ubc29\uc2dd<\/strong><\/span>\uc73c\ub85c \ud55c \uc2dc\uac04 \uc815\ub3c4\ub9cc \ucc59\uacbc\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Q_%EB%B3%B4%ED%97%98%EC%84%A4%EA%B3%84%EC%82%AC_%EC%8B%9C%ED%97%98_%ED%95%A9%EA%B2%A9%EA%B9%8C%EC%A7%80_%EC%96%BC%EB%A7%88%EB%82%98_%EA%B1%B8%EB%A6%AC%EC%85%A8%EB%82%98%EC%9A%94\"><\/span>Q. <b>\ubcf4\ud5d8\uc124\uacc4\uc0ac<\/b> <b>\uc2dc\ud5d8 <\/b><b>\ud569\uaca9\uae4c\uc9c0 \uc5bc\ub9c8\ub098 \uac78\ub9ac\uc168\ub098\uc694?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ucc98\uc74c \uc2e4\uc804 \ubaa8\uc758\uace0\uc0ac\ub97c \ud480\uc5c8\uc744 \ub54c\ub294 50\uc810\ub300\uc600\uc5b4\uc694. \uadf8\ub7f0\ub370<span style=\"background-color: #fce8e2;\"> <strong>\uc774 \ub8e8\ud2f4\uc744 4~5\uc77c\ub9cc \uafb8\uc900\ud788 \uc774\uc5b4\uac00\ub2c8\uae4c \uae08\ubc29 70\uc810\uc744 \ub118\uae30\ub354\ub77c\uace0\uc694.<\/strong> <\/span><\/span><span style=\"font-weight: 400;\">\uadf8\ub798\uc11c <\/span><span style=\"font-weight: 400;\">2\uc8fc \uc815\ub3c4 \ud2c8\ud2c8\uc774 \uacf5\ubd80\ud558\uba74\uc11c \ubb34\ub9ac \uc5c6\uc774 \ud569\uaca9\ud560 \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/span><\/span><\/p>\n<p><span style=\"font-size: 14pt; color: #ef3b24;\"><a style=\"color: #ef3b24;\" href=\"https:\/\/meritzpartners.com\/blog\/guide\/%eb%b3%b4%ed%97%98%ec%84%a4%ea%b3%84%ec%82%ac-%ec%8b%9c%ed%97%98-%ed%95%a9%ea%b2%a9-%ec%a7%80%eb%a6%84%ea%b8%b8-%eb%94%b0%eb%9d%bc%ec%98%a4%ec%84%b8%ec%9a%94\/\"><span style=\"font-weight: 400;\">\ubcf4\ud5d8\uc124\uacc4\uc0ac \uc2dc\ud5d8 \ud569\uaca9 \uc9c0\ub984\uae38 \ub530\ub77c\uc624\uc138\uc694<\/span><\/a><span style=\"font-weight: 400;\">\u00a0<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Q_%EB%A7%88%EC%A7%80%EB%A7%89%EC%9C%BC%EB%A1%9C_%EC%8B%9C%ED%97%98_%EC%A4%80%EB%B9%84_%EC%A4%91%EC%9D%B8_%EB%B6%84%EB%93%A4%EC%97%90%EA%B2%8C_%EC%A1%B0%EC%96%B8_%EB%B6%80%ED%83%81%EB%93%9C%EB%A0%A4%EC%9A%94\"><\/span><b>Q. \ub9c8\uc9c0\ub9c9\uc73c\ub85c<\/b> <b>\uc2dc\ud5d8<\/b> <b>\uc900\ube44 \uc911\uc778 \ubd84\ub4e4\uc5d0\uac8c \uc870\uc5b8 <\/b><b>\ubd80\ud0c1\ub4dc\ub824\uc694.<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-4474\" src=\"http:\/\/3.38.128.211\/blog\/wp-content\/uploads\/2025\/12\/900x500\uc77c\ub7ec\uc2a4\ud2b8-2.jpg\" alt=\"\ubcf4\ud5d8\uc124\uacc4\uc0ac \uc790\uaca9\uc99d\" width=\"900\" height=\"500\" srcset=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/900x500\uc77c\ub7ec\uc2a4\ud2b8-2.jpg 900w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/900x500\uc77c\ub7ec\uc2a4\ud2b8-2-300x167.jpg 300w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/900x500\uc77c\ub7ec\uc2a4\ud2b8-2-768x427.jpg 768w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/12\/900x500\uc77c\ub7ec\uc2a4\ud2b8-2-500x278.jpg 500w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ubcf4\ud5d8\uc124\uacc4\uc0ac \uc790\uaca9\uc99d \uc900\ube44\ub294 <\/span><span style=\"font-weight: 400;\">\uc8fc\ub9d0\uc5d0 \ubab0\uc544\uc11c \ud558<\/span><span style=\"font-weight: 400;\">\ub824\uace0 \ud558\uba74 \uc548\ub418\ub294 \uac83 \uac19\uc544\uc694. <\/span><span style=\"background-color: #fce8e2;\"><strong>\uc800\ub3c4 \uc624\ub79c\ub9cc\uc5d0 \ud558\ub294 \uacf5\ubd80\ub77c \uc790\uc2e0\uc774 \uc5c6\uc5c8\ub294\ub370 10~15\ubd84\uc529 \ud2c8\ub0a0 \ub54c\ub9c8\ub2e4 \ud558\ub2e4 \ubcf4\ub2c8\uae4c \uacf5\ubd80\uac00 \ud06c\uac8c \ubd80\ub2f4\ub418\uc9c0 \uc54a<\/strong><\/span><span style=\"font-weight: 400;\"><span style=\"background-color: #fce8e2;\"><strong>\ub354\ub77c\uace0\uc694.<\/strong> <\/span>\uadf8\ub798\uc11c \uafb8\uc900\ud788 \uacf5\ubd80\ud560 \uc218 \uc788\uc5c8\ub358 \uac8c \ud569\uaca9 \ube44\uacb0 \uac19\uc544\uc694.\u00a0<\/span><\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uc81c\uac00 \uc54c\ub824\ub4dc\ub9b0 \ub8e8\ud2f4\ub300\ub85c \uafb8\uc900\ud788 \uacf5\ubd80\ud558\uc2e0\ub2e4\uba74, <\/span><span style=\"font-weight: 400;\">\uc790\uc5f0\uc2a4\ub7fd\uac8c \uc544\ub294 \uac8c \ud558\ub098\ub458<\/span><span style=\"font-weight: 400;\"> \ub298\uba74\uc11c \ubcf4\ud5d8\uc124\uacc4\uc0ac \uc790\uaca9\uc99d \uc2dc\ud5d8\ub3c4 \uc5b4\ub835\uc9c0 \uc54a\uac8c \ud569\uaca9\ud558\uc2e4 \uc218 \uc788\uc744 \uac70\uc608\uc694.<\/span><\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><br \/>\n<a class=\"maxbutton-1 maxbutton maxbutton-eba994eba6acecb8a0-ed8c8ced8ab8eb8488ec8aa4-ec8ba0ecb2aded9598eab8b0 post-banner-button\" target=\"_blank\" rel=\"noopener\" href=\"https:\/\/m.meritzfire.com\/msMain.do#!\/00\"><span class='mb-text'>\ud559\uc2b5\ud558\ub7ec \uac00\uae30<\/span><\/a><br \/>\n<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc548\ub155\ud558\uc138\uc694. \ub300\uae30\uc5c5\uc5d0\uc11c \uc0ac\ubb34\uc9c1\uc73c\ub85c \uc77c\ud558\uace0 \uc788\ub294 34\uc0b4 \ucd5c\ud0dc\ubbfc\uc785\ub2c8\ub2e4. \ubcf4\ud5d8\uc124\uacc4\uc0ac \uc790\uaca9\uc99d \uc2dc\ud5d8 \uc900\ube44\ub294 \uc138 \ub2ec \uc815\ub3c4 [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":4476,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[191],"tags":[180],"class_list":["post-4463","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guide","tag-180","col-md-4 col-sm-4"],"_links":{"self":[{"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/posts\/4463","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/comments?post=4463"}],"version-history":[{"count":9,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/posts\/4463\/revisions"}],"predecessor-version":[{"id":4746,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/posts\/4463\/revisions\/4746"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/media\/4476"}],"wp:attachment":[{"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/media?parent=4463"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/categories?post=4463"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/tags?post=4463"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}