{"id":4103,"date":"2025-11-12T14:23:26","date_gmt":"2025-11-12T05:23:26","guid":{"rendered":"http:\/\/3.38.128.211\/blog\/?p=4103"},"modified":"2026-03-31T12:16:21","modified_gmt":"2026-03-31T03:16:21","slug":"%eb%b3%b4%ed%97%98%ec%84%a4%ea%b3%84%ec%82%ac-%ec%8b%9c%ed%97%98-%ed%95%a9%ea%b2%a9-%ec%a7%80%eb%a6%84%ea%b8%b8-%eb%94%b0%eb%9d%bc%ec%98%a4%ec%84%b8%ec%9a%94","status":"publish","type":"post","link":"https:\/\/meritzpartners.com\/blog\/blog\/%eb%b3%b4%ed%97%98%ec%84%a4%ea%b3%84%ec%82%ac-%ec%8b%9c%ed%97%98-%ed%95%a9%ea%b2%a9-%ec%a7%80%eb%a6%84%ea%b8%b8-%eb%94%b0%eb%9d%bc%ec%98%a4%ec%84%b8%ec%9a%94\/","title":{"rendered":"\ubcf4\ud5d8\uc124\uacc4\uc0ac \uc2dc\ud5d8 \ud569\uaca9 \uc9c0\ub984\uae38 \ub530\ub77c\uc624\uc138\uc694"},"content":{"rendered":"<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ubcf4\ud5d8\uc124\uacc4\uc0ac \uc2dc\ud5d8 <\/span><span style=\"font-weight: 400;\">\uacf5\ubd80\ub97c \ub2e4 \ub05d\ub0b4\uc9c0 \ubabb\ud588\ub2e4\uace0 \uac71\uc815\ud560 \ud544\uc694 \uc5c6\uc2b5\ub2c8\ub2e4. \uc9c0\uae08\ubd80\ud130 <\/span><span style=\"background-color: #fce8e2;\"><b>\ub2e8 8\uc2dc\uac04\ub9cc \uc9d1\uc911\ud574\ub3c4 \ud569\uaca9\uc740 \ubb3c\ub860, \ud559\uc2b5 \ub9ac\uc6cc\ub4dc 12\ub9cc \uc6d0\uae4c\uc9c0 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/b><\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4\uac00 \uc9c1\uc811 \uc54c\ub824\ub4dc\ub9ac\ub294 \uac00\uc7a5 \ube60\ub978 \ud569\uaca9 \ube44\ubc95, \uc9c0\uae08\ubd80\ud130 \uadf8\ub300\ub85c \ub530\ub77c\uc624\uc138\uc694.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\"><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-white ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\ud83d\udcc4\ucf58\ud150\uce20 \ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/meritzpartners.com\/blog\/blog\/%eb%b3%b4%ed%97%98%ec%84%a4%ea%b3%84%ec%82%ac-%ec%8b%9c%ed%97%98-%ed%95%a9%ea%b2%a9-%ec%a7%80%eb%a6%84%ea%b8%b8-%eb%94%b0%eb%9d%bc%ec%98%a4%ec%84%b8%ec%9a%94\/#%E2%91%A0_%EC%9D%B4%EB%B2%88_%EC%A3%BC%EB%8A%94_%EC%86%90%ED%95%B4%E2%88%99%EA%B3%B5%ED%86%B5%EB%A7%8C_%ED%99%95%EC%8B%A4%ED%9E%88\" >\u2460 \uc774\ubc88 \uc8fc\ub294 \uc190\ud574\u2219\uacf5\ud1b5\ub9cc \ud655\uc2e4\ud788<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/meritzpartners.com\/blog\/blog\/%eb%b3%b4%ed%97%98%ec%84%a4%ea%b3%84%ec%82%ac-%ec%8b%9c%ed%97%98-%ed%95%a9%ea%b2%a9-%ec%a7%80%eb%a6%84%ea%b8%b8-%eb%94%b0%eb%9d%bc%ec%98%a4%ec%84%b8%ec%9a%94\/#%E2%91%A1_%EB%B3%B4%ED%97%98%EC%84%A4%EA%B3%84%EC%82%AC_%EC%8B%9C%ED%97%98_%EB%AA%A8%EC%9D%98%EA%B3%A0%EC%82%AC_%EC%9D%B4%EB%A0%87%EA%B2%8C%EB%A7%8C_%ED%92%80%EC%96%B4%EB%B3%B4%EC%84%B8%EC%9A%94\" >\u2461 \ubcf4\ud5d8\uc124\uacc4\uc0ac \uc2dc\ud5d8 \ubaa8\uc758\uace0\uc0ac, \uc774\ub807\uac8c\ub9cc \ud480\uc5b4\ubcf4\uc138\uc694.<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/meritzpartners.com\/blog\/blog\/%eb%b3%b4%ed%97%98%ec%84%a4%ea%b3%84%ec%82%ac-%ec%8b%9c%ed%97%98-%ed%95%a9%ea%b2%a9-%ec%a7%80%eb%a6%84%ea%b8%b8-%eb%94%b0%eb%9d%bc%ec%98%a4%ec%84%b8%ec%9a%94\/#1_%EC%97%B0%EC%8A%B5_%EB%AA%A8%EC%9D%98%EA%B3%A0%EC%82%AC\" >1) \uc5f0\uc2b5 \ubaa8\uc758\uace0\uc0ac<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/meritzpartners.com\/blog\/blog\/%eb%b3%b4%ed%97%98%ec%84%a4%ea%b3%84%ec%82%ac-%ec%8b%9c%ed%97%98-%ed%95%a9%ea%b2%a9-%ec%a7%80%eb%a6%84%ea%b8%b8-%eb%94%b0%eb%9d%bc%ec%98%a4%ec%84%b8%ec%9a%94\/#2_%ED%95%84%EC%88%98_%EB%AA%A8%EC%9D%98%EA%B3%A0%EC%82%AC\" >2) \ud544\uc218 \ubaa8\uc758\uace0\uc0ac<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/meritzpartners.com\/blog\/blog\/%eb%b3%b4%ed%97%98%ec%84%a4%ea%b3%84%ec%82%ac-%ec%8b%9c%ed%97%98-%ed%95%a9%ea%b2%a9-%ec%a7%80%eb%a6%84%ea%b8%b8-%eb%94%b0%eb%9d%bc%ec%98%a4%ec%84%b8%ec%9a%94\/#%E2%91%A2_%ED%95%A9%EA%B2%A9%ED%95%98%EB%A9%B4_%EB%B3%B4%EC%83%81%EC%9D%80_%ED%99%95%EC%8B%A4%ED%95%A9%EB%8B%88%EB%8B%A4\" >\u2462 \ud569\uaca9\ud558\uba74 \ubcf4\uc0c1\uc740 \ud655\uc2e4\ud569\ub2c8\ub2e4!<\/a><\/li><\/ul><\/nav><\/div>\n<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E2%91%A0_%EC%9D%B4%EB%B2%88_%EC%A3%BC%EB%8A%94_%EC%86%90%ED%95%B4%E2%88%99%EA%B3%B5%ED%86%B5%EB%A7%8C_%ED%99%95%EC%8B%A4%ED%9E%88\"><\/span>\u2460 \uc774\ubc88 \uc8fc\ub294 \uc190\ud574\u2219\uacf5\ud1b5\ub9cc \ud655\uc2e4\ud788<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h2><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-4112\" style=\"font-size: 16px;\" src=\"http:\/\/3.38.128.211\/blog\/wp-content\/uploads\/2025\/11\/415p.png\" alt=\"\ubcf4\ud5d8\uc124\uacc4\uc0ac \uc2dc\ud5d8, \uc81c3\ubcf4\ud5d8, \uc190\ud574\ubcf4\ud5d8\uc124\uacc4\uc0ac \uae30\ucd9c\ubb38\uc81c\" width=\"900\" height=\"600\" srcset=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/415p.png 900w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/415p-300x200.png 300w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/415p-768x512.png 768w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/415p-500x333.png 500w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/h2>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ubaa8\ub4e0 \uacfc\ubaa9\uc744 \ub2e4 \ubcf4\ub824\uace0 \ud558\uae30\ubcf4\ub2e4 \uc774\ubc88 \uc8fc\uc5d0\ub294 <\/span><span style=\"background-color: #fce8e2;\"><b>\u2018\uc190\ud574\u2019\uc640 \u2018\uacf5\ud1b5\u2019 \uacfc\ubaa9\ub9cc \uc9d1\uc911\uc801\uc73c\ub85c \ud559\uc2b5<\/b><\/span><span style=\"font-weight: 400;\">\ud558\uc138\uc694. <\/span><\/span><span style=\"font-weight: 400; font-size: 14pt;\">\uc774 \ub450 \uacfc\ubaa9\ub9cc \ud655\uc2e4\ud788 \uc815\ub9ac\ud574\ub3c4 \ud569\uaca9\uc5d0 \ucda9\ubd84\ud788 \uac00\uae4c\uc6cc\uc9d1\ub2c8\ub2e4.<\/span><\/p>\n<ul>\n<li><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uc544\ub294 \ubb38\uc81c\ub294 <\/span><b>\uc815\ud655\ud788 \ud480\uae30<\/b><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ubaa8\ub974\ub294 \ubb38\uc81c\ub294 <\/span><b>\ub118\uaca8\ub3c4 \uad1c\ucc2e\uc544\uc694!<\/b><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 14pt;\"><b>\ud575\uc2ec \uac1c\ub150\ub9cc \ubc18\ubcf5<\/b><span style=\"font-weight: 400;\">, \uc138\ubd80 \uc554\uae30\ub294 \uacfc\uac10\ud788 \ud328\uc2a4<\/span><\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc544\ub294 \ubb38\uc81c\ub294 \uc815\ud655\ud788 \ud480\uace0, \ubaa8\ub974\ub294 \ubb38\uc81c\ub294 \ubd80\ub2f4 \uc5c6\uc774 \ub118\uaca8\ub3c4 \uad1c\ucc2e\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E2%91%A1_%EB%B3%B4%ED%97%98%EC%84%A4%EA%B3%84%EC%82%AC_%EC%8B%9C%ED%97%98_%EB%AA%A8%EC%9D%98%EA%B3%A0%EC%82%AC_%EC%9D%B4%EB%A0%87%EA%B2%8C%EB%A7%8C_%ED%92%80%EC%96%B4%EB%B3%B4%EC%84%B8%EC%9A%94\"><\/span>\u2461 \ubcf4\ud5d8\uc124\uacc4\uc0ac \uc2dc\ud5d8 \ubaa8\uc758\uace0\uc0ac, \uc774\ub807\uac8c\ub9cc \ud480\uc5b4\ubcf4\uc138\uc694.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h2><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-4113\" style=\"font-size: 18.6667px;\" src=\"http:\/\/3.38.128.211\/blog\/wp-content\/uploads\/2025\/11\/417p.jpg\" alt=\"\ubcf4\ud5d8\uc124\uacc4\uc0ac \uc2dc\ud5d8, \uc81c3\ubcf4\ud5d8, \uc190\ud574\ubcf4\ud5d8\uc124\uacc4\uc0ac \uae30\ucd9c\ubb38\uc81c\" width=\"900\" height=\"600\" srcset=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/417p.jpg 900w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/417p-300x200.jpg 300w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/417p-768x512.jpg 768w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/417p-500x333.jpg 500w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/h2>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%EC%97%B0%EC%8A%B5_%EB%AA%A8%EC%9D%98%EA%B3%A0%EC%82%AC\"><\/span>1) \uc5f0\uc2b5 \ubaa8\uc758\uace0\uc0ac<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-4124\" src=\"http:\/\/3.38.128.211\/blog\/wp-content\/uploads\/2025\/11\/\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\ubaa8\uc758\uace0\uc0ac.png\" alt=\"\ubcf4\ud5d8\uc124\uacc4\uc0ac \uc2dc\ud5d8, \uc81c3\ubcf4\ud5d8, \uc190\ud574\ubcf4\ud5d8\uc124\uacc4\uc0ac \uae30\ucd9c\ubb38\uc81c\" width=\"828\" height=\"1600\" srcset=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\ubaa8\uc758\uace0\uc0ac.png 828w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\ubaa8\uc758\uace0\uc0ac-155x300.png 155w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\ubaa8\uc758\uace0\uc0ac-530x1024.png 530w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\ubaa8\uc758\uace0\uc0ac-768x1484.png 768w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\ubaa8\uc758\uace0\uc0ac-795x1536.png 795w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/\uba54\ub9ac\uce20-\ud30c\ud2b8\ub108\uc2a4-\ubaa8\uc758\uace0\uc0ac-500x966.png 500w\" sizes=\"auto, (max-width: 828px) 100vw, 828px\" \/><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\u00a0\u2018\uc190\ud574\u2019, \u2018\uacf5\ud1b5\u2019 \ud45c\uc2dc\ub41c \ubb38\uc81c\ub9cc \ud480\uc5b4\ubcf4\uc138\uc694.<\/span><\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uc2dc\ud5d8\uc774 \uc5bc\ub9c8 \ub0a8\uc9c0 \uc54a\uc558\ub2e4\uba74 \uc804 \ubc94\uc704\ub97c \ubcf4\uae30\ubcf4\ub2e4 \u2018\uc190\ud574\u2019\uc640 \u2018\uacf5\ud1b5\u2019 \uacfc\ubaa9\uc744 \uba3c\uc800 \uc815\ub9ac\ud574 \ud750\ub984\uc744 \uc775\ud788\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ud2c0\ub9b0 \ubb38\uc81c\ub294 \ud45c\uc2dc\ud574 \ub450\uc5c8\ub2e4\uac00 \ub2e4\uc74c \ub0a0 \ud55c \ubc88\ub9cc \ub354 \ubcf5\uc2b5\ud574\ub3c4 \ucda9\ubd84\ud569\ub2c8\ub2e4.<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%ED%95%84%EC%88%98_%EB%AA%A8%EC%9D%98%EA%B3%A0%EC%82%AC\"><\/span>2) \ud544\uc218 \ubaa8\uc758\uace0\uc0ac<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-size: 14pt;\"><span style=\"background-color: #fce8e2;\"><b>1\ubc88\ubd80\ud130 33\ubc88\uae4c\uc9c0\ub9cc<\/b><\/span><span style=\"font-weight: 400;\"> \ud480\uc5b4\ubcf4\uc138\uc694.<\/span><span style=\"font-weight: 400;\"> \uc190\ud574\ubcf4\ud5d8\uacfc \uacf5\ud1b5\uc5d0 \ud574\ub2f9\ud558\ub294 \ubd80\ubd84\uc73c\ub85c \uc774\uc804 \uc190\ud574\ubcf4\ud5d8\uc124\uacc4\uc0ac \uae30\ucd9c\ubb38\uc81c\uc5d0\uc11c \ub2e4\ub904\uc9c4 \uac1c\ub150\ub4e4\uc774 \ubc18\ubcf5\ub418\uc5b4 \uc775\uc219\ud558\uac8c \ub290\uaef4\uc9c8 \uac83\uc785\ub2c8\ub2e4.<\/span> <\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uc2dc\uac04\uc774 \ub0a8\ub294\ub2e4\uba74, \u2018\uc81c3\ubcf4\ud5d8\u2019\uc740 \uc544\ub294 \ubb38\uc81c\ub9cc <\/span><span style=\"font-weight: 400;\">\uac00\ubccd\uac8c \ud480\uace0<\/span><span style=\"font-weight: 400;\">, \ubaa8\ub974\uba74 \ucc0d\uc5b4\uc11c\ub77c\ub3c4 \uac10 \uc775\ud788\uae30\uc5d0 \uc9d1\uc911\ud558\uc138\uc694. \ud575\uc2ec\uc740 \ubb38\uc81c \uc811\uadfc \uac10\uac01\uc744 \ubab8\uc5d0 \uc775\ud788\ub294 \uac83\uc785\ub2c8\ub2e4.<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E2%91%A2_%ED%95%A9%EA%B2%A9%ED%95%98%EB%A9%B4_%EB%B3%B4%EC%83%81%EC%9D%80_%ED%99%95%EC%8B%A4%ED%95%A9%EB%8B%88%EB%8B%A4\"><\/span>\u2462 \ud569\uaca9\ud558\uba74 \ubcf4\uc0c1\uc740 \ud655\uc2e4\ud569\ub2c8\ub2e4!<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h2><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-4456 size-full\" src=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/418p-4.jpg\" alt=\"\ubcf4\ud5d8\uc124\uacc4\uc0ac \uc2dc\ud5d8, \uc81c3\ubcf4\ud5d8, \uc190\ud574\ubcf4\ud5d8\uc124\uacc4\uc0ac \uae30\ucd9c\ubb38\uc81c\" width=\"900\" height=\"600\" srcset=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/418p-4.jpg 900w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/418p-4-300x200.jpg 300w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/418p-4-768x512.jpg 768w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/418p-4-500x333.jpg 500w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/h2>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc9c0\uae08\uae4c\uc9c0\uc758 \ub178\ub825\uc740 \ubaa8\ub450 \uc218\uc775\uc73c\ub85c \ud658\uc0b0\ub429\ub2c8\ub2e4. \ud559\uc2b5 \uacfc\uc815 \ud558\ub098\ud558\ub098\uac00 \ubcf4\uc0c1\uc73c\ub85c \uc5f0\uacb0\ub418\uc5b4\uc694.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uc774 \uacfc\uc815\uc744 \ub9c8\uce58\uace0 \ud569\uaca9\ud558\uba74, <\/span><span style=\"background-color: #fce8e2;\"><b>\ud559\uc2b5 \ub9ac\uc6cc\ub4dc 12\ub9cc \uc6d0\uc774 \uc9c0\uae09<\/b><\/span><span style=\"font-weight: 400;\">\ub429\ub2c8\ub2e4. \uc9c0\uae08 \uc870\uae08\ub9cc \ub354 \uc9d1\uc911\ud574\uc11c <\/span><span style=\"background-color: #fce8e2;\"><b>\ud569\uaca9\uacfc \ubcf4\uc0c1, \ub450 \uac00\uc9c0 \ubaa8\ub450 \uc7a1\uc544\ubcf4\uc138\uc694.<\/b><\/span><\/span><\/p>\n<table style=\"width: 100%; border-collapse: collapse; height: 162px;\">\n<tbody>\n<tr style=\"height: 27px;\">\n<td style=\"text-align: center; background-color: #fce8e2; height: 27px;\"><strong><span style=\"font-size: 14pt;\">\ud56d\ubaa9<\/span><\/strong><\/td>\n<td style=\"text-align: center; background-color: #fce8e2; height: 27px;\"><strong><span style=\"font-size: 14pt;\">\ub0b4\uc6a9<\/span><\/strong><\/td>\n<\/tr>\n<tr style=\"height: 27px;\">\n<td style=\"text-align: center; background-color: #fce8e2; height: 27px;\"><strong><span style=\"font-size: 14pt;\">\ub0a8\uc740 \uc2dc\uac04<\/span><\/strong><\/td>\n<td style=\"text-align: center; height: 27px;\"><span style=\"font-weight: 400; font-size: 14pt;\">\ub2e8 7\uc77c(8\uc2dc\uac04 \uc9d1\uc911)<\/span><\/td>\n<\/tr>\n<tr style=\"height: 27px;\">\n<td style=\"text-align: center; background-color: #fce8e2; height: 27px;\"><strong><span style=\"font-size: 14pt;\">\uc9d1\uc911 \uacfc\ubaa9<\/span><\/strong><\/td>\n<td style=\"text-align: center; height: 27px;\"><span style=\"font-weight: 400; font-size: 14pt;\">\uc190\ud574, \uacf5\ud1b5 \uacfc\ubaa9<\/span><\/td>\n<\/tr>\n<tr style=\"height: 27px;\">\n<td style=\"text-align: center; background-color: #fce8e2; height: 27px;\"><strong><span style=\"font-size: 14pt;\">\ud559\uc2b5 \uc804\ub7b5<\/span><\/strong><\/td>\n<td style=\"text-align: center; height: 27px;\"><span style=\"font-weight: 400; font-size: 14pt;\">\uc5f0\uc2b5 \ubaa8\uc758\uace0\uc0ac \uc774\ud6c4, \ud544\uc218 \ubaa8\uc758\uace0\uc0ac(1~33\ubc88)<\/span><\/td>\n<\/tr>\n<tr style=\"height: 27px;\">\n<td style=\"text-align: center; background-color: #fce8e2; height: 27px;\"><strong><span style=\"font-size: 14pt;\">\ud559\uc2b5 \ubbf8\uc158<\/span><\/strong><\/td>\n<td style=\"text-align: center; height: 27px;\"><span style=\"font-weight: 400; font-size: 14pt;\">\ub3d9\uc601\uc0c1 \uc644\uac15, \uc5f0\uc2b5 \ubaa8\uc758\uace0\uc0ac 9\uac1c, \ud544\uc218 \ubaa8\uc758\uace0\uc0ac 6\uac1c, \uae5c\uc9dd \ubaa8\uc758\uace0\uc0ac 3\uac1c,<br \/>\n\ud544\uc218 \ubaa8\uc758\uace0\uc0ac \uc804\uccb4 \ud569\uaca9\u00a0<\/span><\/td>\n<\/tr>\n<tr style=\"height: 27px;\">\n<td style=\"text-align: center; background-color: #fce8e2; height: 27px;\"><strong><span style=\"font-size: 14pt;\">\ud569\uaca9 \ud6c4 \ub9ac\uc6cc\ub4dc<\/span><\/strong><\/td>\n<td style=\"text-align: center; height: 27px;\"><span style=\"font-weight: 400; font-size: 14pt;\">\ud559\uc2b5 \ub9ac\uc6cc\ub4dc 12\ub9cc \uc6d0<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uc544\uc9c1 \ucda9\ubd84\ud569\ub2c8\ub2e4. \uc9c0\uae08 \uc774 \uc21c\uac04\uc774 <\/span><span style=\"font-weight: 400;\">\ubcf4\ud5d8\uc124\uacc4\uc0ac \uc2dc\ud5d8<\/span> <span style=\"background-color: #fce8e2;\"><b>\ud569\uaca9\uc73c\ub85c \uac00\ub294 \uac00\uc7a5 \ube60\ub978 \uc9c0\ub984\uae38<\/b><\/span><span style=\"font-weight: 400;\">\uc785\ub2c8\ub2e4. \uc624\ub298 1\uc2dc\uac04\uc774 \uc774\ubc88 \uc8fc\uc758 \ud569\uaca9\uc744 \uacb0\uc815\ud569\ub2c8\ub2e4.<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%eb%a9%94%eb%a6%ac%ec%b8%a0-%ed%8c%8c%ed%8a%b8%eb%84%88%ec%8a%a4-%ec%8b%9c%ed%97%98-%ea%b3%b5%eb%b6%80%ed%95%a0%ec%88%98%eb%a1%9d-%eb%b3%b4%ec%83%81%ec%9d%b4-%ec%8c%93%ec%9e%85%eb%8b%88%eb%8b%a4\/\"><span style=\"font-size: 14pt; color: #ef3b24;\"><b>\uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \uc2dc\ud5d8 \uacf5\ubd80\ud560\uc218\ub85d \ubcf4\uc0c1\uc774 \uc313\uc785\ub2c8\ub2e4!<\/b><\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n\r\n    <div class=\"faqbox\">\r\n        <div class=\"faqbox-icon\">\ud83d\udcac<\/div>\r\n        <div class=\"faqbox-inner\">\r\n            <strong class=\"faqbox-title\">Q&amp;A<\/strong><\/p>\n<p>\r\n    <div class=\"qa-block\">\r\n        <p class=\"qa-question\"><span>Q.<\/span> \ubcf4\ud5d8\uc124\uacc4\uc0ac \uc2dc\ud5d8 \uacf5\ubd80\ub97c \ub2e4 \ubabb \ub05d\ub0b4\ub3c4 \ud569\uaca9\ud560 \uc218 \uc788\ub098\uc694?<\/p>\r\n        <div class=\"qa-answer\"><\/p>\n<div>\n<p>\uac00\ub2a5\ud569\ub2c8\ub2e4.\u00a0<strong>\u2018\uc190\ud574\u2019\uc640 \u2018\uacf5\ud1b5\u2019 \uacfc\ubaa9\uc744 \uc911\uc2ec\uc73c\ub85c \ud559\uc2b5<\/strong>\ud558\uace0, \uc81c3\ubcf4\ud5d8\uc740 \uc544\ub294 \ubb38\uc81c \uc704\uc8fc\ub85c\ub9cc \uc815\ub9ac\ud558\uc138\uc694. \uc190\ud574\ubcf4\ud5d8\uc124\uacc4\uc0ac \uae30\ucd9c\ubb38\uc81c\uc5d0\uc11c \uc790\uc8fc \ub2e4\ub904\uc9c0\ub294 \uac1c\ub150\ub9cc \ubc18\ubcf5\ud574\ub3c4 \ud569\uaca9\uc5d0 \ucda9\ubd84\ud788 \uac00\uae4c\uc6cc\uc9d1\ub2c8\ub2e4.<\/p>\n<\/div>\n<p>\n<\/div>\r\n    <\/div><\/p>\n<p>\r\n    <div class=\"qa-block\">\r\n        <p class=\"qa-question\"><span>Q.<\/span> \uc2dc\uac04\uc774 \ubd80\uc871\ud560 \ub54c\ub294 \uc5b4\ub5bb\uac8c \uacf5\ubd80\ud558\uba74 \uc88b\uc744\uae4c\uc694?<\/p>\r\n        <div class=\"qa-answer\"><\/p>\n<div>\n<div>\n<p>\uc5f0\uc2b5 \ubaa8\uc758\uace0\uc0ac\ub294<strong>\u00a0\u2018\uc190\ud574\u2019\uc640 \u2018\uacf5\ud1b5\u2019 \ud45c\uc2dc\ub41c \ubb38\uc81c<\/strong>\ub9cc \ud480\uace0, \ud544\uc218 \ubaa8\uc758\uace0\uc0ac\ub294\u00a0<strong>1\ubc88\ubd80\ud130 33\ubc88<\/strong>\uae4c\uc9c0\ub9cc \uc9d1\uc911\uc801\uc73c\ub85c \ud559\uc2b5\ud558\uc138\uc694.<\/p>\n<\/div>\n<\/div>\n<p>\n<\/div>\r\n    <\/div><\/p>\n<p>\r\n    <div class=\"qa-block\">\r\n        <p class=\"qa-question\"><span>Q.<\/span> \uc2dc\ud5d8\uc5d0 \ud569\uaca9\ud558\uba74 \uc5b4\ub5a4 \ud61c\ud0dd\uc774 \uc788\ub098\uc694?<\/p>\r\n        <div class=\"qa-answer\"><\/p>\n<div>\n<div>\n<div>\n<div>\n<p>\uc2dc\ud5d8\uc5d0 \ud569\uaca9\ud558\uba74\u00a0<strong>\ud559\uc2b5 \ub9ac\uc6cc\ub4dc 12\ub9cc \uc6d0<\/strong>\uc774 \uc9c0\uae09\ub418\uba70, \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4\ub85c\uc11c\uc758 \ud65c\ub3d9\uc744 \uc2dc\uc791\ud560 \uc218 \uc788\ub294 \uccab \uad00\ubb38\uc744 \ud1b5\uacfc\ud558\uac8c \ub429\ub2c8\ub2e4.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>\n<\/div>\r\n    <\/div><\/p>\n<p>\n\r\n        <\/div>\r\n    <\/div>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">[\ud559\uc2b5 \ub9ac\uc6cc\ub4dc \uc548\ub0b4 \uc0ac\ud56d]<\/span><\/p>\n<p><span style=\"font-weight: 400;\">* \ubaa8\uc758\uace0\uc0ac\ub294 \uc644\ub8cc(40\uc810 \uc774\uc0c1), \ud569\uaca9(60\uc810 \uc774\uc0c1)\uc778 \uacbd\uc6b0 \ub9ac\uc6cc\ub4dc\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">*\ubaa8\uc758\uace0\uc0ac \ubbf8\uc158 \uc911 \ud544\uc218 \ubaa8\uc758\uace0\uc0ac\uc758 \uacbd\uc6b0 \uc778\uc815\ub429\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">* \ub9ac\uc6cc\ub4dc\ub294 \ucd5c\ub300 7\uc601\uc5c5\uc77c \uc774\ub0b4 \uc9c0\uae09\ub429\ub2c8\ub2e4. \uc9c0\uae09\ub418\uc9c0 \uc54a\uc744 \uacbd\uc6b0 \ub2f4\ub2f9 \ub9e4\ub2c8\uc800\uc5d0\uac8c \ubb38\uc758 \ubd80\ud0c1\ub4dc\ub9bd\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">* \uac01 \ubbf8\uc158\uc740 \uccab \ub2ec\uc131 \uc2dc, \ub9ac\uc6cc\ub4dc 1\ud68c \uc218\ub839 \uac00\ub2a5\ud558\uba70 \ub3d9\uc77c \ubbf8\uc158 \uc911\ubcf5 \uc9c0\uae09\uc740 \ubd88\uac00\ud569\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">* \ubd80\uc815\ud55c \ud589\uc704\ub97c \ud1b5\ud574 \ubbf8\uc158\uc744 \uc218\ud589\ud55c \uacbd\uc6b0, \ub9ac\uc6cc\ub4dc\uac00 \uc9c0\uae09\ub418\uc9c0 \uc54a\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">* \ud574\ub2f9 \ub9ac\uc6cc\ub4dc\ub294 \ud30c\ud2b8\ub108\uc2a4\uc5d0\uac8c\ub9cc \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/span><\/p>\n<p><script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\ubcf4\ud5d8\uc124\uacc4\uc0ac \uc2dc\ud5d8 \uacf5\ubd80\ub97c \ub2e4 \ubabb \ub05d\ub0b4\ub3c4 \ud569\uaca9\ud560 \uc218 \uc788\ub098\uc694?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \" \uac00\ub2a5\ud569\ub2c8\ub2e4. \u2018\uc190\ud574\u2019\uc640 \u2018\uacf5\ud1b5\u2019 \uacfc\ubaa9\uc744 \uc911\uc2ec\uc73c\ub85c \ud559\uc2b5\ud558\uace0, \uc81c3\ubcf4\ud5d8\uc740 \uc544\ub294 \ubb38\uc81c \uc704\uc8fc\ub85c\ub9cc \uc815\ub9ac\ud558\uc138\uc694. \uc190\ud574\ubcf4\ud5d8\uc124\uacc4\uc0ac \uae30\ucd9c\ubb38\uc81c\uc5d0\uc11c \uc790\uc8fc \ub2e4\ub904\uc9c0\ub294 \uac1c\ub150\ub9cc \ubc18\ubcf5\ud574\ub3c4 \ud569\uaca9\uc5d0 \ucda9\ubd84\ud788 \uac00\uae4c\uc6cc\uc9d1\ub2c8\ub2e4.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\uc2dc\uac04\uc774 \ubd80\uc871\ud560 \ub54c\ub294 \uc5b4\ub5bb\uac8c \uacf5\ubd80\ud558\uba74 \uc88b\uc744\uae4c\uc694?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\uc5f0\uc2b5 \ubaa8\uc758\uace0\uc0ac\ub294 \u2018\uc190\ud574\u2019\uc640 \u2018\uacf5\ud1b5\u2019 \ud45c\uc2dc\ub41c \ubb38\uc81c\ub9cc \ud480\uace0, \ud544\uc218 \ubaa8\uc758\uace0\uc0ac\ub294 1\ubc88\ubd80\ud130 33\ubc88\uae4c\uc9c0\ub9cc \uc9d1\uc911\uc801\uc73c\ub85c \ud559\uc2b5\ud558\uc138\uc694.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\uc2dc\ud5d8\uc5d0 \ud569\uaca9\ud558\uba74 \uc5b4\ub5a4 \ud61c\ud0dd\uc774 \uc788\ub098\uc694?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\uc2dc\ud5d8\uc5d0 \ud569\uaca9\ud558\uba74 \ub4f1\ub85d \ucd95\ud558\uae08 5\ub9cc \uc6d0\uc774 \uc9c0\uae09\ub418\uba70, \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4\ub85c\uc11c\uc758 \ud65c\ub3d9\uc744 \uc2dc\uc791\ud560 \uc218 \uc788\ub294 \uccab \uad00\ubb38\uc744 \ud1b5\uacfc\ud558\uac8c \ub429\ub2c8\ub2e4.\"\n      }\n    }\n  ]\n}\n<\/script><\/p>\n<p><span style=\"font-size: 14pt;\"><b><br \/>\n<a class=\"maxbutton-1 maxbutton maxbutton-eba994eba6acecb8a0-ed8c8ced8ab8eb8488ec8aa4-ec8ba0ecb2aded9598eab8b0 post-banner-button\" target=\"_blank\" rel=\"noopener\" href=\"javascript:void(0);\"><span class='mb-text'>\uba54\ub9acM\uc2a4\ucfe8 \ud559\uc2b5 \uc774\uc5b4\ud558\uae30<\/span><\/a><br \/>\n<\/b><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ubcf4\ud5d8\uc124\uacc4\uc0ac \uc2dc\ud5d8 \uacf5\ubd80\ub97c \ub2e4 \ub05d\ub0b4\uc9c0 \ubabb\ud588\ub2e4\uace0 \uac71\uc815\ud560 \ud544\uc694 \uc5c6\uc2b5\ub2c8\ub2e4. \uc9c0\uae08\ubd80\ud130 \ub2e8 8\uc2dc\uac04\ub9cc \uc9d1\uc911\ud574\ub3c4 \ud569\uaca9\uc740 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