{"id":4068,"date":"2025-11-12T12:30:56","date_gmt":"2025-11-12T03:30:56","guid":{"rendered":"http:\/\/3.38.128.211\/blog\/?p=4068"},"modified":"2026-03-31T22:19:25","modified_gmt":"2026-03-31T13:19:25","slug":"%eb%a9%94%eb%a6%ac%ec%b8%a0-%ed%8c%8c%ed%8a%b8%eb%84%88%ec%8a%a4%ec%97%90%ec%84%9c%eb%8a%94-%eb%b3%b4%ed%97%98-%ea%b3%b5%eb%b6%80%ea%b0%80-%ea%b3%a7-%ec%88%98%ec%9d%b5","status":"publish","type":"post","link":"https:\/\/meritzpartners.com\/blog\/blog\/%eb%a9%94%eb%a6%ac%ec%b8%a0-%ed%8c%8c%ed%8a%b8%eb%84%88%ec%8a%a4%ec%97%90%ec%84%9c%eb%8a%94-%eb%b3%b4%ed%97%98-%ea%b3%b5%eb%b6%80%ea%b0%80-%ea%b3%a7-%ec%88%98%ec%9d%b5\/","title":{"rendered":"\uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4\uc5d0\uc11c\ub294 \ubcf4\ud5d8 \uacf5\ubd80\uac00 \uace7 \u2018\uc218\uc775\u2019\uc774 \ub429\ub2c8\ub2e4."},"content":{"rendered":"<p><span style=\"font-weight: 400; font-size: 14pt;\">24\ub144 3\uc6d4, \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4\uac00 \uc815\uc2dd\uc73c\ub85c \ucd9c\ubc94\ud558\uace0 \uc9c0\uae08\uae4c\uc9c0 \ub204\uc801 \ud30c\ud2b8\ub108\uc2a4 \uc218\ub294 \ubb34\ub824 1\ub9cc \uba85\uc774 \ub118\uc5c8\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \ubd84\ub4e4\uc774 \ubd80\uc218\uc785\uc744 \uae30\ub300\ud558\uba70 \ud30c\ud2b8\ub108\uc2a4\ub97c \uc2e0\uccad\ud558\uace0 \uacc4\uc2dc\ub294\ub370\uc694. \uc624\ub298\uc740 \uc608\ube44 \ud30c\ud2b8\ub108\uc2a4 \ubd84\ub4e4\uc744 \uc704\ud574 \ubcf4\ud5d8 \uacf5\ubd80\uac00 \uace7 \uc218\uc775\uc774 \ub418\ub294 \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \uad6c\uc870\uc5d0 \ub300\ud574 \uc54c\ub824\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\"><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-white ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\ud83d\udcc4\ucf58\ud150\uce20 \ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/meritzpartners.com\/blog\/blog\/%eb%a9%94%eb%a6%ac%ec%b8%a0-%ed%8c%8c%ed%8a%b8%eb%84%88%ec%8a%a4%ec%97%90%ec%84%9c%eb%8a%94-%eb%b3%b4%ed%97%98-%ea%b3%b5%eb%b6%80%ea%b0%80-%ea%b3%a7-%ec%88%98%ec%9d%b5\/#%E2%91%A0_%EC%B4%9D_12%EC%8B%9C%EA%B0%84%EB%A7%8C%EC%9C%BC%EB%A1%9C_%EC%8B%9C%ED%97%98_%ED%95%A9%EA%B2%A9\">\u2460 \ucd1d 12\uc2dc\uac04\ub9cc\uc73c\ub85c \uc2dc\ud5d8 \ud569\uaca9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/meritzpartners.com\/blog\/blog\/%eb%a9%94%eb%a6%ac%ec%b8%a0-%ed%8c%8c%ed%8a%b8%eb%84%88%ec%8a%a4%ec%97%90%ec%84%9c%eb%8a%94-%eb%b3%b4%ed%97%98-%ea%b3%b5%eb%b6%80%ea%b0%80-%ea%b3%a7-%ec%88%98%ec%9d%b5\/#%E2%91%A1_%EB%B3%B4%ED%97%98_%EA%B3%B5%EB%B6%80%EB%A7%8C%EC%9C%BC%EB%A1%9C_18%EB%A7%8C_%EC%9B%90_%EB%B3%B4%EC%83%81\">\u2461 \ubcf4\ud5d8 \uacf5\ubd80\ub9cc\uc73c\ub85c 18\ub9cc \uc6d0 \ubcf4\uc0c1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/meritzpartners.com\/blog\/blog\/%eb%a9%94%eb%a6%ac%ec%b8%a0-%ed%8c%8c%ed%8a%b8%eb%84%88%ec%8a%a4%ec%97%90%ec%84%9c%eb%8a%94-%eb%b3%b4%ed%97%98-%ea%b3%b5%eb%b6%80%ea%b0%80-%ea%b3%a7-%ec%88%98%ec%9d%b5\/#%E2%91%A2_%EA%B3%B5%EB%B6%80%EA%B0%80_%EA%B3%A7_%EB%B6%80%EC%97%85%EC%9D%B4%EB%8B%A4\">\u2462 \uacf5\ubd80\uac00 \uace7 \ubd80\uc5c5\uc774\ub2e4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/meritzpartners.com\/blog\/blog\/%eb%a9%94%eb%a6%ac%ec%b8%a0-%ed%8c%8c%ed%8a%b8%eb%84%88%ec%8a%a4%ec%97%90%ec%84%9c%eb%8a%94-%eb%b3%b4%ed%97%98-%ea%b3%b5%eb%b6%80%ea%b0%80-%ea%b3%a7-%ec%88%98%ec%9d%b5\/#%EA%B3%B5%EB%B6%80%EA%B0%80_%EA%B3%A7_%EC%88%98%EC%9D%B5%EC%9D%B4_%EB%90%98%EB%8A%94_%EA%B5%AC%EC%A1%B0\">\uacf5\ubd80\uac00 \uace7 \uc218\uc775\uc774 \ub418\ub294 \uad6c\uc870<\/a><\/li><\/ul><\/nav><\/div>\n<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\"><b>12\uc2dc\uac04 \ud559\uc2b5 = 18\ub9cc \uc6d0 \ubcf4\uc0c1<\/b><\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ubcf4\ud5d8 \uacf5\ubd80\ub97c \uc2dc\uc791\ud558\ub294 \uc21c\uac04, \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4\uc5d0\uc11c\uc758 \uccab \uc218\uc775\uc774 \ub9cc\ub4e4\uc5b4\uc9d1\ub2c8\ub2e4. \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \uc218\uc775\uc740 \u2018\uc77c\uc744 \uc2dc\uc791\ud560 \ub54c\u2019\uac00 \uc544\ub2c8\ub77c \uc790\uaca9\uc2dc\ud5d8 <\/span><span style=\"background-color: #fce8e2;\"><b>\uacf5\ubd80\ub97c \uc2dc\uc791\ud558\ub294 \uc21c\uac04\ubd80\ud130<\/b><\/span><b> <\/b><span style=\"font-weight: 400;\">\uc774\ubbf8 \uc2dc\uc791\ub429\ub2c8\ub2e4. \uacf5\ubd80\ud558\ub294 \ub9cc\ud07c \ubcf4\uc0c1\uc774 \uc313\uc774\uace0 \ud559\uc2b5\uc744 \uc644\ub8cc\ud558\uba74 \ucd5c\ub300 18\ub9cc \uc6d0\uc758 \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\uae08\uc758 \ubcf4\ud5d8 \uacf5\ubd80\uac00 \uace7 \ub2f9\uc2e0\uc758 \uc218\uc775\uc774 \ub429\ub2c8\ub2e4.<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E2%91%A0_%EC%B4%9D_12%EC%8B%9C%EA%B0%84%EB%A7%8C%EC%9C%BC%EB%A1%9C_%EC%8B%9C%ED%97%98_%ED%95%A9%EA%B2%A9\"><\/span>\u2460 \ucd1d 12\uc2dc\uac04\ub9cc\uc73c\ub85c \uc2dc\ud5d8 \ud569\uaca9<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-4435 size-full alignnone\" src=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/410p.jpg\" alt=\"\ubcf4\ud5d8 \uacf5\ubd80, \uc190\ud574\ubcf4\ud5d8\uc124\uacc4\uc0ac \uc2dc\ud5d8, \uba54\ub9acM\uc2a4\ucfe8, \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \uc218\uc775\" width=\"900\" height=\"600\" srcset=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/410p.jpg 900w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/410p-300x200.jpg 300w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/410p-768x512.jpg 768w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/410p-500x333.jpg 500w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uc190\ud574\ubcf4\ud5d8\uc124\uacc4\uc0ac \uc2dc\ud5d8 \uc900\ube44\uc5d0 \uc18c\uc694\ub418\ub294 \uc2dc\uac04\uc740 \uae38\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/span><span style=\"font-weight: 400;\"> \ucd1d 12\uc2dc\uac04 \uc815\ub3c4\ub9cc \ud559\uc2b5\ud558\uba74 <\/span><span style=\"background-color: #fce8e2;\"><b>76%\uc758 \ud655\ub960\ub85c \ud569\uaca9<\/b><\/span><span style=\"font-weight: 400;\">\ud560 \uc218 \uc788\uc73c\uba70, \uadf8 \uc2dc\uac04 \ub3d9\uc548<\/span><span style=\"font-weight: 400;\"> \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \uc218\uc775<\/span><span style=\"font-weight: 400;\">\uae4c\uc9c0 \uc5bb\uac8c \ub429\ub2c8\ub2e4.<\/span><\/span><\/p>\n<ul>\n<li aria-level=\"1\"><span style=\"font-size: 14pt;\"><b>\ub3d9\uc601\uc0c1 \ud559\uc2b5 5\uc2dc\uac04<\/b><\/span><\/li>\n<li aria-level=\"1\"><span style=\"font-size: 14pt;\"><b>\ubaa8\uc758\uace0\uc0ac \ud480\uc774 7\uc2dc\uac04<\/b><\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc774 \ub450 \uac00\uc9c0\ub9cc \uc644\ub8cc\ud574\ub3c4 \ucda9\ubd84\ud569\ub2c8\ub2e4. \uc2dc\uac04\uc774 \ubd80\uc871\ud558\ub2e4\uba74, \ub3d9\uc601\uc0c1 \ud559\uc2b5\uc740 \uc0dd\ub7b5\ud574\ub3c4 \ubb34\ubc29\ud569\ub2c8\ub2e4. <\/span><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ucda9\ubd84\ud788 \uc2dc\ud5d8\uc5d0 \ud569\uaca9\ud558\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt; color: #ef3b24;\"><a style=\"color: #ef3b24;\" href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%ec%86%90%ed%95%b4%eb%b3%b4%ed%97%98-%ec%84%a4%ea%b3%84%ec%82%ac-%ec%8b%9c%ed%97%98-a-to-z\/\"><b>\uc190\ud574\ubcf4\ud5d8 \uc124\uacc4\uc0ac \uc2dc\ud5d8 A to Z<\/b><\/a><\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E2%91%A1_%EB%B3%B4%ED%97%98_%EA%B3%B5%EB%B6%80%EB%A7%8C%EC%9C%BC%EB%A1%9C_18%EB%A7%8C_%EC%9B%90_%EB%B3%B4%EC%83%81\"><\/span>\u2461 \ubcf4\ud5d8 \uacf5\ubd80\ub9cc\uc73c\ub85c 18\ub9cc \uc6d0 \ubcf4\uc0c1<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-4436\" src=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/411p-3.jpg\" alt=\"\ubcf4\ud5d8 \uacf5\ubd80, \uc190\ud574\ubcf4\ud5d8\uc124\uacc4\uc0ac \uc2dc\ud5d8, \uba54\ub9acM\uc2a4\ucfe8, \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \uc218\uc775\" width=\"900\" height=\"600\" srcset=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/411p-3.jpg 900w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/411p-3-300x200.jpg 300w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/411p-3-768x512.jpg 768w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/411p-3-500x333.jpg 500w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\ud559\uc2b5 \uacfc\uc815\ub9cc\uc73c\ub85c\ub3c4 \uc57d 18\ub9cc \uc6d0 \uc815\ub3c4\uc758 \ub9ac\uc6cc\ub4dc\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc989, 12\uc2dc\uac04 \ub3d9\uc548 \uacf5\ubd80\ud558\uba74\uc11c \ubcf4\ud5d8 \uc9c0\uc2dd\ub3c4 \uc313\uace0 \ubcf4\uc0c1\uae4c\uc9c0 \ubc1b\uc744 \uc218 \uc788\ub294 \uc148\uc785\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ub204\uad70\uac00\ub294 \uacf5\ubd80\ub97c\u00a0 \u2018<\/span><span style=\"font-weight: 400;\">\ubbf8\ub798\uc758 \uc218\uc775 \ucc3d\ucd9c\uc744 \uc704\ud55c<\/span><span style=\"font-weight: 400;\"> \ud22c\uc790\u2019\ub77c\uace0 \uc0dd\uac01\ud558\uc9c0\ub9cc, \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4\uc5d0\uc11c\ub294 <\/span><span style=\"background-color: #fce8e2;\"><b>\uacf5\ubd80 \uadf8 \uc790\uccb4\ub85c \uc218\uc775\uc774 \ub418\ub294 \uad6c\uc870<\/b><\/span><span style=\"font-weight: 400;\">\uc785\ub2c8\ub2e4.<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\u00a0<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ud83d\udcc8 <\/span><b>12\uc2dc\uac04 \ud559\uc2b5 = 18\ub9cc \uc6d0 \ub9ac\uc6cc\ub4dc<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\"> (\uc601\uc0c1 5\uc2dc\uac04 + \ubaa8\uc758\uace0\uc0ac 7\uc2dc\uac04 + \ub4f1\ub85d \ucd95\ud558\uae08 3\ub9cc \uc6d0 \ud3ec\ud568)<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E2%91%A2_%EA%B3%B5%EB%B6%80%EA%B0%80_%EA%B3%A7_%EB%B6%80%EC%97%85%EC%9D%B4%EB%8B%A4\"><\/span>\u2462 \uacf5\ubd80\uac00 \uace7 \ubd80\uc5c5\uc774\ub2e4<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-4072\" src=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/\ubcf4\ud5d8-\uacf5\ubd80-3.jpg\" alt=\"\ubcf4\ud5d8 \uacf5\ubd80, \uc190\ud574\ubcf4\ud5d8\uc124\uacc4\uc0ac \uc2dc\ud5d8, \uba54\ub9acM\uc2a4\ucfe8, \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \uc218\uc775\" width=\"900\" height=\"600\" srcset=\"https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/\ubcf4\ud5d8-\uacf5\ubd80-3.jpg 900w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/\ubcf4\ud5d8-\uacf5\ubd80-3-300x200.jpg 300w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/\ubcf4\ud5d8-\uacf5\ubd80-3-768x512.jpg 768w, https:\/\/meritzpartners.com\/blog\/wp-content\/uploads\/2025\/11\/\ubcf4\ud5d8-\uacf5\ubd80-3-500x333.jpg 500w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uc190\ud574\ubcf4\ud5d8\uc124\uacc4\uc0ac<\/span><span style=\"font-weight: 400;\"> \uc2dc\ud5d8 \uacf5\ubd80 \uc790\uccb4\ub3c4 \uc5b4\ub835\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/span> <span style=\"font-weight: 400;\">\uc2a4\ub9c8\ud2b8\ud3f0\uc73c\ub85c \ub3d9\uc601\uc0c1\uc744 \ubcf4\uace0 \ubb38\uc81c\ub97c \ud478\ub294 \uac83\ub9cc\uc73c\ub85c\ub3c4 <\/span><span style=\"font-weight: 400;\">\ucda9\ubd84\ud788 \ubd80\uc218\uc785\uc744 \ub9cc\ub4e4\uc5b4\ub0bc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uacf5\ubd80\ub97c \uc2dc\uc791\ud558\uba74 \ub9ac\uc6cc\ub4dc\uac00 \ubc14\ub85c \uc9c0\uae09\ub418\uace0, \uc870\uae08\uc529 \uc313\uc774\ub2e4 \ubcf4\uba74 18\ub9cc \uc6d0\uc758 \ubcf4\uc0c1\uc774 \ud655\uc815\ub429\ub2c8\ub2e4. \uacb0\uad6d \uc911\uc694\ud55c \uac83\uc740 \uacf5\ubd80\ub97c \uc798 \ud558\ub294 \uac83\ubcf4\ub2e4, <\/span><span style=\"background-color: #fce8e2;\"><b>\uc9c0\uae08 \uc2dc\uc791\ud558\ub290\ub0d0 \ubbf8\ub8e8\ub290\ub0d0\uc758 \ucc28\uc774\uc785\ub2c8\ub2e4.<\/b><\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li aria-level=\"1\"><span style=\"font-size: 14pt;\"><b>\ubcf4\ud5d8<\/b><b> \uacf5\ubd80\ub97c \uc2dc\uc791\ud558\ub294 \uc21c\uac04\ubd80\ud130 \ub9ac\uc6cc\ub4dc \uc801\ub9bd<\/b><\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><span style=\"font-size: 14pt;\"><b>\uc2a4\ub9c8\ud2b8\ud3f0 \ud558\ub098\ub85c \uc5b8\uc81c \uc5b4\ub514\uc11c\ub098 \ud559\uc2b5 \uac00\ub2a5<\/b><\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><span style=\"font-size: 14pt;\"><b>\ucd9c\ud1f4\uadfc\uae38, \uc810\uc2ec\uc2dc\uac04\uc5d0 \ud559\uc2b5 \uac00\ub2a5<\/b><\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><span style=\"font-size: 14pt;\"><span style=\"font-size: 14pt;\"><b>\uad50\uc721 \ub9e4\ub2c8\uc800\uc758 \uc9c4\ub3c4 \uad00\ub9ac \uc11c\ud3ec\ud2b8<\/b><b><\/b><\/span><\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EA%B3%B5%EB%B6%80%EA%B0%80_%EA%B3%A7_%EC%88%98%EC%9D%B5%EC%9D%B4_%EB%90%98%EB%8A%94_%EA%B5%AC%EC%A1%B0\"><\/span>\uacf5\ubd80\uac00 \uace7 \uc218\uc775\uc774 \ub418\ub294 \uad6c\uc870<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4\uc758 \u2018\uba54\ub9acM\uc2a4\ucfe8\u2019\uc740 \u2018\uc900\ube44 \uacfc\uc815 \uc790\uccb4\u2019\ub97c \ubcf4\uc0c1\ud558\ub294 \ud504\ub85c\uadf8\ub7a8\uc785\ub2c8\ub2e4. <\/span><span style=\"font-weight: 400;\">\ub3d9\uc601\uc0c1 \uac15\uc758\uc640 \ubaa8\uc758\uace0\uc0ac\ub97c \ubb34\ub8cc\ub85c \uc774\uc6a9\ud560 \uc218 \uc788\uc73c\uba70, \uc624\ub2f5\ub178\ud2b8 \uae30\ub2a5\uc744 \ud1b5\ud574 \ud2c0\ub9b0 \ubb38\uc81c\ub97c \ub530\ub85c \uc815\ub9ac\ud574 \ud559\uc2b5\ud560 \uc218 \uc788\ub294\ub370\uc694.<\/span><span style=\"font-weight: 400;\"> \ub204\uc801 1\ub9cc \uba85 \uc774\uc0c1\uc758 \ud30c\ud2b8\ub108\uac00 \uc774 \uacfc\uc815\uc744 \ud1b5\ud574 \uc548\uc815\uc801\uc73c\ub85c \ubd80\uc5c5\uc744 \uc2dc\uc791\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\uc9c0\uae08 \ubc14\ub85c \uc2dc\uc791\ud558\uc138\uc694!<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\uba54\ub9acM\uc2a4\ucfe8 \ub0b4 <\/span><span style=\"font-weight: 400;\">\ubbf8\uc158 \ub2ec\uc131 \ud6c4 <\/span><b>3\uc77c \ub0b4 \uc989\uc2dc \uc9c0\uae09<\/b><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 14pt;\"><b>\uc2a4\ud0c0\ubc85\uc2a4\u00b7\ub124\uc774\ubc84\ud398\uc774 \uae30\ud504\ud2f0\ucf58 \ud604\uc7a5 \uc218\ub839 \uac00\ub2a5<\/b><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-size: 14pt;\"><b>76% \ud569\uaca9\ub960<\/b><span style=\"font-weight: 400;\">, \uc548\uc815\uc801\uc778 \uc9c4\uc785 \ub8e8\ud2b8<\/span><\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14pt;\">\u201c\uc9c4\uc9dc \uacf5\ubd80\ub9cc \ud588\ub294\ub370 \ubcf4\uc0c1\uc774 \ub4e4\uc5b4\uc654\uc5b4\uc694!\u201d<br \/>\n<\/span><span style=\"font-weight: 400; font-size: 14pt;\">\u201c\ud1f4\uadfc \ud6c4\uc5d0 \uc2a4\ub9c8\ud2b8\ud3f0\uc73c\ub85c \uacf5\ubd80\ud588\ub354\ub2c8, \uadf8\uc0c8 18\ub9cc \uc6d0\uc774 \uc313\uc600\uc5b4\uc694!\u201d<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><span style=\"font-weight: 400;\">\ub9ce\uc740 \ud30c\ud2b8\ub108\ub4e4\uc774 \uc2e4\uc81c\ub85c \uacbd\ud5d8\ud558\uace0 \uc788\ub294 \uc774\uc57c\uae30\uc785\ub2c8\ub2e4. \uc624\ub298, \ub2f9\uc2e0\uc758 1\uc2dc\uac04\uc740 \ub354 \uc774\uc0c1 \u2018\uacf5\ubd80\u2019\uac00 \uc544\ub2c8\ub77c <\/span><span style=\"background-color: #fce8e2;\"><b>\uccab \ubc88\uc9f8 \uc218\uc775 \ud65c\ub3d9<\/b><\/span><span style=\"font-weight: 400;\">\uc774 \ub429\ub2c8\ub2e4.<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><strong><span style=\"color: #ef3b24;\"><a style=\"color: #ef3b24;\" href=\"https:\/\/meritzpartners.com\/blog\/factcheck\/%eb%a9%94%eb%a6%ac%ec%b8%a0-%ed%8c%8c%ed%8a%b8%eb%84%88%ec%8a%a4-%ec%8b%9c%ed%97%98-%ea%b3%b5%eb%b6%80%ed%95%a0%ec%88%98%eb%a1%9d-%eb%b3%b4%ec%83%81%ec%9d%b4-%ec%8c%93%ec%9e%85%eb%8b%88%eb%8b%a4\/\"><span style=\"font-size: 14pt;\">\uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \uc2dc\ud5d8 \uacf5\ubd80\ud560\uc218\ub85d \ubcf4\uc0c1\uc774 \uc313\uc785\ub2c8\ub2e4!<\/span><\/a><\/span><\/strong><\/p>\n<p>&nbsp;<\/p>\n\r\n    <div class=\"faqbox\">\r\n        <div class=\"faqbox-icon\">\ud83d\udcac<\/div>\r\n        <div class=\"faqbox-inner\">\r\n            <strong class=\"faqbox-title\">Q&amp;A<\/strong><\/p>\n<p>\r\n    <div class=\"qa-block\">\r\n        <p class=\"qa-question\"><span>Q.<\/span> \uc190\ud574\ubcf4\ud5d8\uc124\uacc4\uc0ac \uc2dc\ud5d8 \uc900\ube44\uc5d0\ub294 \uc5bc\ub9c8\ub098 \uc2dc\uac04\uc774 \uac78\ub9ac\ub098\uc694?<\/p>\r\n        <div class=\"qa-answer\"><\/p>\n<div>\n<p>\ud3c9\uade0 12\uc2dc\uac04 \uc815\ub3c4\uba74 \ucda9\ubd84\ud558\uba70, \ub3d9\uc601\uc0c1 4\uc2dc\uac04\uacfc \ubaa8\uc758\uace0\uc0ac 7\uc2dc\uac04\ub9cc\uc73c\ub85c <strong>76% \ud569\uaca9<\/strong>\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n<p>\n<\/div>\r\n    <\/div><\/p>\n<p>\r\n    <div class=\"qa-block\">\r\n        <p class=\"qa-question\"><span>Q.<\/span> \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \uc218\uc775\uc740 \uc2dc\ud5d8\uc5d0 \ud569\uaca9\ud574\uc57c\ub9cc \ubc1c\uc0dd\ud558\ub098\uc694?<\/p>\r\n        <div class=\"qa-answer\"><\/p>\n<div>\n<div>\n<p>\uc544\ub2c8\uc694. \ubcf4\ud5d8 \uc790\uaca9\uc2dc\ud5d8 \uacf5\ubd80\ub97c \uc2dc\uc791\ud558\ub294 \uc21c\uac04\ubd80\ud130 \ub9ac\uc6cc\ub4dc\uac00 \uc801\ub9bd\ub418\uba70, \ud559\uc2b5 \uc644\ub8cc \uc2dc\u00a0<strong>\ucd5c\ub300 18\ub9cc \uc6d0\uc758 \ubcf4\uc0c1<\/strong>\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n<\/div>\n<p>\n<\/div>\r\n    <\/div><\/p>\n<p>\r\n    <div class=\"qa-block\">\r\n        <p class=\"qa-question\"><span>Q.<\/span> 18\ub9cc \uc6d0 \ub9ac\uc6cc\ub4dc\ub294 \uc5b8\uc81c \uc9c0\uae09\ub418\ub098\uc694?<\/p>\r\n        <div class=\"qa-answer\"><\/p>\n<div>\n<div>\n<div>\n<div>\n<p>\uba54\ub9acM\uc2a4\ucfe8 \ub0b4 \ud559\uc2b5 \ubbf8\uc158\uc744 \ub2ec\uc131\ud558\uba74<strong>\u00a03\uc77c \uc774\ub0b4\ub85c \uc9c0\uae09<\/strong>\ub429\ub2c8\ub2e4.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>\n<\/div>\r\n    <\/div><\/p>\n<p>\n\r\n        <\/div>\r\n    <\/div>\n<p><script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\uc190\ud574\ubcf4\ud5d8\uc124\uacc4\uc0ac \uc2dc\ud5d8 \uc900\ube44\uc5d0\ub294 \uc5bc\ub9c8\ub098 \uc2dc\uac04\uc774 \uac78\ub9ac\ub098\uc694?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\ud3c9\uade0 15\uc2dc\uac04 \uc815\ub3c4\uba74 \ucda9\ubd84\ud558\uba70, \ub3d9\uc601\uc0c1 4\uc2dc\uac04\uacfc \ubaa8\uc758\uace0\uc0ac 10\uc2dc\uac04\ub9cc\uc73c\ub85c 90% \uc774\uc0c1 \ud569\uaca9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4 \uc218\uc775\uc740 \uc2dc\ud5d8\uc5d0 \ud569\uaca9\ud574\uc57c\ub9cc \ubc1c\uc0dd\ud558\ub098\uc694?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\uc544\ub2c8\uc694. \ubcf4\ud5d8 \uc790\uaca9\uc2dc\ud5d8 \uacf5\ubd80\ub97c \uc2dc\uc791\ud558\ub294 \uc21c\uac04\ubd80\ud130 \ub9ac\uc6cc\ub4dc\uac00 \uc801\ub9bd\ub418\uba70, \ud559\uc2b5 \uc644\ub8cc \uc2dc \ucd5c\ub300 20\ub9cc \uc6d0\uc758 \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"20\ub9cc \uc6d0 \ub9ac\uc6cc\ub4dc\ub294 \uc5b8\uc81c \uc9c0\uae09\ub418\ub098\uc694?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\uba54\ub9acM\uc2a4\ucfe8 \ub0b4 \ud559\uc2b5 \ubbf8\uc158\uc744 \ub2ec\uc131\ud558\uba74 3\uc77c \uc774\ub0b4\ub85c \uc9c0\uae09\ub429\ub2c8\ub2e4.\"\n      }\n    }\n  ]\n}\n<\/script><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">[\ud559\uc2b5 \ub9ac\uc6cc\ub4dc \uc548\ub0b4 \uc0ac\ud56d]<\/span><\/p>\n<p><span style=\"font-weight: 400;\">* \ubaa8\uc758\uace0\uc0ac\ub294 \uc644\ub8cc(40\uc810 \uc774\uc0c1), \ud569\uaca9(60\uc810 \uc774\uc0c1)\uc778 \uacbd\uc6b0 \ub9ac\uc6cc\ub4dc\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">*\ubaa8\uc758\uace0\uc0ac \ubbf8\uc158 \uc911 \ud544\uc218 \ubaa8\uc758\uace0\uc0ac\uc758 \uacbd\uc6b0 \uc778\uc815\ub429\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">* \ub9ac\uc6cc\ub4dc\ub294 \ucd5c\ub300 7\uc601\uc5c5\uc77c \uc774\ub0b4 \uc9c0\uae09\ub429\ub2c8\ub2e4. \uc9c0\uae09\ub418\uc9c0 \uc54a\uc744 \uacbd\uc6b0 \ub2f4\ub2f9 \ub9e4\ub2c8\uc800\uc5d0\uac8c \ubb38\uc758 \ubd80\ud0c1\ub4dc\ub9bd\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">* \uac01 \ubbf8\uc158\uc740 \uccab \ub2ec\uc131 \uc2dc, \ub9ac\uc6cc\ub4dc 1\ud68c \uc218\ub839 \uac00\ub2a5\ud558\uba70 \ub3d9\uc77c \ubbf8\uc158 \uc911\ubcf5 \uc9c0\uae09\uc740 \ubd88\uac00\ud569\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">* \ubd80\uc815\ud55c \ud589\uc704\ub97c \ud1b5\ud574 \ubbf8\uc158\uc744 \uc218\ud589\ud55c \uacbd\uc6b0, \ub9ac\uc6cc\ub4dc\uac00 \uc9c0\uae09\ub418\uc9c0 \uc54a\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">* \ud574\ub2f9 \ub9ac\uc6cc\ub4dc\ub294 \ud30c\ud2b8\ub108\uc2a4\uc5d0\uac8c\ub9cc \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><a class=\"maxbutton-1 maxbutton maxbutton-eba994eba6acecb8a0-ed8c8ced8ab8eb8488ec8aa4-ec8ba0ecb2aded9598eab8b0 post-banner-button\" target=\"_blank\" rel=\"noopener\" href=\"https:\/\/m.meritzfire.com\/msMain.do#!\/00\"><span class='mb-text'>\uba54\ub9acM\uc2a4\ucfe8 \ud559\uc2b5 \uc2dc\uc791\ud558\uae30<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>24\ub144 3\uc6d4, \uba54\ub9ac\uce20 \ud30c\ud2b8\ub108\uc2a4\uac00 \uc815\uc2dd\uc73c\ub85c \ucd9c\ubc94\ud558\uace0 \uc9c0\uae08\uae4c\uc9c0 \ub204\uc801 \ud30c\ud2b8\ub108\uc2a4 \uc218\ub294 \ubb34\ub824 1\ub9cc \uba85\uc774 \ub118\uc5c8\uc2b5\ub2c8\ub2e4. [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":4157,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[177,178,112,160],"class_list":["post-4068","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-m","tag-178","tag-112","tag-160","col-md-4 col-sm-4"],"_links":{"self":[{"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/posts\/4068","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/comments?post=4068"}],"version-history":[{"count":23,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/posts\/4068\/revisions"}],"predecessor-version":[{"id":4460,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/posts\/4068\/revisions\/4460"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/media\/4157"}],"wp:attachment":[{"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/media?parent=4068"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/categories?post=4068"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/meritzpartners.com\/blog\/wp-json\/wp\/v2\/tags?post=4068"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}